Paid by you, so we work for you.

Blooom has no savings account, card or fund of its own. Every list is ranked by rate, never by who pays us. Here is every way money reaches us, and which are live today.

Blooom+ subscriptions

£49.99 a year for one person, or monthly if you would rather. You pay us, so we work for you, and the core information stays free for everyone.

Live
Partner links

One day, choosing a provider through Blooom may earn us a referral. The row will say so beside the rate, and the order will not move. A better rate that pays us nothing still ranks first, and a direct link to the same account is always there.

Planned
Blooom at work

Employers will pay per person for the workplace benefit. They buy access for their team, never a view of anyone's finances.

Planned
Your data

Not on this list and not joining it. It is yours, not stock. No ads, no selling, no renting.

Never

What stays free, for everyone

Every rate we track

Read from each provider's own page, dated per row, ranked by rate.

Your first find

Type in what you hold and the biggest gap is on screen in two minutes.

Your eligibility

Which accounts you can open, and the clean link to open them.

The safety facts

Whether your savings sit above the FSCS limit at one firm. Nobody pays to be told that.

Education

Every guide, every calculator, the lessons for teenagers. No paywall.

Your own data

Export it or delete it whenever you like.

Does it earn its keep?

£348

One typical savings move covers the £49.99 several times over. £9,900 in an everyday saver at 1.00% earns £99 a year; the same money at 4.52% earns £447. That is the kind of gap Blooom+ watches for, and then keeps watching, because deals end quietly and rates drift. It has to keep earning its keep, every year.

An example, not your figure. Your own gap depends on your own balance and rate; the app works it out from what you type in.

Check the working, any time

Every ranked list in Blooom shows its ordering rule and its dates on the page. Ranked by rate. Nothing else moves the order.

Providers: send us your rates

If you are a provider, you can send us your published rates, or confirm the ones we already show. They enter the same dated, twice-checked pipeline as every rate on Blooom. Sending us your rates buys no ranking; no provider pays to appear or to rank higher.

Write to us

Three questions people ask

Does Blooom sell its own savings or investment products?

No. There is no Blooom savings account, card or fund, so there is nothing of ours to push. That is not a gap in the range; it is the whole point.

Does a commission ever change the rates or the order?

Never. A provider cannot pay to move up the list. If a link pays us, the row says so, and the direct link to the same account, which pays us nothing, sits beside it.

Does Blooom give financial advice?

No. Blooom shows information, your options and your eligibility, and the decisions stay yours. The coach has nothing to sell you.

Not a bank. No products of our own.

One list, ranked by rate. The only thing Blooom sells is Blooom+, and the person we answer to is you.

The sources
1.65%Bank of England, Effective interest rates, June 2026 (published 29 Jul 2026): households’ sight deposits, outstanding balances.
59%Accenture, 12 May 2025: “nearly six in ten Brits (59%) not knowing the interest rate on their main savings account”.
53%LHV Bank research, reported by Which?, 1 Sep 2026: “53% of UK savers are not confident they’re receiving competitive returns”.
2 in 5Tesco Bank, reported by Which?, 1 Sep 2026: “two in five adults don’t realise how inflation can erode their savings”.
61% · 1 in 10 · 21%FCA Financial Lives 2024, press release 16 May 2025.
55%Yorkshire Building Society with Opinium, 2,000 UK adults, January 2024: 55% had not compared savings rates in the last year.
£35,429Spring (Paragon Bank) analysis reported by MoneyWeek, March 2026: 6.5m current accounts hold over £10,000 at no interest, averaging £35,429.
0.50% · 1.75%Blooom’s own rate-change log, recomputed each morning.
How we check
You typewhat you hold. No bank login, ever.
We readeach account's published rate, every morning.
We compareagainst the highest rate we track, dated.
We saywhat moved. Nothing here can move your money.
How we make money
Blooom+£5.99 a month or £49.99 a year. That is the business.
Some linksmay pay us if you open an account through them. Marked "May pay us".
Neverdoes either move the order. Ranked by rate, nothing else.
The sums · our example
1.00%Everyday saver, £9,900 · you told us, 12 Jul 2026
4.52%Highest easy access we track · read this morning, 4 Sep 2026
£348 a year£447 − £99

An example, not a promise. Rates move; we re-read them every morning.

The arithmetic
£4.17a month when you pay yearly: £49.99 ÷ 12
£71.88a year if you pay monthly: £5.99 × 12
30%saved by paying yearly: £21.89 less
£3.33a month for founding members: £39.99 ÷ 12, 20% off £49.99
30%Together at £69.99 against two Blooom+ at £99.98