How it works

How does Blooom work?

Blooom is a UK money app that shows your whole financial picture and what your savings could earn, without your bank login. You type in what you have, and it counts down to your dates.

Updated 5 November 2026

The pages, and why they matter.

Overview shows your net worth in one figure. These are the pages behind it.

DiscoverBlooom+

Find what your savings are missing.

Each savings account you hold against the highest rate open to you.

Alex’s £9,800 could earn more.

Your first savings comparison is free. Every savings account compared, each one you hold, with Blooom+.

Rates

Every account, ranked by rate.

Savings rates, compared on the same terms.

Every account, ranked by rate alone. On £9,800, the highest pays £443 in a year.

Plan

Your big moments, planned before they arrive.

Moving home, a new baby, retiring: what each means for your money.

Moving in Jun 2027, Alex sees the fix ends after the move.

Coming up, in Plan

Know before each date.

Deals, fixes and the tax year, counted down.

£8,400 of Alex’s ISA allowance left before 5 Apr 2027.

Blooom+

With Blooom+, the next rate is ready 30 days before a fix ends.

Tell BlooomBlooom+

Tell Blooom what you hold or what’s changed, and it fills it in for you.

Tell Blooom what you hold or what’s changed, and it fills it in for you. 50 messages a month on Blooom+.

One sentence, and you confirm it.

BillsBlooom+

Add your energy, broadband, mobile and water bills, one of each a year.

Take a photo of a bill, or upload the PDF. Blooom+ reads its price and end date.

The end date goes into Plan, and nothing saves without your tap.

What does Blooom+ add?

You can use Free whether or not you subscribe.

HouseholdBlooom+

A second login for someone you live with.

Free

£0

  • Every account, your home and mortgage
  • Reminders before your dates
  • Your children’s savings
  • Your first comparison and insight, in full
Join the waiting list

Your first comparison is free, and yours to keep.

Blooom+

£44.99 a year

or £4.99 a month, paid monthly

Example Alex’s first comparison found about £345 a year.

  • Everything in Free
  • A second login for someone you live with
  • Compared again each time you update
  • Fix ending: next rate ready 30 days ahead
  • Every savings account compared, each one you hold, every insight in full
  • Add your energy, broadband, mobile and water bills, one of each a year
  • Tell Blooom, 50 messages a month for updates
Join the waiting list

Your money stays yours.

  • No bank connection needed
  • Blooom can’t move your money
  • Nobody pays to rank higher
  • Remove it all, any time

How it works, in questions.

Do I connect my bank?

No. You type in your accounts, and Blooom can’t move your money.

How does Blooom value my home?

From what you paid and when, moved each month by the UK House Price Index for your region, published by HM Land Registry. It’s an estimate, and you can change it.

How old are my figures?

Blooom shows how old each one is, so you know what to update. Nothing changes unless you change it.

Are there any limits?

Tell Blooom’s messages reset on your billing date, and you can add one bill of each kind a year. Comparisons and reminders aren’t counted. We’ll always tell you before an allowance changes.

What does Blooom+ add?

A second login for someone you live with. Every savings account compared, each one you hold, and every insight in full, compared again each time you update, with the next rate ready 30 days before a fix or bonus ends. Add your energy, broadband, mobile and water bills, one of each a year, and Tell Blooom, 50 messages a month for updates.