Type it in once. We do the reading every morning.

No bank login, nothing to connect. You tell us what you hold; we check every rate in the UK savings market at 6:02, keep the dates you’d forget, and say when your money could do better.

You typeWhat you hold: the account, the balance, the rate you see. No password, ever.
We readEach provider’s own published rate, every morning at 6:02, with the date we read it.
We compareYour rate against the highest we track, in pounds a year, not percentages.
We sayWhat moved, in one email, in good time. Nothing here can move your money.

Two minutes, three screens.

That’s the whole set-up. Everything after it is us doing the reading.

9:41●●● ▮
Add an account2 of 3
Balance£12,150
Rate you see4.10%
We found it. Online saver, bonus ends 2 Oct, then 2.55%. Read this morning.
No login. No card. We never hold your money, and nothing here can move it.
Add it
OverviewAccountsRatesDiscoverMore
1 · Your savingsPick the provider, type the balance and the rate you see. If we already read that account, we show what we hold and you say whether it’s yours.
9:41●●● ▮
Your net worth3 of 3
Pension & investments£83,800
Home, less the mortgage£71,600
Car£3,850
Credit card−£4,250
Cash in current accountsSkip
Skip leaves it blank, never zero. Update any line whenever you like.
OverviewAccountsRatesDiscoverMore
2 · Your net worthFive lines. Skip any of them; a skipped line is blank, never zero.
9:41●●● ▮
Discoverthis morning
Worth a look
£348 a year
Your Everyday saver, £9,900 at 1.00%, has fallen behind. Three places it could sit:
c
Easy accesscahoot · same access as now
4.52%+£348 a year
S
1-year fixShawbrook · locked for a year
4.60%+£356 a year
T
Cash ISATrading 212 · tax-free, fits your allowance
4.30%+£327 a year
Ranked by what you’d gain. Opening one is your call.
OverviewAccountsRatesDiscoverMore
3 · Your first findThe highest easy access, one-year fix and cash ISA your money could move to, in pounds a year. Opening one is your call.
Blooom+ Every morning, from then on

Read at 6:02. One email, only if something changed.

  1. 6:02We read every account’s published rate against the whole UK market and hold the date we read it.
  2. 6:05Your gaps are worked out in pounds a year; every date we hold moves a day closer.
  3. 7:30If something changed, one email: what moved, what it costs, your call.
  4. Most daysNothing. No nudge, no streak, no “you haven’t opened the app”.
9:41●●● ▮
Coming upheld for you
O
Bonus endsOnline saver drops to 2.55%
2 Oct
B
Bank of Englandrate decision
17 Sep
BlooomTue 7:30

Your bonus ends in 4 weeks

Online saver drops to 2.55% on 2 Oct. The highest we read this morning pays 4.52%.

Nothing here can move your money.

Wednesday: no email. Nothing changed.
OverviewAccountsRatesDiscoverMore
Free · Adding and updating

Every line says how we know it.

Update a balance when you like; correct a rate in one tap; add a kind of money you’d forgotten. Nothing is assumed, and every figure carries its mark.

Read this morning we read it from the provider’s own page today
Read by hand, 3 Sep a person read it, and the date says when
You told us, Jul your figure, as at the day you typed it
9:41●●● ▮
Accountsas at this morning  ⇅  +
Net worth
£182,400
Everything you own, less everything you owe
S
Savings3 accounts · you told us
£27,400
E
Everyday saver1.00% now
£9,900
O
Online saver4.10% now · 2.55% from 2 Oct
£12,150
S
Savings account4.52% now
£5,350
P
Pension & investmentsyou told us, Jul
£83,800
H
Homeless the mortgage
£71,600
C
Caryou told us
£3,850
Credit cardowed
−£4,250
OverviewAccountsRatesDiscoverMore

What we work out for you

Every figure with its working behind a tap. Never a guess, never advice.

Blooom+

Your first find is free. Blooom+ finds the next one the morning it opens.

  • Every account, every morningChecked against the whole UK savings market at 6:02, not once at sign-up.
  • Every gap in pounds, the day it opensA bonus drops, a fix matures, a better rate appears: you know that morning, with the sums.
  • Every date counted downAnd what each one costs, so you move before the drop, not after.
  • One email, in good timeOnly when something changed. Most mornings, nothing.
  • Insights on your own figuresTax on interest, your safety net, what’s changing in your life.

If Blooom+ shows you less than it costs, we refund it. You won’t need to ask.

See your first find

Free and Blooom+, screen by screen

Free is the whole design. Blooom+ is the same screens with the answers on: what each thing costs, when it changes, and what to do about it. Every + is a line only Blooom+ has.

What Blooom notices

Worked out on your own figures every morning, each with its sums behind a tap. Information, never advice.

Blooom+
£40

The regular saver

£250 a month into a 7.00% regular saver earns £40 more in a year than the same drip into your easy access at 4.52%. The headline rate isn’t what you earn; we show what you would.

Blooom+
£28

Notice, if you can wait

A 90-day notice account at 4.80% pays £28 a year more than the highest easy access on your £9,900. Only worth it if you won’t need it in a hurry.

Blooom+
3 dates

The ladder

Two fixes maturing the same month is one decision made in a hurry. We show when yours land, and where each could go the day it does.

Blooom+
£1,582

Cash earning nothing

£35,000 in a current account at 0% is £1,582 a year behind the highest easy access; at this month’s inflation it buys less next year, and we say how much.

Blooom+
£193

If your fix ended today

Your mortgage fix ends 14 Jan 2027. At today’s rates the same loan would cost £193 a month more; we count it down and show what a switch in time would do. A position, never a forecast.

Free
+3.1%

Your home, indexed

Opt in and your home’s value moves with the official UK House Price Index for your region since the day you told us: an estimate, dated, with the working, never a valuation.

Blooom+ Insights

Something changing in your life?

Each one comes with its own dates, sums and things worth knowing, worked out on your figures, not a leaflet.

9:41●●● ▮
Worth knowingthis morning
Your safety net
£27,400
With one bank. FSCS protects £120,000 per person per bank.
Interest tax
£0
£839 of interest this year, inside your £1,000 allowance.
Long view
£221,000
In five years at today's rates, if nothing changes. Your call.
OverviewAccountsRatesDiscoverMore

Nothing here can move your money.

Two minutes to set up, no passwords to hand over, and your figures never leave.

No bank login, everYou type in what you hold. We never see a password, and there is nothing to connect.
We never hold your moneyNothing here can move it. We show the rates; opening an account is your call.
Your figures stay yoursUsed to run your account and never sold. Our analytics carry no balances.
9:41●●● ▮
Add an account2 of 3
Balance£12,150
Rate you see4.10%
We found it. Online saver, bonus ends 2 Oct, then 2.55%. Read this morning.
No login. No card. We never hold your money, and nothing here can move it.
Add it
OverviewAccountsRatesDiscoverMore
Locked at the rowThe database itself refuses to return one person’s rows to another.
Two-step sign-inFace or fingerprint on the app, and a second step you can turn on in Settings.
Delete everything in one tapGone from Blooom straight away, and from backups within the retention window. Data lives in Ireland.

Questions, answered.

Where do the rates come from?

From each provider’s own published page, read every morning at 6:02 and shown with the date we read it. Where a page can’t be read by a machine, a person reads it and the row says so.

How do you know my rate?

You type the rate you see. If we already read that account, we show what we hold and you confirm it, or correct it. We never guess.

What if I don’t know a balance?

Skip it. A skipped line is blank, never zero, and you can fill it in any time.

Is this advice?

No. We show what your money earns against the market and what it could move to. Opening an account is your call, and we never rank by anything but rate.

What if a rate changes?

Blooom+ tells you the morning it does, in pounds. Free shows the date it will change, because a bonus ending is never behind a paywall.

Do you hold my money?

Never. Nothing here can move it. There is no login to give and no card to enter.

Can I use it for two of us?

Together, one household view for two people, comes after the app stores in October.

See your first find.

Type in what you hold and your first find is on screen in two minutes. The apps land in October.

One email when we open. Nothing else, promise.

See your first find

Your first find is free, and it takes two minutes.

The sources
1.65%Bank of England, Effective interest rates, June 2026 (published 29 Jul 2026): households’ sight deposits, outstanding balances.
59%Accenture, 12 May 2025: “nearly six in ten Brits (59%) not knowing the interest rate on their main savings account”.
53%LHV Bank research, reported by Which?, 1 Sep 2026: “53% of UK savers are not confident they’re receiving competitive returns”.
2 in 5Tesco Bank, reported by Which?, 1 Sep 2026: “two in five adults don’t realise how inflation can erode their savings”.
61% · 1 in 10 · 21%FCA Financial Lives 2024, press release 16 May 2025.
55%Yorkshire Building Society with Opinium, 2,000 UK adults, January 2024: 55% had not compared savings rates in the last year.
£35,429Spring (Paragon Bank) analysis reported by MoneyWeek, March 2026: 6.5m current accounts hold over £10,000 at no interest, averaging £35,429.
0.50% · 1.75%Blooom’s own rate-change log, recomputed each morning.
How we check
You typewhat you hold. No bank login, ever.
We readeach account's published rate, every morning.
We compareagainst the highest rate we track, dated.
We saywhat moved. Nothing here can move your money.
How we make money
Blooom+£5.99 a month or £49.99 a year. That is the business.
Some linksmay pay us if you open an account through them. Marked "May pay us".
Neverdoes either move the order. Ranked by rate, nothing else.
The sums · our example
1.00%Everyday saver, £9,900 · you told us, 12 Jul 2026
4.52%Highest easy access we track · read this morning, 4 Sep 2026
£348 a year£447 − £99

An example, not a promise. Rates move; we re-read them every morning.

The arithmetic
£4.17a month when you pay yearly: £49.99 ÷ 12
£71.88a year if you pay monthly: £5.99 × 12
30%saved by paying yearly: £21.89 less
£3.33a month for founding members: £39.99 ÷ 12, 20% off £49.99
30%Together at £69.99 against two Blooom+ at £99.98