A money benefit your people will actually use — and you will never see inside.
Money worry follows people to their desks. Blooom gives each person a clear picture of their own money and the things worth a look — independently, with no products of our own to push.
31%
of employees say money worries have affected their performance at work
CIPD Good Work Index
1 in 5
lose sleep because of money worries
Barclays
18%
of UK organisations have a financial wellbeing policy in place
Close Brothers Financial Wellbeing Index
Money worry is a real, evidenced cost to focus and wellbeing — and most employers still offer no genuine money support. That is the gap Blooom fills.
Illustrative figures drawn from independent UK research to size the opportunity — being verified against their primary sources before launch, not yet a substantiated claim.
What you never see
- Anyone's accounts, balances or debts
- Who has money trouble, and who doesn't
- What anyone looked at, asked, or did
- Any individual's data, ever — it isn't ours to show you
What you get instead
- How many of your people have activated the benefit
- Anonymised, aggregate-only engagement — never a group smaller than 10 people
- A benefit people mention in their reviews
- One invoice, simple per-person pricing
Privacy here is structural, not a setting: each person's data is isolated per user, and there is no employer role in the data model to grant.
What each person gets
The full Blooom+ picture — theirs alone, on their own phone.
Their whole money, one place
Accounts, pension, home and debts in one honest net worth.
The money they're missing
Rates, renewal dates and allowances checked against their own numbers, with the maths shown.
Their family too
Household for couples, each child's savings tracked, and the free teens garden — a benefit that reaches home.
Illustrative — a picture of what a person sees, not a promise.
Set up your schemes once — every employee sees their own.
Tell us your schemes once and every employee's calculators open pre-loaded with them, not a textbook example — and we still sell your people nothing: your figures, presented as information, ranked by rate.
Your pension match, made personal
The employer-match tool opens with your match ratio and cap filled in, so each person sees the employer money they're capturing — as information, never a nudge to act.
Salary sacrifice, if you offer it
Tell us whether it's available and the take-home tools reflect it — so people see the real effect on their pay, not a generic example.
One benefits view, not a PDF
Share schemes, cycle-to-work, medical and the rest, each with a plain-English explainer — a friendly lens on the benefits you already offer.
Blooom (not your organisation) provides this information, and it isn't regulated financial advice. Your scheme details are shown as facts about your benefits — always check the specifics with your HR or payroll team.
What could financial stress be costing your team?
We won't hand you a headline saving — but you can picture the scale for your own workforce. Enter a rough headcount and average salary for an illustrative range.
Your team or workforce size.
A rough average across the team.
Illustrative estimate
On these illustrative assumptions, financial stress could be costing a team your size roughly £9,333–£49,000 a year — and even a modest lift in your people's financial confidence could recover a share of it.
That's in the region of £292 per employee a year, on these assumptions.
How is this worked out?
We take your headcount and average salary, then assume a conservative share of a team are affected by money worries at work — somewhere between 20% and 35% of people — each losing between 0.5 and 1.5 hours of focus a week.
We spread that over 46 working weeks a year and value each hour at that person's hourly cost of time — their salary divided across 37.5 paid hours a week. The low assumptions give the bottom of the range and the high assumptions the top — so you get a range, not a single number.
Illustrative assumptions only — conservative placeholders, not evidenced market data. To be replaced with cited UK research (CIPD / Aviva / Money & Pensions Service / Close Brothers) before any public launch. Not statutory.
Illustrative — based on general assumptions and your own inputs. Not a guarantee, not a forecast, and not a promise of savings.
The same price as an individual plan — per person.
£41.66 per person per year + VAT (20%)
£50 incl. VAT — the same as an individual plan
With volume pricing for larger teams — tell us your headcount and we'll size it.
For most businesses this is normally an allowable business expense — check with your accountant.
One invoice, per person, and each person's account stays their own — no per-seat set-up fee.
Pilot it with one team
A short conversation, a simple pilot, and your people decide if it's worth keeping. Information for them, never advice — and never their data to us for anything else.