Two of you, one picture
Two of you. One picture. Whose name is the money in?
Example
about £270 a yearis what the same savings can differ by, purely by whose name they are in — a fact most couples never check.
Example: £30,000 at an illustrative 4.5% — interest taxed at 40% versus 20% after allowances · as at 14 Jul 2026 · your real picture depends on your circumstances, and HMRC decides. Information, not advice.
What Blooom Household shows you
Your ISA room, between you£40,000
Savings allowances, combinedup to £1,500
FSCS protection at one bank2 × £120,000
Each other's private accountsnever shown
One subscription covers both. Each person's money stays their own, and a better rate that pays us nothing still ranks first.