See how much of it you actually keep.
Salary sacrifice sends part of the rise to your pension before tax and NI — a little less in your bank, a lot more in your pot.
£672
of tax and National Insurance stays yours by putting £2,400 a year into your pension. Illustrative.
Set how much of a rise to redirect:
This is an illustration, not a quote. It's a rough picture based only on what you've entered — a figure to picture, not a promise. The real amount depends on your circumstances and things we can't see, so it's always worth checking your own position before you count on it.
See it for your own money.
Blooom is a free UK money app — track your net worth, spot where your money could work harder, and get information (not advice) to help you decide.
- The take-home cost is smaller than the amount going in — that's the whole trick.
- Your employer sometimes passes on their NI saving too — worth asking.
- Illustrative, based on your marginal band — check your own scheme. Information, not advice.
Blooom ranks products by rate, never by who pays us — and never gives you a personal recommendation. How we make money.