NEW PARENT MONEY
New parent money, in one place
A new baby changes the money picture. Here are the free tools and the things worth knowing — information and eligibility, with official links. Nothing is saved.
Your income through parental leave
Picture your pay month by month across the leave — statutory pay, any employer top-up, and the gap to plan for. Planning as a couple? The shared-leave planner below.
Sharing parental leave, together
Two parents sharing the leave? See each parent's Shared Parental Pay and your combined income, on the split you choose.
Going back to work: the money side
What's left each month once childcare is paid for, on your own numbers. Only the money side — the rest is yours.
Childcare support, in real £
Funded hours and Tax-Free Childcare, worth in real terms on your own numbers.
Worth knowing as a parent
Child Benefit & the High Income Child Benefit Charge
You may be eligible for Child Benefit even if a higher earner has to pay some back through the High Income Child Benefit Charge — and claiming can protect your State Pension. Your tax picture flags whether it may apply.
Create a free account to see yoursJunior ISA
A tax-free savings and investment wrapper for a child, with its own separate allowance on top of your own ISA. Awareness only — no product surface here.
Create a free account to see yoursMarriage Allowance
If you're married or in a civil partnership and one of you earns under the Personal Allowance, you may be able to transfer some of it — worth checking if your income changes over leave.
Create a free account to see yoursYour rights at work
Money is only part of it — you also have rights at work around pregnancy, leave and coming back. Blooom doesn't interpret your own situation; these are the official places to check what applies to you.
Redundancy during pregnancy or maternity leave
There are extra legal protections against redundancy while you're pregnant or on maternity leave, and for a period after you return. The official guidance sets out how they work.
Check on ACASKeeping In Touch (KIT) days
You can usually work a limited number of days during maternity leave — Keeping In Touch days — without ending your leave or pay. GOV.UK explains how many and how they work.
Check on GOV.UKRequesting flexible working
Employees can make a statutory request to work flexibly — different hours, days or location. The official guidance covers how to ask and how employers must respond.
Check on GOV.UKGiving notice and changing your dates
There are rules about telling your employer when your leave will start and how much notice you give to change it. The official guidance sets out the timings.
Check on Maternity ActionThese links go to GOV.UK, ACAS and Maternity Action — official, free sources. Blooom earns nothing from them, and whether a right applies is always worth checking there for your own situation.