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NS&I · government-backed

NS&I

Rates we're tracking

Rates last checked 26 Jul 2026

  • Guaranteed Income Bonds (British Savings Bonds) 1-year (Issue 90)4.69% AER
    1-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Growth Bonds (British Savings Bonds) 1-year (Issue 90)4.69% AER
    1-year fix12-month fixed· NS&I is 100% backed by HM Treasury — savings are protected by the UK government, not the FSCS.

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Income Bonds (British Savings Bonds) 2-year (Issue 78)4.67% AER
    2-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Growth Bonds (British Savings Bonds) 2-year (Issue 78)4.67% AER
    2-year fix24-month fixed· NS&I is 100% backed by HM Treasury — savings are protected by the UK government, not the FSCS.

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Income Bonds (British Savings Bonds) 3-year (Issue 80)4.65% AER
    3-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Growth Bonds (British Savings Bonds) 3-year (Issue 80)4.65% AER
    3-year fix36-month fixed· NS&I is 100% backed by HM Treasury — savings are protected by the UK government, not the FSCS.

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Income Bonds (British Savings Bonds) 5-year (Issue 72)4.55% AER
    5-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Guaranteed Growth Bonds (British Savings Bonds) 5-year (Issue 72)4.55% AER
    5-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Green Savings Bonds 3-year (Issue 9)4.45% AER
    3-year fix

    collected automatically from the provider's own page · 24 Jul 2026

  • Direct ISA3.8% AER
    Cash ISA

    collected automatically from the provider's own page · 24 Jul 2026

  • Income Bonds3.45% AER
    Easy access

    collected automatically from the provider's own page · 24 Jul 2026

  • Direct Saver3.45% AER
    Easy access

    collected automatically from the provider's own page · 24 Jul 2026

Rates are information, not advice, and are shown with the date we checked them. Always confirm the rate and terms on the provider's own page before opening an account.

Protection

NS&I is backed 100% by HM Treasury — your money is protected by the UK government. It is not covered by (and does not need) the FSCS.

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