Bank

Zopa Bank

Rates we're tracking

Rates last checked 26 Jul 2026

Smart Saver — Fixed Term pot (1 year)4.54% AER
1-year fix
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Fixed Term ISA pot (1 year)4.49% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Fixed Term pot (2 years)4.16% AER
2-year fix
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Fixed Term ISA pot (2 years)4.11% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Fixed Term pot (3 years)3.99% AER
3-year fix
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Fixed Term ISA pot (3 years)3.9% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Access pot (Tier 3)3.84% AER
Easy access
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Fixed Term pot (5 years)3.79% AER
5-year fix
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Fixed Term ISA pot (5 years)3.79% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Fixed Term ISA pot (4 years)3.79% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Boosted pot (95-day notice)3.55% AER
Notice
collected automatically from the provider's own page · 24 Jul 2026
Smart ISA — Access ISA pot3.25% AER
Cash ISA
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Boosted pot (31-day notice)3.2% AER
Notice
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Access pot (Tier 2)3.09% AER
Easy access
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Boosted pot (7-day notice)3.07% AER
Notice
collected automatically from the provider's own page · 24 Jul 2026
Smart Saver — Access pot (Tier 1)2.95% AER
Easy access
collected automatically from the provider's own page · 24 Jul 2026

Rates are information, not advice, and are shown with the date we checked them. Always confirm the rate and terms on the provider's own page before opening an account.

Protection

Eligible deposits are protected by the FSCS up to £120,000 per person, per banking licence (raised from £85,000 on 1 December 2025).

For banks and providers

Submit or confirm your own rates

If you're a provider, you can send us your published rates — or confirm the ones we already show — by emailing tom@blooom.money. They enter the same dated, twice-verified pipeline as every rate on Blooom, and each row carries its check date and a line to confirm with you before anyone opens an account.

Sending us your rates buys no ranking. Every list is ordered by rate alone — no provider pays to appear or to rank higher.

tom@blooom.money