Help
Help
You're not the only one, and you don't have to sort it out alone. These services are free and independent, and none of them will judge you. Blooom earns nothing from them.
Free, impartial guidance on money and pensions, backed by the government. Call 0800 011 3797, Monday to Friday, 9am to 5pm.
Free debt advice, and help setting up a plan you can manage. Call 0800 138 1111, Monday to Friday 8am to 8pm, Saturday 9am to 2pm, or start online.
Free, confidential debt advice by phone or online. Call 0808 808 4000, Monday to Friday 9am to 8pm, Saturday 9:30am to 1pm.
Help with debt, benefits, housing and more, in person or by phone. In England, call 0800 144 8848. In Wales, use Citizens Advice Cymru's contact page.
If it's all getting too much, you can talk to someone any time, day or night. Call 116 123, free from any phone.
You never have to pay for debt advice. If someone charges a fee to deal with your debts, the services above can help for free.
Checked 10 October 2026