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Plain answers to money questions.
Each guide shows its working. They are free to read, and they give information, never advice.
Saving, checked Oct 2026How much do people have saved by 30, or by 40, in the UK?What the ONS Wealth and Assets Survey shows for people your age, and what the survey says about a few months of spending to hand.Read it
Apps and privacy, checked Oct 2026Is there a money app that doesn’t need your bank login?Some UK money apps work from figures you type in, so they never connect to your accounts. Here is what you give up and what you keep.Read it
Net worth, checked Jul 2026How to track your net worth in the UKNet worth is everything you own minus everything you owe. A plain way to work it out, and how often to update it.Read it
ISAs, checked Jul 2026Cash ISA vs stocks and shares ISAHow each works, how the £20,000 allowance for 2026/27 is shared, and the cash ISA limit, which stays at £20,000 in 2027/28.Read it
Saving, checked Jul 2026How to keep track of your savings ratesRates drift, bonuses end and fixed terms finish. A simple way to keep your own accounts and dates in view.Read it
Apps and privacy, checked Jul 2026Personal finance apps in the UK: what to look forBudgeting, net worth, comparison or coaching. What each kind does, and what to ask before you connect anything.Read it
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