Chip savings
6 savings accounts.
Easy access
- Chip Easy Access Saver (new-customer boost)3.81% AER
- Chip Instant Access (new-customer boost)3.51% AER
- Chip Easy Access Saver (standard)3.50%
6 savings accounts.
Opening an account is your decision.
From Chip’s page
If you make more than 3 withdrawals your rate will drop to your "Reduced Easy Access Rate".
To be eligible for the Boosted Easy Access Promotion Rate you must be a new Chip customer.
Following the expiration of the Boosted Chip Easy Access Rate, your account will revert to the Standard or Reduced Easy Access Rate.
If you do not complete all the steps, you will not accrue interest.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chip’s page
Following the expiration of the boosted rate, your Chip Instant Access Account rate will revert to the standard rate of 3.00% AER.
Only one promotional rate can be applied to your Chip Instant Access account at any one time.
Should Chip set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
The Chip Instant Access Account rate is variable.
There are no fees or charges for holding this account.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chip’s page
If you make 4 or more withdrawals in a 12-month period, you'll move to the reduced rate, which is 2.10% AER lower, for the rest of that period.
New customers: The 12 month 3.81% AER (variable tracker), is a temporary boost rate (+0.31% AER for 12 months) and is only available to new customers who join Chip using a valid promo code.
If you make 4 or more withdrawals within a 12 month period your rate will drop by 2.10% to either;
Transfers between different accounts, whether within Chip or to an external account, are considered withdrawals.
18+, UK tax resident & app only.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chip’s page
Should Chip set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
There are no fees or charges for holding this account.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chip’s page
New customers can earn 4.68% AER (variable tracker) for 12 months 3 • Then the standard rate of 3.50% AER • Earn interest tax-free 1, calculated daily and paid monthly 2 18+ UK tax resident & app only.
To be eligible for the Boosted Cash ISA Promotional Rate you must be a new Chip customer.
Please note: This promotion cannot be used in conjunction with any other Boosted Rate Promotion.
Please note: If you transfer out or close the Smart Cash ISA you will forfeit any unpaid interest owed per the terms of the account.
18+ UK tax resident & app only.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chip’s page
If you close your Cash ISA or transfer your Cash ISA to a different provider Chip will charge an exit penalty consisting of any unpaid interest on your deposits.
If you do not complete all the steps, your ISA account will not be valid, and you will not accrue interest.
If you do not deposit into your Chip Smart Cash ISA or you make a withdrawal and the balance falls to £0, and remains at £0 for 6 months, your Chip Smart Cash ISA account may be closed.
You cannot currently transfer a Cash ISA that you hold with another provider to your Chip Smart Cash ISA.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.