The Co-operative Bank savings
11 savings accounts.
Easy access
- Select Access Saver 53.28% AERLeast to open £1.
- Online Saver2.00% AERLeast to open £1. Most it holds £1,000,000.
- Smart Saver1.40%
11 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From The Co-operative Bank’s page
If you go over the withdrawal limit your interest rate will drop to a lower level for the rest of the calendar year.
1.00% interest (gross/AER variable), if you make 3 withdrawals or more in a calendar year
You can only have one Select Access Saver 5 account at a time.
If you close a Select Access Saver 5 account, you cannot open another one in that same calendar year.
Opening an account is your decision.
From The Co-operative Bank’s page
You must already have one of our Co-operative Bank current accounts before you apply
We are not currently accepting applications for our Online Saver
This account is online only, so you cannot deposit or withdraw cash or cheques
It's only available as a sole account, not a joint account.
Opening an account is your decision.
From The Co-operative Bank’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From The Co-operative Bank’s page
You'll need to pay in at least £1,000 within 14 days otherwise we’ll close the account and return any funds to you.
No further deposits are allowed after the 14 days from account opening, but you can have more than one fixed term deposit.
This means that your returns will be based on the lower gross monthly rate, rather than the AER rate.
This is a limited issue product and may be withdrawn without notice at any time.
Opening an account is your decision.
From The Co-operative Bank’s page
If after 14 days you haven't met the minimum balance, we'll close the account and return any funds to you.
You also cannot add to your fixed term deposit during your chosen fixed term
Monthly interest will be paid to another account of your choice — either with us or another provider.
This is a limited issue product and may be withdrawn without notice at any time.
Opening an account is your decision.
From The Co-operative Bank’s page
You'll need to pay in at least £1,000 within 14 days otherwise we’ll close the account and return any funds to you.
You also cannot add to your fixed term deposit during your chosen fixed term
This means that your returns will be based on the lower gross monthly rate, rather than the AER rate.
This is a limited issue product and may be withdrawn without notice at any time.
Opening an account is your decision.
From The Co-operative Bank’s page
Withdrawals during the fixed term are subject to a charge, up to the equivalent of 120 days' interest on the amount withdrawn
Max Deposit - £20,000 in current tax year.
Opening an account is your decision.
From The Co-operative Bank’s page
You can only deposit and withdraw money online, or through our mobile app.
You cannot pay into more than one cash ISA with The Co-operative Bank and smile in the same tax year.
If we decrease the rate, we'll give you 2 months' notice of the change.
We are not currently accepting applications for our Online Cash ISA
Opening an account is your decision.
From The Co-operative Bank’s page
You cannot pay into more than one cash ISA with The Co-operative Bank or smile in the same tax year.
Sole accounts only
Opening an account is your decision.
From The Co-operative Bank’s page
You must already have one of our Co-operative Bank current accounts before you apply.
You can only have one Regular Saver of the same issue at any one time.
Opening an account is your decision.
From The Co-operative Bank’s page
If the minimum amount of £1 isn't paid within 30 days we may close the account.
Only 1 account can be opened per child.
If we decrease the rate, we'll give you 2 months' notice of the change.
Opening an account is your decision.