First Direct savings
6 savings accounts.
Easy access1.05% AERSavings Accountfor £10,000
Cash ISA2.75% AERCash ISAfor £10,000
Easy access
- Bonus Savings Account3.35% AERLeast to open £1.
6 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From First Direct’s page
The bonus interest rate is paid each month unless you make a withdrawal or close the account, in which case only the standard rate will apply.
Eligibility: you must hold a first direct 1st Account, our current account this account can only be opened in sole names only one account per person permitted.
A 14 day cancellation period applies to this account.
Opening an account is your decision.
From First Direct’s page
New to first direct ? You need to be a 1st Account holder to get access to this product.
A 14 day cancellation period applies to this account.
We do not deduct tax from any interest paid to you.
Opening an account is your decision.
From First Direct’s page
You'll be charged the lower of the interest earned on your account, and a maximum of 90 days' interest.
This means that if you close your Fixed Rate Savings Account before day 90 you could end up with no interest paid.
No partial withdrawals or additional deposits allowed.
To get a Fixed Rate Savings Account, you must hold a first direct current account.
Opening an account is your decision.
From First Direct’s page
Any withdrawals must be in full and will result in the account being closed.
You may be subject to an early closure fee if you close your account after the 30-day cancellation period.
This means that if you close your Fixed Rate Cash ISA before day 90 you could end up with no interest paid.
We must receive the minimum amount of £500 or transfer instruction within the first 30 days.
This account can only be opened in a sole name
Opening an account is your decision.
From First Direct’s page
If you withdraw funds from your ISA you will lose the associated future tax benefits.
Customers aged 18 or over, will only be able to subscribe to one type of cash ISA and one type of stocks and shares ISA in the same tax year with either first direct or HSBC.
Cash ISA Transfer Request Form (PDF) Reactivating your ISA Each time you make a subscription into your ISA, it counts towards your annual allowance.
Opening an account is your decision.
From First Direct’s page
You need to keep your 1st Account open for the 12 months you have your Regular Saver.
If you close your Regular Saver before the 12-month period ends, we'll only pay you interest at our standard savings account variable rate.
You can only have one Regular Saver at a time - even if you're not saving the maximum allowance of £300 per month.
If you pay in more than the maximum monthly savings amount, the extra amount will earn a variable rate (currently 1.05% AER/1.04% Gross).
Opening an account is your decision.