NS&I savings
11 savings accounts.
Easy access3.75% AERDirect Saverfor £10,000
Fixed5.17% AERGuaranteed Growth Bonds (British Savings Bonds) 5-year (Issue 75)for £10,000
Cash ISA3.80% AERDirect ISAfor £10,000
Easy access
- Income Bonds4.99%
11 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From NS&I’s page
We'll contact you to let you know your options at least 30 days before your Bond matures.
Once you've bought a fixed-term Bond, you can't add any more money to it.
We can also withdraw any Issue from sale without notice.
The minimum withdrawal is £500 and you need to keep a balance of at least £500 to keep your account open.
Opening an account is your decision.
From NS&I’s page
You just need to keep a balance of at least £1 to keep your account open.
The rate is variable so we can change it up or down from time to time, for example when the Bank of England base rate changes or when rates in the general savings market change.
We add your interest without deducting any tax.
Opening an account is your decision.
From NS&I’s page
The interest you earn on Guaranteed Growth Bonds will count towards your taxable income in the tax year your Bond matures.
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
Each time we change the rate on offer we release a new Issue of Bonds.
We can also withdraw any Issue from sale without notice.
Opening an account is your decision.
From NS&I’s page
Each Bond you buy is a separate investment with its own maturity date.
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
We can also withdraw any Issue from sale without notice.
If you change your mind after you invest, you can cancel within 30 days of receiving confirmation of your Bond.
Opening an account is your decision.
From NS&I’s page
In the tax year your Bond matures
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
We can also withdraw any Issue from sale without notice.
Invest at least £500, paid by a debit card in your own name, issued by a UK bank
Opening an account is your decision.
From NS&I’s page
Guaranteed Income Bonds are a fixed term investment that has to be held for the full term.
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
If you change your mind after you invest, you can cancel within 30 days of receiving confirmation of your Bond.
We can change the fixed rates on offer at any time.
Opening an account is your decision.
From NS&I’s page
Each Bond you buy is a separate investment with its own maturity date.
Invest at least £500, paid by a debit card in your own name, issued by a UK bank
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
If you change your mind after you invest, you can cancel within 30 days of receiving confirmation of your Bond.
Opening an account is your decision.
From NS&I’s page
However, the interest is taxable so it will count towards your Personal Savings Allowance in the tax year that your Bond matures.
If you change your mind after you invest, you can cancel within 30 days of receiving confirmation of your Bond.
Opening an account is your decision.
From NS&I’s page
Guaranteed Income Bonds are a fixed term investment that has to be held for the full term.
Once you’ve bought a fixed-term Bond, you can’t add any more money to it.
We can change the fixed rates on offer at any time.
We can also withdraw any Issue from sale without notice.
Opening an account is your decision.
From NS&I’s page
You just need to keep a balance of at least £1 to keep your account open.
You can open an account in your own name only
If the rate goes down, we'll also contact you personally in advance to let you know.
This means that all your deposits within the tax year will count towards your allowance, whether or not you make any withdrawals.
Opening an account is your decision.
From NS&I’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.