Royal Bank of Scotland savings
8 savings accounts.
Easy access1.60% AERRBS First Saverfor £10,000
Fixed4.15% AERRBS Fixed Term Savings - 2 Yearfor £10,000
Cash ISA4.25% AERRBS Fixed Rate ISA - 1 Yearfor £10,000
Easy access
- RBS First Saver1.60%
8 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From Royal Bank of Scotland’s page
You have a Royal Bank current account.
You don't have a First saver application in progress (even if it's for a different child).
If the rate goes down, we'll tell you at least 60 days before this happens.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.
If you close your Flexible Saver, you will continue to earn interest up until the day you close your account.
Your account is not meant for everyday payments.
When funding your newly opened savings account, a limit of £99,999 per day applies.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days' interest.
This account is for sole applicants only and cannot be opened in joint names.
The total amount you receive (including interest earned on your balance) will be no less than your deposit at the Fixed Term Start Date.
Available until 5pm on 30 September 2026 for new customers and 05 October 2026 for existing customers.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
Please be aware that this offer can be withdrawn at any time.
This account is for sole applicants only and cannot be opened in joint names.
Early closure charges may apply.
You can't make regular deposits into a Royal Bank Fixed Savings Account.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
Your deposit must reach your account by 23 November 2026
Be the lower of the interest earned on your account, or 90 days' interest
You won't be able to make further payments into any other cash ISA with us during the current tax year.
Partial withdrawals aren't permitted after that.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
We'll charge an Early Closure Charge for doing this.
The total amount you receive (including interest earned on your balance) will be no less than your deposit at the start date.
Your deposit must reach your account by 23 November 2026
If you pay in more than the annual allowance, any excess money will be returned to you.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
You can only subscribe to one cash ISA with Royal Bank of Scotland in this tax year up to £20,000.
If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice.
If you pay in more than the limit any excess money will be returned to you.
If you make a withdrawal, you will not be able to deposit more money into your account if it means you will exceed the annual limit.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Royal Bank of Scotland’s page
There is no maximum balance limit, however, the higher interest rate will only apply to balances up to and including £5,000.
You can only pay up to £150 into the account each calendar month.
If you close your account, you will not earn interest for the month of closure.
You can only have one Digital Regular Saver and it needs to be in your name.
If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.