2 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From Starling Bank’s page
Starling personal current account required.
You can't top a Fixed Saver up, but you can open multiple Fixed Savers.
Your money is locked away for a year, and you won't be able to withdraw it.
Starling Bank Limited, principal place of business Starling Bank, London Fruit & Wool Exchange, 1 Duval Square, London, E1 6PW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Starling Bank’s page
You'll need a personal current account to apply.
Starling personal current account required.
Transferring part of your ISA balance to another provider isn't currently available.
Starling Bank Limited, principal place of business Starling Bank, London Fruit & Wool Exchange, 1 Duval Square, London, E1 6PW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.