4 savings accounts.
Opening an account is your decision. Fixed accounts usually can’t be withdrawn from until they end, or charge you if they can. Each account’s terms say which.
From Tandem Bank’s page
After 12 months, the rate reverts to the standard variable rate of 3.15 % AER.
We are only able to accept money transferred from a verified UK bank account.
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Tandem Bank’s page
If you don't give us instructions before your Fixed Saver unlocks, it will automatically move to a Matured Funds Saver, earning a variable interest rate instead of a fixed rate - until you decide what to do with your funds.
Once your 14-day funding window expires, your account will automatically lock and you will no longer be able to add funds.
We are only able to accept money transferred from a verified UK bank account.
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Tandem Bank’s page
After the 14 day cooling off period, if you want to withdraw money you will need to close your Fixed Rate Cash ISA, and an early access penalty will apply
Interest on your Fixed Rate ISA is only accessible at the end of your fixed term.
With a Fixed Rate Cash ISA, once you've funded your account and your 14 day window closes, you can't top it up further, so plan your deposit carefully.
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Tandem Bank’s page
After 12 months, the rate reverts to the standard variable rate of 3.75 % AER.
An introductory bonus rate is included in your advertised AER for the first 12 months from account opening.
Everything in the app From opening to managing, it's all sorted in our secure app.
You can save up to £20,000 each tax year across all your ISAs (not just with Tandem).
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.