Zopa Bank savings
3 savings accounts.
Easy access2.95% AERSmart Saver: Access potfor £10,000
Cash ISA3.25% AERSmart ISA: Access ISA potfor £10,000
Easy access
- Smart Saver: Limited Access pot4.56% AERLeast to open £1. Most it holds £250,000.
3 savings accounts.
Opening an account is your decision.
From Zopa Bank’s page
Make a fourth withdrawal and your rate will drop.
Opened a Zopa savings account on or after 16 June 2026.
On your pot anniversary, your interest rate resets and you can make up to three more withdrawals.
Opening an account is your decision.
From Zopa Bank’s page
Access pots pay variable interest, which means your rate can go up or down.
Download the Zopa app to get started.
So if life happens and you have to dip in, there's no stress, fees or penalties to pay.
Opening an account is your decision.
From Zopa Bank’s page
Access pots pay variable interest, which means your rate can go up or down.
All interest is paid gross, which means nothing is deducted for tax.
Opening an account is your decision.