What is a good net worth by age in the UK?
Written by The Blooom editorial team, published and updated . It takes about 6 minutes to read.
There's no official "good" net worth for your age. Here is UK net worth by age from real survey figures, and the benchmarks that actually help.
Is there an official good net worth for my age?
No. The Office for National Statistics publishes median household wealth by age band in the Wealth and Assets Survey, but those figures are per household and include pensions, so they are context rather than a target.
Why can comparing my net worth with an average mislead?
Most survey figures are per household, a mean is pulled upward by the very wealthy, and much later-life wealth is pension rights you cannot spend yet.
What can I measure instead?
Watch the direction of the number, how many months of essentials your accessible savings cover, and how much of this year's £20,000 ISA allowance is unused. Each moves because of decisions you made.
It is one of the most searched money questions in the UK, and the honest answer is unsatisfying: there is no official figure, and the ones circulating online are usually someone's estimate repeated until it sounded like a fact.
Where the real numbers live
The UK does measure this. The Office for National Statistics runs the Wealth and Assets Survey, which reports household wealth by age band and by component: property, pensions, financial and physical. If you want a genuine population figure, that survey is the source, and it is free to read.
We are not going to quote a number here that we have not verified against it. A made-up benchmark is worse than no benchmark, because you would plan around it.
See your own figures
Put in one account and Blooom shows what it earns, what it could earn, and every date that matters.
Why the comparison misleads anyway
- Household, not person: most survey figures are per household, so a couple's number is not comparable with yours.
- Averages are dragged upward: a mean is pulled by the very wealthy, while a median is the middle household, and the two can be far apart.
- Pensions dominate later: much of the wealth in the 50-plus bands is pension rights, which are not spendable now.
- Property is regional: the same salary buys a different balance sheet in Newcastle and in London.
- Age is not a stage: two 34-year-olds, one with a mortgage and one who has just finished a PhD, are not on the same clock.
Benchmarks that are actually useful
Comparing yourself to a stranger's average tells you nothing you can act on. These self-referential checks do, because every one of them is inside your control.
- Direction: is the number higher than it was six months ago, once you strip out market movement?
- Runway: how many months of essential spending would your accessible savings cover?
- Cost of debt: is anything you owe charging more than your savings are earning?
- Allowance headroom: how much of this year's £20,000 ISA allowance, and of the £60,000 pension annual allowance, is still unused?
- Rate drift: is your cash sitting at a rate that was competitive when you opened it, or one that still is?
Those five move because of decisions you made. An age percentile mostly moves because of where you were born and when you bought a house.
If you want the comparison anyway
That is a perfectly reasonable thing to want, and curiosity is not a character flaw. Read the ONS survey directly, note whether the figure is a mean or a median and whether it is per household, and then treat it as context rather than a target. A number you did not choose makes a poor goal.
Figures checked 24 Jul 2026 (2026/27 tax year), from gov.uk and the FSCS.
Blooom gives information and eligibility, not regulated advice. Figures are for the tax year named above and the right choice depends on your own circumstances.
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