Savings rates
No one pays to change the order.
Ranked by what £10,000 earns in a year. Rates are AER.
We haven’t read the terms that decide them, so they aren’t ranked.
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From GB Bank’s page
Money must be added by electronic transfer from a UK bank account which is held in your name.
If your balance does not meet the minimum account balance after 21 calendar days, we will return your money to you and close your account.
Early withdrawals are not permitted.
You must be 18+, a UK resident for tax purposes, hold a UK current account in your name, and have a valid email and mobile number.
Opening an account is your decision.
From Close Brothers Savings’s page
If your balance falls below £10,000, you'll earn: 1.00% AER / Gross PA AER | Gross PA Annual gross
If we lower the interest rate, we'll let you know at least 14 days before it happens.
Once you've given notice, it can't be changed or cancelled.
Once your application is accepted, you cannot change the ownership of the account, by adding or removing anyone.
Opening an account is your decision.
From StreamBank’s page
You can make unlimited withdrawals, subject to the applicable number of days’ notice.
No early withdrawals are allowed.
In exceptional circumstances we may permit a withdrawal from the account without the required maturity date but this is at our discretion, subject to evidence we will request, and we are not obliged to do so.
The maximum number of account holders for this account is two
Your money can be returned to your nominated account only
Opening an account is your decision.
From Stafford Railway Building Society’s page
This account allows a maximum of two withdrawals per society year (1st November – 31st October).
If we change the interest rate, we will give you 14 days' notice.
You can hold a maximum of one individual and one joint Notice 180 Monthly account with the Society.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
Cash withdrawals/Closures are limited to £2,500 per day.
Opening an account is your decision.
From Kent Reliance’s page
You must give us 60 days' notice before you can make a withdrawal.
We do not accept deposits by debit card into your account.
The interest rate on this account is variable and can change at any time.
Opening an account is your decision.
Your account is with Atom bank. Raisin UK opens it for you and looks after it.
Money you already hold with Atom bank counts towards the same £120,000.
From Raisin UK’s page
You are unable to add to the initial deposit or make partial withdrawals.
Once notice has been given it can't be revoked.
Should the bank set a date to lower the interest rate, you will be given a minimum of 95 days' notice.
Hold a UK bank or building society account from which you will fund your application
Opening an account is your decision.
From Stafford Railway Building Society’s page
This account allows a maximum of two withdrawals per society year (1st November – 31st October).
Can The Stafford change the Interest Rate? Yes, the interest rate is variable, so it can go up or down.
You can hold a maximum of one individual and one joint Notice 180 account with the Society.
You will be given a maximum of five working days to make the withdrawal once the 180 days' notice have been served.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
Opening an account is your decision.
Your account is with Perenna Bank PLC. Raisin UK opens it for you and looks after it.
Money you already hold with Perenna Bank PLC counts towards the same £120,000.
From Raisin UK’s page
You may withdraw the full deposit amount only.
You are unable to add to the initial deposit or make partial withdrawals.
Once notice has been given it can't be revoked.
Should the bank set a date to lower the interest rate, you will be given a minimum of 95 days' notice.
Hold a UK bank or building society account from which you will fund your application
Opening an account is your decision.
From Chetwood Bank’s page
If we decrease the interest rate, we'll give you at least 119 days' notice before the lower rate is applied to your account (unless you've not had your account for 14 days in which case we'll give you at least 14 days' notice).
You can only make electronic payments into your savings account from your Nominated Current Account or another account you hold with us.
If you cancel, you'll lose any interest earned..
You can only make one withdrawal request per day.
In exceptional circumstances we may consider waiving this notice period, but we're not obliged to do so.
Opening an account is your decision.
How we compare
We rank an account only when its own page states the terms that decide it.
The rest stay on the page with their reason, never above a compared one. No one pays to change the order.