Savings rates

If you don't tell us what to do, your funds will be transferred to an Easy Access Maturity Account paying a variable rate.

You're able to send the minimum opening deposit within 10 days (if this window is missed, you may need to reapply for the new terms and interest rates available at the time).

You cannot make withdrawals from a Fixed Rate Bond before the end of the fixed term.

Have a UK current bank account in your name; this will be the external account you use to make payments in and out of this Personal 5 Year Bond Account (Issue 16) and known as your 'Linked Account'

All deposits into your Aldermore account most come from your nominated account and any withdrawals our of your Aldermore account (including interest payments) will be sent to your nominated account.

You have 14 calendar days from account opening to make as many deposits as you like.

If you do not let us know what you wish to do by the maturity date, your account will revert to a Matured Funds account and the interest rate will be confirmed to you in writing

You can fund your account within 28 days after opening.

You cannot make withdrawals from a Fixed Rate Bond before the end of the fixed term.

Have a UK current bank account in your name; this will be the external account you use to make payments in and out of this Personal 2 Year Bond Account (Issue 32) and known as your ‘Linked Account’

You can send the money in single or multiple transfers within 10 days of your application being accepted.

Once your application is accepted, you cannot change the ownership of the account, by adding or removing anyone.

If you don't tell us what to do, your funds will be transferred to an Easy Access Maturity Account paying a variable rate.

Please note, there is no cooling off period for this product.

The interest you earn on Guaranteed Growth Bonds will count towards your taxable income in the tax year your Bond matures.

Once you’ve bought a fixed-term Bond, you can’t add any more money to it.

Each Bond you buy is a separate investment with its own maturity date.

Once you’ve bought a fixed-term Bond, you can’t add any more money to it.

If you don't tell us what to do, your funds will be transferred to an Easy Access Maturity Account paying a variable rate.

You can't take money out of the account until the end of the term.

In the tax year your Bond matures

Once you’ve bought a fixed-term Bond, you can’t add any more money to it.

Guaranteed Income Bonds are a fixed term investment that has to be held for the full term.

Once you’ve bought a fixed-term Bond, you can’t add any more money to it.

Each Bond you buy is a separate investment with its own maturity date.

Invest at least £500, paid by a debit card in your own name, issued by a UK bank

This account offers a fixed rate for a fixed term, so you can only close it, withdraw or transfer your money at the end of the term (maturity).

You have 14 days from the date you applied for the account to fund it, during which time you can make as many payments into the account as you like up to the maximum balance.

We must receive the money you're using to open your account, and any other money you want to pay in within 14 calendar days of opening it.

After this period, you won't be able to pay any additional money in.

If opened by debit card, the remainder of the minimum opening balance must be paid by Faster Payment within 48 hours of the account opening.

Withdrawals are not permitted prior to maturity, except on receipt of satisfactory evidence in respect of the following:

You can cancel your 1 Year Fixed Rate Bond within the first 14 days of opening it and we'll return your money to your LHV Bank Current Account.

Individual accounts only.

If opened by debit card, the remainder of the minimum opening balance must be paid by Faster Payment within 48 hours of the account opening.

Once the account is opened, you won't be able to make any additional deposits until maturity.

At the end of the fixed term, which is known as 'maturity', the account will automatically transfer into a new 1 year fixed rate bond, unless you tell us otherwise when we contact you before maturity.

Any payments into this account need to be received on or before 11/11/2026.

However, the interest is taxable so it will count towards your Personal Savings Allowance in the tax year that your Bond matures.

If you change your mind after you invest, you can cancel within 30 days of receiving confirmation of your Bond.

Guaranteed Income Bonds are a fixed term investment that has to be held for the full term.

Once you’ve bought a fixed-term Bond, you can’t add any more money to it.

Transfer at least £100 within 14 days of submitting your application to ensure that your account remains open and that you benefit from the advertised rate of interest

No additional deposits may be made after your initial 11 deposits

Withdrawals aren't allowed during the fixed rate period, but there are exceptions:

Transfer at least £100 within 14 days of submitting your application to ensure that your account remains open and that you benefit from the advertised rate of interest