Savings rates
No one pays to change the order.
153 compared, ranked by what £10,000 earns in a year
Ranked by what £10,000 earns in a year. Rates are AER.
Withdrawals are limited, or taking money out costs you the rate. Not ranked with easy access.
We haven’t read the terms that decide them, so they aren’t ranked.
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From Cahoot’s page
After 12 months, we'll transfer your account to a cahoot Savings Account.
Variable rate interest means we can change it during the 12 month period.
If the rate goes down, we'll let you know around 2 months before the rate changes.
Be registered or will register for online banking.
This is a paper free account, which means:
Cahoot is a trading name of Santander UK Plc, principal place of business 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cahoot ↗Opening an account is your decision.
From Teachers Building Society’s page
4.50% Gross p.a./AER Variable (includes a 2.05% fixed bonus for the first 12 months)
Reminder: rates on variable rate savings accounts are reviewed regularly, including when the Bank of England changes its Base Rate.
If your balance falls below the minimum operating amount of £10,000, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Gross p.a./AER variable: 1.25% . If you increase your balance above the £10,000 threshold within the 12-month period, the variable base rate and fixed bonus rate will be reapplied to your investment for the remainder of that 12-month period.
The minimum opening and operating balance for this account is £10,000
Opening an account is your decision.
From Ford Money’s page
You won't need to give us notice.
Make sure to move this into the account within the first 21 days of opening the account.
If we decrease your interest rate, we'll give you at least 14 days' notice.
Ford Money is a trading name of FCE Bank Plc, principal place of business FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Ford Money ↗Opening an account is your decision.
From Leeds Building Society’s page
For balances below £1,000, the interest rate reduces to 0.05% Gross p.a./AER variable.
You must maintain the minimum operating balance of £1,000.
If the balance falls below this the interest rate reduces to 0.05% Gross p.a./AER variable.
You must maintain a valid email address and notify us promptly if it changes.
But no further cash or cheque deposits can be made.
Opening an account is your decision.
From Nottingham Building Society’s page
Annual variable interest is 4.20% gross p.a./AER, including a 2.50% variable bonus until 31/01/2028.
You cannot open or manage this account in any of our branches.
This is a limited issue account which could be withdrawn at any time.
Opening an account is your decision.
From Hampshire Trust Bank’s page
All payments must be made to − and from − your nominated bank account or into another account with us.
You have 14 days from the date your account is opened to fund it.
If the account remains unfunded at 14 days, it will be closed.
If we reduce the interest rate, we’ll let you know at least 14 days before.
Hampshire Trust Bank Plc, principal place of business Hampshire Trust Bank, 80 Fenchurch Street, London, City Of London, EC3M 4BY, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Family Building Society’s page
Maximum withdrawal of £25,000 per day per account
Applications can be made online using our Online Service only
This issue may be withdrawn at any time without prior notice.
Opening an account is your decision.
From LHV Bank’s page
Individual accounts only.
Joint accounts aren't allowed.
If we reduce the rate, we'll give you at least 14 days' notice before we make the change.
Opening an account is your decision.
From Shawbrook Bank’s page
Our Bonus Easy Access Savings account offers a boosted rate (fixed) for an initial period which is paid on top of the underlying variable rate.
You can fund your account within 28 days after opening.
We'll close it if it remains unfunded by this time.
The minimum withdrawal amount is £1.
Opening an account is your decision.
From The AA’s page
After 12 months, the bonus rate will end and only the standard variable rate will apply.
Once your bonus rate expires, you won't be able to renew it.
Payments in and out of your savings account can only be made to and from your nominated account.
You can only have one Easy Access Savings account and it needs to be in your name.
You can only withdraw up to £10,000 from your account each transaction, and £20,000 over a rolling 24 hour period.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
You need to pay money into your account within 30 days of opening it.
You'll need to keep a minimum balance of £10.00 in your account to get the interest rate.
Annually we will donate a sum equal to an interest rate of 0.10% of the average money held in the Enviro Saver for each 12 month period, starting on 1 June, to an Environmental Charity.
Opening an account is your decision.
From Barclays’s page
To join and stay eligible for Barclays Blue Rewards, you'll need to pay at least £800 into your chosen current account every month and pay the £5 monthly fee from that account.
If you stop being a Barclays Blue Rewards member or a Premier Banking customer for any reason, we'll convert your Rainy Day Saver to an instant-access savings account available at the time.
You can offset your Rainy Day Saver account in a Barclays offset mortgage. If you do, you won't earn any interest on your Rainy Day Saver account
You can only have one Rainy Day Saver account, in sole or joint names, at any time.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
The minimum interest rate is 0.00%.
There is a ceiling rate on this account of 4.65%.
If the Bank of England Base Rate changes, the new interest rate on your account will be updated on the first day of the following month, without prior notice.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Shawbrook Bank’s page
Please note, our Bonus Easy Access and Easy Access Plus Savings Accounts are currently not available for existing customers.
The account has a minimum balance of £10,000 and minimum withdrawal amount of £1.
Opening an account is your decision.
From Close Brothers Savings’s page
You need to deposit at least £10,000 to open the account, and you can deposit up to £2 million.
If we lower the interest rate, we'll let you know at least 14 days before it happens.
Once your application is accepted, you cannot change the ownership of the account, by adding or removing anyone.
The interest rate is variable, so it can go up or down at any time.
Opening an account is your decision.
From Thisbank’s page
You must deposit a minimum of £1 within 14 days of submitting your application to ensure that your account remains open
We only offer sole accounts, so for example, you won't be able to open a joint account with a family member or friend.
This is why you'll never have to pay us to access your own money with an Easy Access Savings Account.
The amount of interest you'll earn will apply to the whole balance in your account.
Thisbank is a trading name of THIS BANK LIMITED, principal place of business City Bridge House, 57 Southwark Street, London, SE1 1RU, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Thisbank ↗Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £100 within 30 days of account opening, otherwise your application may be cancelled.
The rate of interest payable on variable rate accounts may be subject to change in the future
Opening an account is your decision.
From Chetwood Bank’s page
You can only make electronic payments into your savings account from your Nominated Current Account or another account you hold with us.
You can only make one withdrawal request per day.
If we decrease the interest rate, we'll give you at least 14 days' notice before the lower rate is applied to your account (unless you've not had your account for 14 days, in which case we'll tell you before the lower rate is applied to your account and you'll get less than 14 days' notice).
If you change your mind, you can cancel your account within 14 days of opening it.
Opening an account is your decision.
From GB Bank’s page
You must be 18+, a UK resident for tax purposes, hold a UK current account in your name, and have a valid email and mobile number.
Interest is variable and calculated daily on your balance, then paid monthly or annually depending on the account terms.
Opening an account is your decision.
From Kent Reliance’s page
You'll need to register for our new Online Services, even though you may already be registered with our current Online Services.
Please note that once you have chosen an interest rate option, you won't be able to change it during the term of your Easy Access Savings Account.
Opening an account is your decision.
From NS&I’s page
You just need to keep a balance of at least £1 to keep your account open.
The rate is variable so we can change it up or down from time to time, for example when the Bank of England base rate changes or when rates in the general savings market change.
We add your interest without deducting any tax.
Opening an account is your decision.
From United Trust Bank’s page
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
Rates correct at the time of issue.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
Minimum operating balance £10,000
Monthly Income Savings Account Minimum operating balance £10,000 Joint accounts can be opened This product may be withdrawn at any time
Opening an account is your decision.
From Monzo’s page
Monzo current account required.
Earn from 2.75% to 3.50% AER interest (variable) on your money, depending on your subscription plan.
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £100 within 30 days of account opening, otherwise your application may be cancelled.
The rate of interest payable on variable rate accounts may be subject to change in the future
Withdrawals can be made without loss of interest.
You will not be permitted to reduce the balance in your account to less than the minimum balance, unless you are closing the account .
Opening an account is your decision.
From Tandem Bank’s page
After 12 months, the rate reverts to the standard variable rate of 3.15 % AER.
We are only able to accept money transferred from a verified UK bank account.
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Tandem Bank ↗Opening an account is your decision.
From Oxbury Bank’s page
If your balance falls below £1,000 after account opening, you will not receive interest on the balance
Have a UK current bank account in your name; this will be the account you use to make payments in and out of this Personal Easy Access Account and is known as your 'Linked Account'
Make your initial deposit within 90 days of opening the account; if the minimum deposit balance of £1,000 is not met during this period, your account will automatically close, and any funds deposited returned to you
Interest will only accrue on balances above £1,000 and up to £500,000
Apply from a desktop, laptop or tablet device
Opening an account is your decision.
From Swansea Building Society’s page
The maximum cash withdrawal per customer per day is £1,000.
We will give you 14 days written notice by post of any proposed change in our interest rates.
To open an account, you must be resident in Wales.
Service charges and costs may apply to your account.
Minimum balance to be held in this account is £1.
Opening an account is your decision.
From Leek Building Society’s page
You need to pay money into your account within 14 calendar days of opening it.
If you're under the age of 13, we'll need an adult trustee on the account.
The account is for personal use only.
Closure is allowed at any time without penalty.
Opening an account is your decision.
From Beverley Building Society’s page
Any balance that exceeds £25,000 will attract the lowest rate from the Instant Access Account
Opening an account is your decision.
From Progressive Building Society’s page
The account must be held in sole name.
You have 14 days to lodge funds to your account.
Interest is payable on closure of the account.
The account can only be opened and managed online www.theprogressive.com
The minimum balance for the account is £1.
Opening an account is your decision.
From Zopa Bank’s page
Access pots pay variable interest, which means your rate can go up or down.
Download the Zopa app to get started.
So if life happens and you have to dip in, there's no stress, fees or penalties to pay.
Opening an account is your decision.
From Shawbrook Bank’s page
You can withdraw money from your Easy Access Savings Account for next working day access, without incurring early exit charges.
You can fund your account within 28 days after opening.
Opening an account is your decision.
From Cumberland Building Society’s page
If you close or de-register your internet banking Cumberland Plus and Freedom Apprentice current account your Cumberland eSaver account will be closed.
Only one sole account or one joint account per customer.
If the account balance falls below this at any time, the account may be closed.
Withdrawals are not permitted by direct debit, standing order, regular internal transfer or faster payments.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From Cumberland Building Society’s page
A minimum balance of £1 must be maintained in the account.
If the account balance falls below this at any time, the account may be closed.
Withdrawals not permitted by direct debit, standing order, faster payments, or regular internal transfer.
No bonus payment applies to this account.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From Ecology Building Society’s page
We pay all savings interest gross, which means that no tax is deducted.
Opening an account is your decision.
From Family Building Society’s page
Immediate withdrawal by cheque from branch is £50,000 only.
Opening an account is your decision.
From Aldermore Bank’s page
The maximum number of account holders for this account is two
If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice
There are no fees or charges for standard account services.
Opening an account is your decision.
From Principality Building Society’s page
You must keep at least £1 (the minimum balance) in the account.
Opening an account is your decision.
From Principality Building Society’s page
You have to link your Online Easy Access account to a current account in your name with another UK bank or building society in order to move money when you need it.
If we do not receive the first payment within five business days of the account opening, we may close it.
You must manage the account using a secure online profile with Principality.
Service charges and costs may apply to the account.
Opening an account is your decision.
From Scottish Building Society’s page
Applicants must be resident in the UK.
The interest rate is variable and can change - if it increases, we'll update our website and, if the rate goes down, we'll write to you 14 days before it changes.
You'll get a passbook when you open the account and you can make deposits in our Relationship Centres (cash or cheque), by post (cheques only) or by bank transfer.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
Similarly, you can only make withdrawals from your account into the nominated bank account in your name.
You can only make deposits into your account by bank transfer from a nominated bank account in your name.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS P.A./AER variable: currently 1.25%.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
This product may be withdrawn at any time and without notice
Opening an account is your decision.
From Penrith Building Society’s page
The total limit on your combined savings with us should not exceed £350,000
We will make an annual donation to your chosen affinity partner equivalent to 0.50% gross of the average total balances held in all accounts where the specific partner is chosen.
This account is limited to one account held individually or jointly per affinity partner
Opening an account is your decision.
From Skipton Building Society’s page
The minimum operating balance must be met for interest to be earned.
To open and manage this account, a valid email address must be provided.
You must keep at least this amount in the account at all times to keep it open.
Joint accounts are allowed, but cannot be opened in the Skipton App.
Accounts can be withdrawn from sale at any time and without notice.
Opening an account is your decision.
From Coventry Building Society’s page
If you would like a passbook or you're under 16, you'll need to pop into a branch or give us a call.
This is a limited issue account, so we may stop accepting applications at any time.
If you open an Easy Access Saver (8) and then change your mind, you can close it anytime.
Opening an account is your decision.
From Ecology Building Society’s page
We pay all savings interest gross, which means that no tax is deducted.
Opening an account is your decision.
From Furness Building Society’s page
The Furness Student Saver is a 3 year term product and at the end of the term, your account will be transferred to an access account.
If we reduce the rate we will tell you no less than 14 days before we make the change.
You must always present your passbook to make a withdrawal or close your account.
Please note that branch limits apply to cash withdrawals.
Opening an account is your decision.
From Stafford Railway Building Society’s page
Cash withdrawals/Closures are limited to £2,500 per day.
If we change the interest rate, we will give you 14 days' notice.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
The maximum combined deposit across all accounts with The Stafford Building Society is £450,000 per customer.
No notice is required for cash withdrawals/closures up to £500. However, cash withdrawals/closures between £500 and £2,500 require a minimum of 24 hours’ notice.
Table row: Minimum Account Balance: £1
Opening an account is your decision.
From Stafford Railway Building Society’s page
Plus 0.20% given to charity
A yearly donation of 0.2% of the annual account balance will be made to The Stafford Rugby Union & Football Club by The Stafford Building Society.
If we change the interest rate, we will give you 14 days' notice.
However, cash withdrawals/closures between £500 and £2,500 require a minimum of 24 hours' notice.
You can hold a maximum of one individual and one joint Black & Amber account with the Society.
Opening an account is your decision.
From Stafford Railway Building Society’s page
Cash withdrawals/Closures are limited to £2,500 per day.
However, cash withdrawals/closures between £500 and £2,500 require a minimum of 24 hours' notice.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
You can hold a maximum of one individual and one joint Black & White account with the Society.
Opening an account is your decision.
From Stafford Railway Building Society’s page
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
A yearly donation of 0.2% of the annual account balance will be made to Katharine House Hospice by The Stafford Building Society.
Cash withdrawals/Closures are limited to £2,500 per day.
You can hold a maximum of one individual and one joint Katharine House Hospice account with the Society.
Opening an account is your decision.
From Stafford Railway Building Society’s page
Cash withdrawals/Closures are limited to £2,500 per day.
If we change the interest rate, we will give you 14 days' notice.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
You can hold a maximum of one individual and one joint Support Staffordshire account with the Society.
Opening an account is your decision.
From Stafford Railway Building Society’s page
You can hold a maximum of one individual and one joint World Land Trust account with the Society.
We donate the equivalent of 0.20% of your average balance each year to World Land Trust, at no cost to you.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
Cash withdrawals/Closures are limited to £2,500 per day.
Opening an account is your decision.
From Manchester Building Society’s page
We can change the rate of interest payable on this account.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Newcastle Building Society’s page
Withdrawals/transfers can be made penalty free without notice.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Opening an account is your decision.
From Marsden Building Society’s page
Limits apply on cash withdrawals.
Payments into the account can be in cash, by cheque, debit card (up to £1,000), electronic payment (but not direct debit), standing order or transfer from another Marsden account.
Opening an account is your decision.
From Penrith Building Society’s page
A minimum of £1 must remain in your account.
A Nominated Bank Account must be registered at the point of account opening.
A deposit into the account must be received within 14 days of application
Where we do so, we will give you reasonable notice in advance of the change.
Opening an account is your decision.
From Leek Building Society’s page
You need to pay money into your account within 14 calendar days of opening it.
Closure is allowed at any time without penalty.
You can't open this account for a child in trust.
The account is for personal use only.
Opening an account is your decision.
From Beverley Building Society’s page
However, it typically offers a lower rate of interest than any fixed rate or notice equivalents.
Monthly Interest 1.55% Gross /1.56% AER for balances in excess of £5,000.
The interest rate for this account is variable.
Opening an account is your decision.
From Furness Building Society’s page
Please note that branch limits apply to cash withdrawals.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Minimum investment £1 - Maximum investment £250,000 (£500,000 in a joint account).
Opening an account is your decision.
From Leek Building Society’s page
You need to pay money into your account within 14 calendar days of opening it.
You can only open one account per customer.
Closure is allowed at any time without penalty.
Each year we make a payment to the East Cheshire Hospice equal to 0.10% of the average total balance held in all East Cheshire Hospice Savings Accounts.
Opening an account is your decision.
From Leek Building Society’s page
You need to pay money into your account within 14 calendar days of opening it.
If the rate goes down, we'll write to you around 14 days before the rate changes.
You can only open one account per customer.
Opening an account is your decision.
From Royal Bank of Scotland’s page
You have a Royal Bank current account.
You don't have a First saver application in progress (even if it's for a different child).
If the rate goes down, we'll tell you at least 60 days before this happens.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Royal Bank of Scotland ↗Opening an account is your decision.
From West Brom Building Society’s page
If you choose to have your interest paid monthly, it must be paid to another account.
If the interest rate on your account goes down, and the balance in your account is £100 or more, we'll write to you to let you know.
You'll need to manage your account in the same way that you opened it.
If you tell us within 14 calendar days, we'll give your money back with interest straight away.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Leeds Building Society’s page
If the balance in your account falls below £1, the rate of interest will be 0.05% Gross p.a./AER variable.
You can't open this account online
You are only allowed one account per customer.
Each year we will make a donation to the Leeds Rhinos Youth Development Programme equal to 1% of the total balances held in our Blue & Amber accounts.
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £100 within 30 days of account opening, otherwise your application may be cancelled.
You will not be permitted to reduce the balance in your account to less than the minimum balance, unless you are closing the account.
Opening an account is your decision.
From Loughborough Building Society’s page
A passbook must be presented when a withdrawal is requested.
A donation equal to 0.50% of the aggregate balances during the account year will be paid annually on the 31 st of August, to Barrow Community Library, Barrow Upon Soar, Leicestershire.
This donation will be a maximum amount of £10,000.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Loughborough Building Society’s page
A passbook must be presented when a withdrawal is requested.
We may change interest rates at any time.
To open an account you need to provide a completed application form, the minimum investment of £10.00, proof of your identity and address.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
If your application was made online the first payment into your account must come from your nominated account.
Interest is calculated daily and paid annually at 31st December into this account or a nominated account as stated on your application form.
All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From West Brom Building Society’s page
One account per customer (single or joint).
We'll make a cash payment each year to West Bromwich Albion Football Club of 0.25% of the average balances held in all Albion Advantage Accounts.
Save 5% in the West Bromwich Albion Club Shop, just take your passbook (this offer can't be used with any other discounts or promotions).
If the interest rate on your account goes down, and the balance in your account is £100 or more, we'll write to you to let you know.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From West Brom Building Society’s page
Minimum operating balance £1.
You can only open this account in branch.
We'll pay your interest once a year on 31 March and you'll be able to access it from the next working day (this includes Saturdays).
We'll make a cash payment each year to Shrewsbury Town Football Club equal to 0.25% of the total average balance held in all Amber Blue Savings Accounts.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From West Brom Building Society’s page
If the interest rate on your account goes down, and the balance in your account is £100 or more, we'll write to you to let you know.
You can only open this account in branch.
Each year, we make a cash payment equal to 0.25% of the total average balance held in all Community Accounts to a community fund.
If you've chosen to have your interest paid yearly, you can access it once it has been paid into your account on 1 April each year.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From West Brom Building Society’s page
The interest rate is variable, so it can go up or down at any time.
You'll be supporting Birmingham Children's Hospital Charity, as each year, we make a cash payment equal to 0.25% of the total average balance held in all Red Balloon Appeal Accounts.
If you've chosen to have your interest paid yearly, you can access it once it has been paid into your account on 30 April each year.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From West Brom Building Society’s page
Minimum operating balance £1.
One account per customer (single or joint).
You can only open this account in branch.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Nationwide Building Society’s page
You need to pay money into your account within 28 days or the account will close.
You can't open this account in trust for the benefit of another person.
We'll also pay interest when you close your account.
Opening an account is your decision.
From Furness Building Society’s page
Please note that branch and agency limits apply to cash withdrawals.
Furness Building Society makes a payment each year of 0.50% of all the combined balances in the accounts from its own fund, not from the savers' interest.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Furness Building Society’s page
You must always present your passbook to make a withdrawal or close your account.
Furness Building Society will make a cash payment to Barrow Raiders each year equal to 0.50% of the average total balance held in all Barrow Raiders Affinity Accounts.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Furness Building Society’s page
You must always present your passbook to make a withdrawal or close your account.
Furness Building Society will make a cash payment to Bolton Hospice each year equal to 0.50% of the average total balance held in all Bolton Hospice Affinity Accounts.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Furness Building Society’s page
You must always present your passbook to make a withdrawal or close your account.
Furness Building Society will make a cash payment to Croft Care Trust each year equal to 0.50% of the average total balance held in all Croft Care Trust Affinity Accounts.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Furness Building Society’s page
You must always present your passbook to make a withdrawal or close your account.
Furness Building Society will make a cash payment to Rosemere Cancer Foundation each year equal to 0.50% of the average total balance held in all Rosemere Cancer Foundation Affinity Accounts.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Furness Building Society’s page
If we reduce the rate we will tell you no less than 14 days before we make the change.
Furness Building Society will make a cash payment to St John's Hospice each year equal to 0.50% of the average total balance held in all St John's Hospice Affinity Accounts.
Opening an account is your decision.
From Furness Building Society’s page
You must always present your passbook to make a withdrawal or close your account.
Furness Building Society will make a cash payment to Trinity Hospice each year equal to 0.50% of the average total balance held in all Trinity Hospice Affinity Accounts.
If we reduce the rate we will tell you no less than 14 days before we make the change.
Opening an account is your decision.
From Mansfield Building Society’s page
Withdrawals, closure or transfers can be made without notice or loss of interest
Opening an account is your decision.
From First Direct’s page
New to first direct ? You need to be a 1st Account holder to get access to this product.
A 14 day cancellation period applies to this account.
We do not deduct tax from any interest paid to you.
Opening an account is your decision.
From HSBC’s page
We can change the interest rate on this account, in line with the account's Terms and Conditions.
A 14 day cancellation period applies to this account.
You won't be able to complete your application online if you:
HSBC is a trading name of HSBC UK Bank Plc, principal place of business 1 Centenary Square, Birmingham, West Midlands, B1 1HQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From M&S Bank’s page
To withdraw funds from your M&S Everyday Savings Account you need to have a nominated account set up.
You can withdraw any amount from £1 up to £10,000 online, or up to the balance of your account over the phone.
Opening an account is your decision.
From Barclays’s page
You can get a card to withdraw up to £300 per day from Barclays or LINK cash machines in the UK.
Everyday Saver accounts can no longer be opened for trustees of complex or discretionary trusts.
You can offset your Everyday Saver account against a Barclays offset mortgage. If you do, you won't earn any interest on your Everyday Saver account
You can have more than one Everyday Saver account, and the accounts can be in sole or joint names
Opening an account is your decision.
From NatWest’s page
If you close or switch your current account with us in future, you will only be able to withdraw money from your instant access savings account in branch.
If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice.
When funding your newly opened savings account, a limit of £99,999 per day applies.
Opening an account is your decision.
From Royal Bank of Scotland’s page
If you close or switch your current account with us in future, you will only be able to withdraw money from your account in branch.
If you close your Flexible Saver, you will continue to earn interest up until the day you close your account.
Your account is not meant for everyday payments.
When funding your newly opened savings account, a limit of £99,999 per day applies.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Royal Bank of Scotland ↗Opening an account is your decision.
From Chorley & District Building Society’s page
Withdrawals can be made in branch by cash, cheque, or CHAPS (subject to a £25 fee).
If we reduce the interest rate and you have at least £100 in your account, we will give you 14 days notification prior to the change and you will have a period of 30 days from the date of the notification to switch or close your account.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Chorley & District Building Society’s page
Withdrawals can be made in branch by cash, cheque, or CHAPS (subject to a £25 fee).
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
The Society will make a donation equal to 0.50% of the balance on the chosen affinity partner's pooled accounts.
Opening an account is your decision.
From Metro Bank’s page
If you ever need us to issue you a banker's cheque, we will charge a small fee.
If there's a balance in the account, the funds will need to be withdrawn before the account can be closed.
You can withdraw up to any amount from your Instant Access Account. For cash withdrawals over £1,000 you must give one banking weekday’s notice.
Metro Bank PLC, principal place of business One Southampton Row, London, WC1B 5HA, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Market Harborough Building Society’s page
Every year we will make a donation (minimum £5,000) to our charity of the year, linked to the average balance across all Save & Support account types.
This donation will be made by the Society, so it won't reduce your account balance or the amount of interest you are paid
Opening an account is your decision.
From Saffron Building Society’s page
This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds.
Opening an account is your decision.
From Saffron Building Society’s page
Opened with funds from a Saffron account that has finished
Opening an account is your decision.
From Cahoot’s page
Enjoy 5.00% AER/gross (variable) for 12 months, on up to £3,000 in easy access savings
You can have a maximum of 1 sole account and 1 joint account per person.
Variable rate interest means we can change it during the 12 month period.
AER is based on funds deposited on the day you open the account. If you deposit funds later than this, you may receive less interest than advertised.
This is a paper free account, which means:
Cahoot is a trading name of Santander UK Plc, principal place of business 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cahoot ↗Opening an account is your decision.
From Progressive Building Society’s page
If you make more than 2 withdrawals during the term of the account, the account will become a variable rate instant access account at the interest rate applicable at that time.
You can withdraw up to £500 in cash in a branch and £250 in cash in an agency, larger amounts must be withdrawn by cheque.
If we are decreasing the interest rate we will notify you at least 14 days before the change takes effect.
Opening an account is your decision.
From United Trust Bank’s page
If you make three or more withdrawals in any anniversary year, you'll get the lower rate as shown above until the next anniversary date when the interest rate and withdrawal limits reset.
You cannot already hold a limited access account with us.
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
Opening an account is your decision.
From Thisbank’s page
Any balance below the £1,000 minimum balance requirement will earn 0.00% interest until the minimum balance is increased to £1,000 or more.
Transfers to another thisbank account will count as a withdrawal.
The account must be opened in sole name only.
You must have a bank account in the UK.
Thisbank is a trading name of THIS BANK LIMITED, principal place of business City Bridge House, 57 Southwark Street, London, SE1 1RU, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Thisbank ↗Opening an account is your decision.
From Hanley Economic Building Society’s page
All above interest rates are variable.
All other withdrawals are subject to 60 days loss of interest on the amount withdrawn.
Larger cash sums up to £5,000 are available by giving at least 24 hours notice.
Following any withdrawals £100 should remain in the account.
Opening an account is your decision.
From Hanley Economic Building Society’s page
All other withdrawals are subject to 60 days loss of interest on the amount withdrawn.
No withdrawals can be made until after 10 days after opening an account when opened online.
Following any withdrawals £100 should remain in the account.
If we reduce the interest on your account, we will write to you 14 days before we make the change.
Opening an account is your decision.
From Hanley Economic Building Society’s page
The interest rate is capped at 4.50%, meaning the maximum rate the account will pay is 4.50% in the event that Bank Base Rate exceeds 4.00%.
All other withdrawals are subject to 30 days loss of interest on the amount withdrawn.
The minimum balance in the account must be £1,000.00 at all times.
Only one Boosted Base Rate Tracker account may be held per member at any one time.
If the interest rate on your account reduces, we will usually give you at least 14 days’ notice before the change takes effect.
The minimum balance in the account must be £1,000.00 at all times. If the balance drops below £1,000.00 the Society reserves the right to close the account and return the funds.
Opening an account is your decision.
From Hanley Economic Building Society’s page
The interest rate is capped at 4.50%, meaning the maximum rate the account will pay is 4.50% in the event that Bank Base Rate exceeds 4.00%.
All other withdrawals are subject to 30 days loss of interest on the amount withdrawn.
The minimum balance in the account must be £1,000.00 at all times.
No withdrawals can be made within the first 10 days of opening your account online, allowing us to complete the checks required under UK money laundering regulations.
Only one Boosted Base Rate Tracker account may be held per member at any one time.
The minimum balance in the account must be £1,000.00 at all times. If the balance drops below £1,000.00 the Society reserves the right to close the account and return the funds.
Opening an account is your decision.
From Mansfield Building Society’s page
4.25% variable (including a 1.00% bonus, reverting to 3.25% variable after the first 12 months)
Interest Rate (AER 1 /Gross 2 ) 4.25% variable (including a 1.00% bonus, reverting to 3.25% variable after the first 12 months)
Withdrawals 3 penalty free withdrawal per calendar year
Opening an account is your decision.
From Kent Reliance’s page
You can make up to three withdrawals during the term, so your savings aren't locked away.
You can only open this account through our new Online Services.
Available to open online only.
Please note that once you have chosen an interest rate option, you won't be able to change it after you open your account.
If you’ve reached your maximum number of withdrawals and want to make another, you’ll need to withdraw all the money from your Limited Access Saver Account and close it.
Withdrawals can be made at any time to your Nominated Account or another Kent Reliance account you have with us operated through the same Online Services (subject to the Specific Conditions of the that Account).
Opening an account is your decision.
From Manchester Building Society’s page
If 2 or more withdrawals are made from the account per annual anniversary period, you will be paid the 'upon 2nd withdrawal' interest rate until the day before your annual anniversary date.
1.70% Gross pa/AER (variable) will be paid upon making 2 or more withdrawals
The interest rate and withdrawal limits will be reset on your account annual anniversary date.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From The Cambridge Building Society’s page
Any additional withdrawals made during the year will be subject to a 120 day interest penalty fee.
To open and operate the account you must supply an up-to-date mobile number and email address when you apply.
We may change interest rates at any time if we reasonably believe that the change is needed.
Opening an account is your decision.
From Family Building Society’s page
£25,000 per day, per account | 20 allowed annually.
Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than two withdrawals in the year, you can only do this by closing your account.
You must keep at least this amount in the account to keep it open.
To open and manage this account, a valid email address must be provided.
Joint accounts are allowed, but cannot be opened in the Skipton App.
You don’t need to give us notice and there are no penalties. If you need to make more than two withdrawals in the year, you can only do this by closing your account.
You don’t need to give us notice and there are no penalties.
The minimum opening and operating balance for this account is £1. You must keep at least this amount in the account to keep it open. The minimum operating balance must be met for interest to be earned.
Opening an account is your decision.
From Melton Building Society’s page
A second withdrawal within a calendar year will result in your money being transferred into an Instant Access Share account and you'll receive a charge equal to 100 days' interest based on the account balance at the time of closure.
Should you need to take money out of your account on more than one occasion, your account will be closed.
The charge will be deducted from the balance of the account at the time of closure, this means you might get less back than you originally deposited.
You can only have one Single Access Saver at a time.
We'll give you fourteen days' notice before any change that would disadvantage you.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Share Account rate (currently 0.90% Gross p.a./AER variable).
The minimum account balance to be maintained is £1,000, should the balance reduce below £1,000 the account will be closed.
Only one Online Saver (Triple Access) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
If a second withdrawal within a calendar year (including account closure) is made, you will be paid the Excluding Conditional Bonus interest rate.
Please note, the interest rate displayed on mybbs will always show the Excluding Conditional Bonus interest rate, but if the conditions of the account are met at 31st December, you will be paid the Including Conditional Bonus interest rate.
The first payment into your account must come from your nominated account.
Only one account per customer.
If a single withdrawal over £50,000 is made, you will be paid the Excluding Conditional Bonus interest rate.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Furness Building Society’s page
If more than two withdrawals are required in the anniversary year, we will transfer your account to an access account, and the relevant terms and conditions and rates will apply.
A maximum of one single and one joint Double Access Saver (Issue 2) account can be opened per person.
Payments must be made from an account in your own name.
This product is a limited offer and can be withdrawn at any time and without prior notice.
Opening an account is your decision.
From Monzo’s page
Select Access Savings offer a higher interest rate if you make 2 (or fewer) withdrawals a year.
Need to withdraw more? We'll lower your rate until your next Pot anniversary.
Monzo current account required.
You can have up to two open Select Access Savings Pots on your Personal Account, and up to two open on your Joint Account at the same time.
Select Access Savings offer a higher interest rate if you make 2 (or fewer) withdrawals a year. If you need to withdraw more we’ll lower your rate to 2.60% AER (variable) if you have a free Monzo current account and 3.10% AER (variable) if you have Monzo Perks, Max, Plus or Premium until you hit the one-year mark since opening your Pot.
No matter how many withdrawals you’ve made, you can always access your money instantly. No notice periods, no delays, no extra steps.
Opening an account is your decision.
From Monzo’s page
If you need to withdraw more we'll lower your rate to 2.60% AER (variable) if you have a free Monzo current account and 3.10% AER (variable) if you have Monzo Perks, Max, Plus or Premium until you hit the one-year mark since opening your Pot.
Monzo Perks is £9 per month.
Monzo current account required.
Need to withdraw more? We'll lower your rate until your next Pot anniversary.
Select Access Savings offer a higher interest rate if you make 2 (or fewer) withdrawals a year. If you need to withdraw more we’ll lower your rate to 2.60% AER (variable) if you have a free Monzo current account and 3.10% AER (variable) if you have Monzo Perks, Max, Plus or Premium until you hit the one-year mark since opening your Pot.
No matter how many withdrawals you’ve made, you can always access your money instantly. No notice periods, no delays, no extra steps.
Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than four withdrawals in the year, you can only do this by closing your account.
The minimum operating balance must be met for interest to be earned.
To open and manage this account, a valid email address must be provided.
Joint accounts are allowed, but cannot be opened in the Skipton App.
Opening an account is your decision.
From The Cambridge Building Society’s page
After the first 7 days you can withdraw cleared funds from your account once every calendar month without giving notice or paying a fee.
You must log into your account online within one month of opening
More frequent withdrawals are not permitted.
You can withdraw a maximum of £85,000 to your Nominated Account.
Opening an account is your decision.
From Melton Building Society’s page
A third withdrawal within a calendar year will result in your money being transferred into an Instant Access Share account and you'll receive a charge equal to 100 days' interest based on the account balance at the time of closure.
Should you need to take money out of your account on more than two occasions, your account will be closed.
You can only have one Double Access Saver at a time.
We'll give you fourteen days' notice before any change that would disadvantage you.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
Only one Easy Access Saver (1 Withdrawal) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Coventry Building Society’s page
For the 6th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Opening an account is your decision.
From Monmouthshire Building Society’s page
If more than 1 withdrawal is made prior to close of business 31 March, you will lose the conditional bonus of 0.50% and the interest you earn will be calculated at 3.00% AER(gross) variable.
Bonus interest will not be paid on closures.
The period starts 1 April and ends 31 March each year.
Opening an account is your decision.
From Teachers Building Society’s page
If you make more than two withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: gross/ AER: currently 1.25% variable.
This product may be withdrawn at any time without notice
Withdrawals by telegraphic transfer: If you ask us to transfer money to your bank as a same day transfer - £25.00
Opening an account is your decision.
From Ecology Building Society’s page
We pay all savings interest gross, which means that no tax is deducted.
Opening an account is your decision.
From Newcastle Building Society’s page
If 3 or more withdrawals are made from the account per Annual Anniversary period, you will be paid the 'Upon 3 rd withdrawal' interest rate until the day before your Annual Anniversary date.
The interest rate and withdrawal limits will be reset on your account Annual Anniversary date.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Opening an account is your decision.
From Vernon Building Society’s page
Triple Access 3.40% Gross p.a 3.40% AER £500 Max 3 each year Make up to 3 withdrawals per calendar year Save up to £20,000 Open in branch or online
Opening an account is your decision.
From Principality Building Society’s page
Includes bonus 1.05% (Variable) for the first 12 months
Withdrawals 5 each calendar year
Opening an account is your decision.
From Nationwide Building Society’s page
If you withdraw money more than 3 times over the year, your interest rate will decrease to 1.05% AER/gross a year (variable) for the rest of the year.
You must pay money in within 28 days of opening the account.
You need to pay money into your account within 28 days or the account will close.
You cannot open this account in trust for the benefit of another person.
Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than six withdrawals in the year, you can only do this by closing your account.
To open and manage this account, a valid email address must be provided.
You must keep at least this amount in the account to keep it open.
The minimum operating balance must be met for interest to be earned.
You don’t need to give us notice and there are no penalties. If you need to make more than six withdrawals in the year, you can only do this by closing your account.
You don’t need to give us notice and there are no penalties.
The minimum opening and operating balance for this account is £1. You must keep at least this amount in the account to keep it open. The minimum operating balance must be met for interest to be earned.
Opening an account is your decision.
From Hanley Economic Building Society’s page
All other withdrawals are subject to 30 days loss of interest on the amount withdrawn.
Following any withdrawals £100 must remain in the account to keep it open.
If we reduce the interest on your account, we will write to you 14 days before we make the change.
Online withdrawals are limited to £10,000 per day.
Opening an account is your decision.
From Melton Building Society’s page
A fourth withdrawal within a calendar year will result in your account being closed and you'll receive a charge equal to 100 days' interest based on the account balance at the time of closure.
You can only have one Limited Access Saver at a time.
The account may be opened and operated by a maximum of two account holders.
We'll give you fourteen days' notice before any change that would disadvantage you.
Opening an account is your decision.
From Scottish Building Society’s page
If you make a 5th withdrawal in a 12 month period, your account will close and we will open you an Online Saver account (or an equivalent if that account is no longer available),and the relevant account terms and conditions and interest rates will apply.
You can only make deposits into your account by bank transfer from a nominated bank account in your name.
A maximum of £1,000 cash can be withdrawn from our Relationship Centres per day, and you need to keep the minimum balance of £100.
This is not an account for making day-to-day payments.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
If you make a 5th withdrawal in a 12 month period, your account will close and we will open you an Instant Access Saver (or an equivalent if that account is no longer available), and the relevant account terms and conditions and interest rates will apply.
A maximum of £1,000 cash can be withdrawn from our Relationship Centres per day, and you need to keep the minimum balance of £100.
You can make unlimited withdrawals in our Relationship Centres without notice, penalty or charges.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Leeds Building Society’s page
If the balance falls below £1,000, the rate of interest that applies is 0.05% Gross p.a./AER variable.
If you make any further withdrawals including account closure, there will be 30 days' loss of interest on an equivalent amount to that withdrawn.
You can't open this account online
You are only allowed one account per customer, including joint accounts.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
Only one Easy Access Saver (2 Withdrawals) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Furness Building Society’s page
If more than three withdrawals are required in the anniversary year, we will transfer your account to an access account, and the relevant terms and conditions and rates will apply.
If we increase the rate we will tell you within 30 days of the change.
If we reduce the rate we will tell you no less than 14 days before we make the change.
A maximum of one single and one joint Triple Access Saver (Issue 2) account can be opened per person.
Payments must be made from an account in your own name.
Opening an account is your decision.
From TSB’s page
If you make a withdrawal during the term of your Save Well Limited Access Account, the interest rate applied to the balance for the whole calendar month in which your withdrawal is made, will be a lower rate of 0.24%/0.25% Gross/AER variable.
At the end of the 12 month term the account will switch to an Easy Saver (excluding the bonus rate).
If you choose to close your account before the end of the term, interest will be paid to the day before account closure.
If you withdraw money during the term of your account a lower interest rate will be applied to the balance of your account for the whole calendar month in which the withdrawal is made. This rate is currently 0.24% Gross/0.25% AER (variable)
TSB is a trading name of TSB Bank plc, principal place of business 19th Floor, 8 Bishopsgate, London, City Of London, EC2N 4BQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at TSB ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
One withdrawal is allowed between 1st January - 31st December each calendar year, without notice or penalty after which no further withdrawals are permitted until the next year.
A second withdrawal within a calendar year will result in the account automatically closing.
If your application was made online the first payment into your account must come from your nominated account.
Only postal or in branch applications are accepted for anyone under the age of 16.
Upon opening one of these accounts you will automatically become a member and be bound by the Society’s Rules, a copy of which is available on request.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Mansfield Building Society’s page
Withdrawals 1 penalty free withdrawal per calendar quarter
Opening an account is your decision.
From Barclays’s page
Where you make a withdrawal since the account was opened, in the case of the first month, or since interest was last paid into the account, interest will be payable at the lower Blue Rewards Saver rate for that month.
Interest is paid monthly. You'll get the higher interest rate in months you make no withdrawals, and the lower interest rate in months you make one or more withdrawals.
You can offset your Blue Rewards Saver account in a Barclays offset mortgage. If you do, you won't earn any interest on your Blue Rewards Saver account
If you stop being a Barclays Blue Rewards member or a Premier Banking customer for any reason, we'll convert your Blue Rewards Saver to an instant-access savings account available at the time.
To join and stay eligible for Barclays Blue Rewards, you'll need to pay at least £800 into your chosen current account every month and pay the £5 monthly fee from that account.
You’ll get the lower interest rate in months you make one or more withdrawals.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
A fourth withdrawal within a calendar year will result in the account automatically closing.
If your application was made online the first payment into your account must come from your nominated account.
Only postal or in branch applications are accepted for anyone under the age of 16.
Upon opening one of these accounts you will automatically become a member and be bound by the Society's Rules, a copy of which is available on request.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From NatWest’s page
Balance £1 - £3,000,000 (Up to 3 withdrawals in a calendar year) £1 - £3,000,000 (4 withdrawals or more in a calendar year)
The number of withdrawals will be set to zero on 1 January each year.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
You'll need to keep a minimum balance of £5,000.00 in your account to get the interest rate.
You need to pay money into your account within 30 days of opening it.
You can close this account at any time but closure counts as a withdrawal.
You must provide a valid email address and mobile number
Opening an account is your decision.
From Cumberland Building Society’s page
If more than 6 withdrawals are made in a calendar year the account balance will be transferred to either an existing or new Instant Savings account.
A minimum balance of £1 must be maintained in the account.
The account is restricted to one per person.
Withdrawals not permitted by direct debit, standing order, faster payments, or regular internal transfer.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From Cumberland Building Society’s page
If more than 6 withdrawals are made in a calendar year your account will be closed and the account balance will be transferred to either an existing or new Instant Savings account.
You will not be eligible to open another hospice account for 12 months after the closure date.
The account is restricted to one per person.
We will make an annual donation to specified hospices, equivalent to 1% of the total balances held in the account.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From Stafford Railway Building Society’s page
Upon your Fourth withdrawal, this account will automatically mature into a Pullman Annual account.
You can hold a maximum of one individual and one joint Pullman Triple Access account with the Society.
Cash withdrawals/Closures are limited to £2,500 per day.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
The annual interest can be withdrawn, and this does not count as one of the 3 withdrawals.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
Only one Easy Access Saver (4 Withdrawals) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From West Brom Building Society’s page
Any more than six times and you'll get a lower rate of 1.40% gross p.a./AER variable for the rest of the account year.
Any more than six times and you'll get a lower rate for the rest of the account year.
At the start of the next account year you'll go back to the higher variable rate available at that time.
One account per customer (single or joint).
The account year runs from 1 May to 30 April.
Any more than six times and you’ll get a lower rate for the rest of the account year. At the start of the next account year you’ll go back to the higher variable rate available at that time. You’ll then be able to make six withdrawals without getting a lower rate of interest. The account year runs from 1 May to 30 April.
The minimum operating balance is £1.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From West Brom Building Society’s page
Your interest rate will go down to 1.40% gross p.a./AER if you take money out seven or more times per year.
At the start of the next account year, the account will go back to the higher variable interest rate available at that time.
The account year runs from 1 April to 31 March.
You can only open this account in branch.
Any more than six times and you’ll get a lower rate for the rest of the account year. At the start of the next account year you’ll go back to the higher variable rate available at that time. You’ll then be able to make six withdrawals without getting a lower rate of interest. The account year runs from 1 April to 31 March.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER ).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
Only one Easy Access Saver (6 Withdrawals) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorleian Instant Access Account rate (currently 0.90% Gross p.a./AER ).
The minimum account balance to be maintained is £500, should the balance reduce below £500 the account will be closed.
Only one Easy Access Saver (12 Withdrawals) is permitted per customer.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Hanley Economic Building Society’s page
All other withdrawals are subject to 30 days loss of interest on the amount withdrawn.
Once the account is open no additional existing Hanley funds can be added to the account.
The account balance must reach £5,000 on the last day of the month to gain entry into the following months draw.
The account is strictly limited issue and may be withdrawn at any time without notice.
The Society, after giving you 30 days notice of our intention to do so, reserves the right to transfer the account to an Instant Access Account.
You can withdraw without notice or penalty up to £500 in cash and £70,000 by cheque on demand from our branches or by sending us your written instructions.
Following any withdrawals, £1 should remain in the account.
Opening an account is your decision.
From Leeds Building Society’s page
If the balance falls below £100, the rate of interest will be 0.05% Gross p.a./AER variable.
You must have a Leeds Building Society Shared Ownership mortgage. If not, your account will be closed and transferred to a similar access account.
If the balance exceeds £20,000 plus any interest earned, the rate of interest that will apply to the whole balance will reduce.
The account may be closed for further deposits at any time.
Opening an account is your decision.
From LemFi’s page
Earn a boosted 5.00% AER on savings for 6 months, and then 3.04% tracker.
Withdraw your money whenever you want with no penalties or fees.
The interest rate tracks the Bank of England base rate.
Please note that LemFi does not offer joint accounts at this time.
We do not charge you fees for using your LemFi Instant Access Savings Account.
There might be costs, fees, charges, or taxes that you have to pay that are outside of our control and not charged by us. For example, LemFi may charge for the services it provides.
the payment transaction is less than the minimum of £1.00, or the payment would result in the balance of your LemFi Instant Access Savings Account being less than £1.00;
Opening an account is your decision.
From NS&I’s page
We'll contact you to let you know your options at least 30 days before your Bond matures.
Once you've bought a fixed-term Bond, you can't add any more money to it.
We can also withdraw any Issue from sale without notice.
The minimum withdrawal is £500 and you need to keep a balance of at least £500 to keep your account open.
Opening an account is your decision.
From Zopa Bank’s page
Make a fourth withdrawal and your rate will drop.
Opened a Zopa savings account on or after 16 June 2026.
On your pot anniversary, your interest rate resets and you can make up to three more withdrawals.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount of £10,000, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Gross p.a./AER variable: 1.25%.
After 12 months, your rate will switch to that of the variable base interest rate on this account at that time.
Only one account permitted per person
Please note: this account does not allow transfers in from existing Teachers Building Society accounts
If your balance falls below the minimum operating amount of £10,000, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Gross p.a./AER variable: 1.25% . If you increase your balance above the £10,000 threshold within the 12-month period, the variable base rate and fixed bonus rate will be reapplied to your investment for the remainder of that 12-month period.
The minimum opening and operating balance for this account is £10,000
Opening an account is your decision.
From Tembo Money’s page
Plus, a conditional 1.0% AER (fixed) 1-year HomeSaver bonus rate payable if you complete a mortgage through Tembo Money Limited within 3 years.
HomeSaver Bonus rate (conditional): 1.0% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a mortgage through Tembo Money Limited.
Keep in mind that if you withdraw all the money from your account, or have a balance of less than £1, the account will be closed.
Opening an account is your decision.
From OakNorth Bank’s page
After 3 months, the boost ends automatically and the AER returns to the non-boosted rate.
A new customer is defined as someone who has never held an OakNorth personal savings account.
Interest rates are variable and can be increased or decreased at any time at our discretion, as outlined in the Terms and Condition s.
Once approved, you'll have 14 calendar days to make your first deposit.
However, the total amount you can hold with us across all your OakNorth accounts (excluding interest) is capped at £500,000 per person.
Opening an account is your decision.
From Principality Building Society’s page
After 12 months the rate will change to the rate without bonus.
You have to link your Online Bonus Triple Access account to a current account in your name with another UK bank or building society in order to move money when you need it.
Closing the account counts as a withdrawal.
If we do not receive the first payment within five business days of the account opening, we may close it.
You can't have more than one of this issue number of Online Bonus Triple Access in your name.
Opening an account is your decision.
From DF Capital’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Ecology Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Yorkshire Building Society’s page
Your money will be transferred to an online easy access savings account.
For security reasons, you cannot withdraw money for the first 14 days after you open the account.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
Can I open more than one?. No.
Yorkshire Building Society, principal place of business Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Cynergy Bank’s page
Details of a UK current account in the name(s) of the account holder(s).
It's important we receive your initial deposit within 14 days from opening the account online.
Online Easy Access Account is NOT SUITABLE if you do not have access to a mobile phone (one that can receive SMS text messages) or are unable to use Online Banking.
Opening an account is your decision.
Your account is with Atom bank. Raisin UK opens it for you and looks after it.
Money you already hold with Atom bank counts towards the same £120,000.
From Raisin UK’s page
Hold a UK bank or building society account from which you will fund your application
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
Savings accounts at Atom Bank PLC are only available through this online application process, and to be eligible to apply, you must: ● Be a UK resident who is aged 18 or over ● Hold a UK bank or building society account from which you will fund your application ● Have a valid mobile phone number and email address ● Have a UK National Insurance Number Your application acceptance will be subject to the successful completion of an Anti-Money Laundering/Know Your Customer (AML/KYC) check.
Opening an account is your decision.
Your account is with Vida Savings. Raisin UK opens it for you and looks after it.
Money you already hold with Vida Savings counts towards the same £120,000.
From Raisin UK’s page
To open this savings account, you must apply online through Raisin UK.
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
The minimum amount you can open and operate this account with is £10000.
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER.
You need to pay money into your account within 30 days of opening it.
You'll need to keep a minimum of £1 in your account to get the interest rate.
You are only allowed to pay money in electronically
This account is not available to corporate bodies
Opening an account is your decision.
Your account is with Aldermore Bank. Raisin UK opens it for you and looks after it.
Money you already hold with Aldermore Bank counts towards the same £120,000.
From Raisin UK’s page
There is no limit to the amount of withdrawals you can make; however, you are unable to withdraw less than £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £5000.
To open this savings account, you must apply online through Raisin UK.
Hold a UK bank or building society account from which you will fund your application
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
Opening an account is your decision.
From Dudley Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
After your third withdrawal, no further withdrawals including closure of the account and withdrawal of any interest, will be available until the next calendar year.
You must have at least £5,000.00 in the account to keep it open.
Funds must be received within 14 days of opening, or the account will be automatically closed.
Only one account can be opened per business.
Opening an account is your decision.
Your account is with Secure Trust Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Secure Trust Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
Your account is with Paragon Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Paragon Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
Your account is with UBL UK. Raisin UK opens it for you and looks after it.
Money you already hold with UBL UK counts towards the same £120,000.
From Raisin UK’s page
There is no limit to the amount of withdrawals you can make; however, you are unable to withdraw less than £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £10000.
To open this savings account, you must apply online through Raisin UK.
Hold a UK bank or building society account from which you will fund your application
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
Opening an account is your decision.
Your account is with Aldermore Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Aldermore Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
Rates on easy access products can change.
Opening an account is your decision.
Your account is with ClearBank. Chip opens it for you and looks after it.
Money you already hold with ClearBank counts towards the same £120,000.
From Chip’s page
If you make more than 3 withdrawals your rate will drop to your "Reduced Easy Access Rate".
To be eligible for the Boosted Easy Access Promotion Rate you must be a new Chip customer.
Following the expiration of the Boosted Chip Easy Access Rate, your account will revert to the Standard or Reduced Easy Access Rate.
If you do not complete all the steps, you will not accrue interest.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
Your account is with Investec. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Investec counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Aldermore Bank’s page
If you make three or more withdrawals, the lower interest rate will apply from the day of your third withdrawal to the day before the annual anniversary of your account opening.
The lower interest rate will apply from the day of your third withdrawal to the day before the anniversary of your account opening.
You can only open one Double Access Account, whether held in your sole name or held jointly with someone else
The maximum number of account holders for this account is two
A payment of interest away from your Double Access Account won’t be classed as a withdrawal.
Opening an account is your decision.
Your account is with LHV Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with LHV Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
Your account is with LHV Bank. Raisin UK opens it for you and looks after it.
Money you already hold with LHV Bank counts towards the same £120,000.
From Raisin UK’s page
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
Hold a UK bank or building society account from which you will fund your application
Have a UK National Insurance Number
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
You have the right to cancel your account without charge and without giving any reason, within 14 calendar days from the day of opening this savings account.
Opening an account is your decision.
Your account is with Atom bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Atom bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
Your account is with Allica. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Allica counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Monzo’s page
If you need to withdraw more we'll lower your rate to 2.60% AER (variable) if you have a free Monzo current account and 3.10% AER (variable) if you have Monzo Perks, Max, Plus or Premium until you hit the one-year mark since opening your Pot.
Monzo current account required.
Need to withdraw more? We'll lower your rate until your next Pot anniversary.
You can have up to two open Select Access Savings Pots on your Personal Account, and up to two open on your Joint Account at the same time.
Boost your interest rate Earn 3.65% AER (variable) with Monzo Perks.
Select Access Savings offer a higher interest rate if you make 2 (or fewer) withdrawals a year. If you need to withdraw more we’ll lower your rate to 2.60% AER (variable) if you have a free Monzo current account and 3.10% AER (variable) if you have Monzo Perks, Max, Plus or Premium until you hit the one-year mark since opening your Pot.
No matter how many withdrawals you’ve made, you can always access your money instantly. No notice periods, no delays, no extra steps.
Opening an account is your decision.
From Yorkshire Building Society’s page
For security reasons, you cannot withdraw money for the first 14 days after you open the account.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
The interest rate is variable and can go up or down.
Yorkshire Building Society, principal place of business Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
Your account is with Monument Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Monument Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
Rates on easy access products can change.
Opening an account is your decision.
Your account is with Monument Bank. Raisin UK opens it for you and looks after it.
Money you already hold with Monument Bank counts towards the same £120,000.
From Raisin UK’s page
Hold a UK bank or building society account from which you will fund your application;
Your application acceptance will be subject to the successful completion of Anti-Money Laundering/Know Your Customer (AML/KYC) checks.
Withdrawal requests can take up to two working days to be processed (a working day is any day other than a Saturday, Sunday, or public holiday).
Opening an account is your decision.
Your account is with Birmingham Bank Ltd. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Birmingham Bank Ltd counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
Your account is with Teachers Building Society. Raisin UK opens it for you and looks after it.
Money you already hold with Teachers Building Society counts towards the same £120,000.
From Raisin UK’s page
There is no limit to the amount of withdrawals you can make; however, you are unable to withdraw less than £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
You can top up your account with the minimum amount of £500 per transaction and the maximum balance you can have is £120000 (per product and banking institution).
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
Opening an account is your decision.
From Dudley Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Hanley Economic Building Society’s page
£5,000 must remain in the account following a withdrawal.
You must deposit a minimum of £5,000 of new funds into the account at the time of opening the account.
Only one account per member.
All other withdrawals are subject to 30 days' loss of interest on the account.
All other withdrawals are subject to 30 days’ loss of interest on the account.
Opening an account is your decision.
Your account is with Chetwood Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Chetwood Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
Maximum deposit limits may apply.
Opening an account is your decision.
Your account is with Brown Shipley. Raisin UK opens it for you and looks after it.
Money you already hold with Brown Shipley counts towards the same £120,000.
From Raisin UK’s page
There is no limit to the amount of withdrawals you can make; however, you are unable to withdraw less than £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1000.
To withdraw below your minimum balance you may close your account at any time by requesting closure from within your customer portal.
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
You have the right to cancel your account without charge and without giving any reason, within 14 calendar days from the day of opening this savings account.
Opening an account is your decision.
From Teachers Building Society’s page
If you make more than two withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be 1.25% gross/AER variable.
(Not suitable for those who expect to need regular access to their account)
This product may be withdrawn at any time without notice
Opening an account is your decision.
Your account is with ClearBank. Chip opens it for you and looks after it.
Money you already hold with ClearBank counts towards the same £120,000.
From Chip’s page
Following the expiration of the boosted rate, your Chip Instant Access Account rate will revert to the standard rate of 3.00% AER.
Only one promotional rate can be applied to your Chip Instant Access account at any one time.
Should Chip set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
The Chip Instant Access Account rate is variable.
There are no fees or charges for holding this account.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
Your account is with Kroo Bank. Raisin UK opens it for you and looks after it.
Money you already hold with Kroo Bank counts towards the same £120,000.
From Raisin UK’s page
Should the bank set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
Hold a UK bank or building society account from which you will fund your application
Have a UK National Insurance Number
You can top up your account with the minimum amount of £500 per transaction and the maximum balance you can have is £120000 (per product and banking institution).
Opening an account is your decision.
Your account is with ClearBank. Chip opens it for you and looks after it.
Money you already hold with ClearBank counts towards the same £120,000.
From Chip’s page
If you make 4 or more withdrawals in a 12-month period, you'll move to the reduced rate, which is 2.10% AER lower, for the rest of that period.
New customers: The 12 month 3.81% AER (variable tracker), is a temporary boost rate (+0.31% AER for 12 months) and is only available to new customers who join Chip using a valid promo code.
If you make 4 or more withdrawals within a 12 month period your rate will drop by 2.10% to either;
Transfers between different accounts, whether within Chip or to an external account, are considered withdrawals.
18+, UK tax resident & app only.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
Your account is with OakNorth. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with OakNorth counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Loughborough Building Society’s page
If more than one withdrawal is made within the same account year, the account will be closed.
The account must be in the name of the business.
All withdrawals are subject to maintaining the minimum account balance of £5,000.
The passbook must be presented when a withdrawal is requested
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Monmouthshire Building Society’s page
If the balance goes below the minimum, you will receive an interest rate of 0.00% AER/Gross until the balance has been returned to the £100 minimum.
This account is limited to one per customer.
We'll update the interest rate within 14 business days whenever the bank rate changes.
The maximum that a member can invest with Monmouthshire Building Society across all accounts is £2,000,000.
Opening an account is your decision.
From Monzo’s page
Monzo current account required. UK residents only. Ts&Cs apply.
Variable means the rate could change at any time.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
You need to pay money into your account within 30 days of opening it.
You must keep a minimum of £1.00 in your account to get the interest rate.
You can close this account at any time but closure counts as a withdrawal.
You can only hold one of these accounts at a time per child (Ladybird Legacy Account).
Opening an account is your decision.
From Ulster Bank’s page
You must register for the Anytime Internet Banking services to manage your account via online, telephony or on the mobile app.
If the rates are going down, we'll give you at least 60 days' notice.
Your account is not meant for everyday payments.
Opening an account is your decision.
Your account is with Arbuthnot Direct part of Arbuthnot Latham. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Arbuthnot Direct part of Arbuthnot Latham counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Ecology Building Society’s page
We pay all savings interest gross, which means that no tax is deducted.
Opening an account is your decision.
Your account is with Metro Bank. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Metro Bank counts towards the same £120,000.
From Hargreaves Lansdown’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Dudley Building Society’s page
If more than 1 withdrawals are placed within this 12 month period, the bonus shall be lost.
Including Bonus interest is paid annually on anniversary date subject to no more than 1 withdrawals within year and minimum balance being held.
A minimum balance of £1,000 must be maintained in the account to be eligible for the bonus.
If the account is closed before the anniversary date - no bonus will be paid.
Only one account per person can be opened.
Opening an account is your decision.
From Family Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From HSBC’s page
The standard rate of interest is paid in any month where a withdrawal is made or you close your account.
The bonus interest rate is paid each month unless you make a withdrawal or close the account, in which case only the standard rate will apply.
This account can only be opened in a sole name
If you already have an Online Bonus Saver, you can't apply for another.
We can change the interest rate on this account in line with the account's Terms and Conditions.
HSBC is a trading name of HSBC UK Bank Plc, principal place of business 1 Centenary Square, Birmingham, West Midlands, B1 1HQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Nottingham Building Society’s page
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Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the £1 minimum, a variable rate of 1.25% gross/AER will be paid.
One account per customer, to be held by an investor in his or her sole name.
The maximum deposit is £10,000 per tax year (6 April to 5 April).
There is a £25 fee for this service.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From The Co-operative Bank’s page
If you go over the withdrawal limit your interest rate will drop to a lower level for the rest of the calendar year.
1.00% interest (gross/AER variable), if you make 3 withdrawals or more in a calendar year
You can only have one Select Access Saver 5 account at a time.
If you close a Select Access Saver 5 account, you cannot open another one in that same calendar year.
Opening an account is your decision.
Your account is with Zopa. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Zopa counts towards the same £120,000.
From Hargreaves Lansdown’s page
Rates can be added or withdrawn at any time.
Opening an account is your decision.
From Sidekick’s page
Withdrawals take 1 working day for the funds to move from the underlying banks back to the Sidekick wallet or your nominated bank account.
The first £120,000 is always deposited at the highest rate partner bank, the second £120,000 at the next highest rate bank, and so forth.
Deposits take 1 working day for the funds to move from Sidekick to the underlying banks.
Opening an account is your decision.
From Loughborough Building Society’s page
You can only make three withdrawals per account year (1 st April-31 st March).
We may change interest rates at any time.
All withdrawals are subject to the minimum account balance of £1,000 being retained.
A passbook must be present when a withdrawal or closure is requested.
No further deposits will be allowed if the account becomes a closed issue.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Melton Building Society’s page
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Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the minimum operating balance, a variable rate of 1.25% gross/AER will be paid.
If the account is not approved within 14 days, we will close the account.
If no deposits have been received within 5 business days, we will close the account.
There is a £25 fee for this service.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
Your account is with ClearBank. Chip opens it for you and looks after it.
Money you already hold with ClearBank counts towards the same £120,000.
From Chip’s page
Should Chip set a date to lower the interest rate, you will be given a minimum of 14 days' notice.
There are no fees or charges for holding this account.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Newcastle Building Society’s page
Any withdrawals from the account can only be repaid in accordance with the maximum monthly subscription limit.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Opening an account is your decision.
From Loughborough Building Society’s page
All withdrawals are subject to the minimum account balance of £1,000.
A donation equal to 0.50% of the aggregate balances during the account year will be paid annually on the 31 st of August, to Castle Donington Community Library, Castle Donington, Derbyshire.
A passbook must be presented when a withdrawal is requested.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Loughborough Building Society’s page
A passbook must be presented when a withdrawal is requested.
All withdrawals are subject to the minimum account balance of £1,000.
A donation equal to 0.50% of the aggregate balances during the account year will be paid annually on the 31 st of August, to Barrow Community Library, Barrow Upon Soar, Leicestershire.
This donation will be a maximum amount of £10,000.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Loughborough Building Society’s page
You can only make four withdrawals per account year (1 st April-31 st March).
All withdrawals are subject to the minimum account balance of £1,000 being retained.
A passbook must be present when a withdrawal or closure is requested.
No further deposits will be allowed if the account becomes a closed issue.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From The Cambridge Building Society’s page
The First Account will mature and close on the account holder's 21st birthday.
Accounts must be controlled by an adult for children under the age of 10
You can withdraw up to £100 in cash (up to £500 if the account holder is aged 18 or over).
We require at least four working days before cheques paid into your account can be drawn against.
Opening an account is your decision.
From Loughborough Building Society’s page
All withdrawals are subject to maintaining the minimum account balance of £1,000.
A passbook must be presented when a withdrawal is requested
Interest can only be paid to an account held in the business name.
The account may be closed, even if 4 withdrawals have been made.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £10,000 within 30 days of account opening, otherwise your application may be cancelled
Opening an account is your decision.
From Melton Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
You need to pay money into your account within 30 days of opening it. If you don't, we'll close the account.
You'll need to keep a minimum of £1.00 in your account to get the interest rate.
If you choose to open your account online, we'll need your email address and mobile phone number.
Opening an account is your decision.
From Mansfield Building Society’s page
Withdrawals 1 penalty free withdrawal per calendar quarter
Opening an account is your decision.
From Mansfield Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Hanley Economic Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Hanley Economic Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Nationwide Building Society’s page
After 12 months, we'll move your money to another instant access savings account with a lower interest rate.
You need to pay money into your account within 60 days or the account will close.
If at any point after you open this account you no longer have a current account with us, we may transfer the money in your Flex Instant Saver to a different instant access savings account.
We'll also pay interest when you close your account.
You can't pay in or withdraw cash or cheques and you can access your statements through the internet bank or banking app.
After 12 months, we’ll move your money to another instant access savings account with a lower interest rate.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS P.A./AER VARIABLE: currently 1.25%.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
Withdrawals by telegraphic transfer: If you ask us to transfer money to your bank as a same day transfer - £25.00
Opening an account is your decision.
From Family Building Society’s page
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Opening an account is your decision.
From Penrith Building Society’s page
The total limit on your combined savings with us should not exceed £350,000
This account is limited to one account held individually or jointly per affinity partner
We will make an annual donation to your chosen affinity partner equivalent to 0.50% gross of the average total balances held in all accounts where the specific partner is chosen.
Opening an account is your decision.
From Penrith Building Society’s page
We will make an annual donation to your chosen affinity partner equivalent to 0.50% gross of the average total balances held in all accounts where the specific partner is chosen.
This account is limited to one account held individually or jointly per affinity partner
The rate of interest paid on your account is variable and may be changed by us.
Opening an account is your decision.
From Hanley Economic Building Society’s page
£500 must remain in the account following a withdrawal.
You must deposit a minimum of £500 of new funds into the account at the time of opening the account.
Only one account per Member.
All other withdrawals are subject to 30 days' loss of interest on the account.
All other withdrawals are subject to 30 days’ loss of interest on the account.
Opening an account is your decision.
From Skipton Building Society’s page
The minimum operating balance must be met for interest to be earned.
You must keep at least this amount in the account to keep it open.
We'll also need a signed mandate from your club or charity's representatives on their letterhead confirming who can hold and manage the account.
Withdrawals must be for the benefit of the association and as provided for in the mandate.
Opening an account is your decision.
From Ecology Building Society’s page
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Opening an account is your decision.
From Ecology Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From The Co-operative Bank’s page
You must already have one of our Co-operative Bank current accounts before you apply
We are not currently accepting applications for our Online Saver
This account is online only, so you cannot deposit or withdraw cash or cheques
It's only available as a sole account, not a joint account.
Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the £50 minimum, a variable rate of 1.25% gross/AER will be paid.
If the account is not approved within 14 days, we will close the account.
If no deposits have been received within 5 business days, we will close the account.
There is a £25 fee for this service.
The minimum opening and operating balance is £50.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Stafford Railway Building Society’s page
Cash withdrawals/Closures are limited to £2,500 per day.
If we change the interest rate, we will give you 14 days' notice.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
The maximum combined deposit across all accounts with The Stafford Building Society is £450,000 per customer.
No notice is required for cash withdrawals/closures up to £500. However, cash withdrawals/closures between £500 and £2,500 require a minimum of 24 hours’ notice.
Table row: Minimum Account Balance: £1
Opening an account is your decision.
From Vernon Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Hanley Economic Building Society’s page
£250 must remain in the account following a withdrawal.
You must have been a member of the Society for a minimum period of 1 year.
Only one account per member.
All other withdrawals are subject to 30 days' loss of interest on the account.
If we reduce the interest on your account, we will write to you 14 days before we make the change.
All other withdrawals are subject to 30 days’ loss of interest on the account.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
You cannot withdraw money within the first 6 months after the account is opened.
The opening investment must be by cheque or bank transfer.
The account may not be opened with cash.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
If your application was made online the first payment into your account must come from your nominated account.
Only one account per person is allowed.
All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Monmouthshire Building Society’s page
Plus 0.50% given to charity
We can change the rates at any time if we feel it's needed, this is in line with our General Terms and Conditions for Savings Accounts.
This account is limited to one per customer.
We will notify you 30 days prior to the change to let you know of the new Charity we will be supporting, and provide you with options for your account.
Opening an account is your decision.
From Progressive Building Society’s page
Access Restricted - four withdrawals per calendar year
Opening an account is your decision.
From Nottingham Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Nottingham Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS P.A./AER VARIABLE: currently 1.25%.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
This product may be withdrawn at any time and without notice
Opening an account is your decision.
From Vernon Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Leek Building Society’s page
You need to pay money into your account within 14 calendar days of opening it.
You can only open one account per customer.
Each year we make a payment to the County Air Ambulance Trust equal to 0.10% of the average total balance held in all County Air Ambulance Trust Savings Accounts.
Accounts can be withdrawn from sale at any time without notice.
Opening an account is your decision.
From Chorley & District Building Society’s page
Our Children's Future Saver allows two withdrawals per year without loss of interest or a penalty, including closure.
Annual interest can be withdrawn (once this has been credited to the account) and will not reduce the number of withdrawals available to you.
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £10,000 within 30 days of account opening, otherwise your application may be cancelled.
Opening an account is your decision.
From Bank of Ireland UK’s page
That being said, you will need to keep a minimum of £1 in your account.
If your account is not funded within 30 days, we may close your account.
An account opened for a minor age 12 to 16 needs parental consent.
Opening an account is your decision.
From Leeds Building Society’s page
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Opening an account is your decision.
From Leeds Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Hanley Economic Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From The Co-operative Bank’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Harpenden Building Society’s page
The interest rate on your account will be the lower rate. However, if 1 or fewer withdrawals are made during the calendar year, the interest rate applied to your account on the 31st December will be the higher rate instead.
From the 1st January your interest rate and withdrawals will reset.
Please note that you must fund the account with the minimum balance of £100 within 30 days of account opening, otherwise your application may be cancelled.
Deposits can be made by bank transfer only.
You will not be permitted to reduce the balance in your account to less than the minimum balance, unless you are closing the account.
Opening an account is your decision.
From Scottish Building Society’s page
Withdrawals can only be made via electronic transfer to a nominated UK bank account.
In order to be able to transfer money into the Client Account Online you must have set up individual nominated client accounts.
No fees or transaction charges
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Progressive Building Society’s page
You can withdraw up to £500 in cash in a branch and £250 in cash in an agency.
When you make a withdrawal, you must present your passbook and valid photographic identification.
Interest is payable on closure of the account.
If we are decreasing the interest rate, we will notify you at least 14 days before the change takes effect.
The minimum balance for the account is £1.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS P.A./AER VARIABLE: currently 1.25%.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
This product may be withdrawn at any time and without notice
The normal day to day operation of your account is free of charge.
Opening an account is your decision.
From Chorley & District Building Society’s page
Account holders under the age of 7 years must have their account operated for them by an adult aged over 18 who will be called the 'Young Savers Account Operator'.
If we reduce the interest rate and you have at least £100 in your account, we will give you 14 days notification prior to the change and you will have a period of 30 days from the date of the notification to switch or close your account.
If this product is withdrawn no further deposits will be allowed into this account.
The annual interest will be paid directly into this account with the Society.
Opening an account is your decision.
From Progressive Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Mansfield Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS P.A./AER VARIABLE: currently 1.25%.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
Withdrawals by telegraphic transfer: If you ask us to transfer money to your bank as a same day transfer - £25.00
This product may be withdrawn at any time and without notice
Opening an account is your decision.
From HSBC’s page
Any cash held in the Capital and Income cash accounts of the Premier Investment Management Service or Trust Discretionary Investment Services will be paid the interest rate set for balances over £100,000.
HSBC is a trading name of HSBC UK Bank Plc, principal place of business 1 Centenary Square, Birmingham, West Midlands, B1 1HQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Loughborough Building Society’s page
A passbook must be presented when a withdrawal is requested.
We may change interest rates at any time.
Interest is payable gross (no tax is deducted).
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Melton Building Society’s page
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Opening an account is your decision.
From Lloyds Bank’s page
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Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
From Market Harborough Building Society’s page
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Opening an account is your decision.
From Bank of Scotland’s page
Your interest will be paid Gross, this means that we will not deduct tax automatically from your interest.
Opening an account is your decision.
From Bank of Scotland’s page
Your interest will be paid Gross, this means that we will not deduct tax automatically from your interest.
Opening an account is your decision.
From Halifax’s page
Your interest will be paid Gross, this means that we will not deduct tax automatically from your interest.
Opening an account is your decision.
From Halifax’s page
Rates can change at any time and you should check the current interest rate before applying for the account.
Opening an account is your decision.
From Lloyds Bank’s page
Rates quoted are subject to change.
Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
From Lloyds Bank’s page
We haven’t read this account’s own page yet.
Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
SIPP accounts must be operated through a SIPP Trustee.
The opening investment must be made by cheque or bank transfer.
Faster payment transfers are limited to £100,000.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Gatehouse Bank’s page
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Opening an account is your decision.
How we compare
We rank an account only when its own page states the terms that decide it. For easy access, that’s how often you can take money out.
The rest stay on the page with their reason, never above a compared one. No one pays to change the order.