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From Close Brothers Savings’s page
After 14 days, you'll need to withdraw the full amount and pay an early closure fee, which is detailed in your application and product terms and conditions.
You can send the money in single or multiple transfers within 10 days of your application being accepted.
Fixed Rate Cash ISAs can only be held by one person, meaning you can't have a joint ISA account.
If you close your account within 14 days of opening it, you won't be charged, and it won't count towards your ISA tax allowance for that year.
Opening an account is your decision.
From Close Brothers Savings’s page
If you don't tell us what to do, your money will be transferred into a Cash ISA Maturity Account paying a variable rate.
After 14 days, you'll need to withdraw the full amount and pay an early closure fee, which is detailed in your application.
If the interest earned doesn't cover the fee, you might get back less than you deposited.
You're able to send your full deposit or ISA transfer instruction within 10 days (if this window is missed, you will need to reapply for the new terms and interest rates available at the time).
Please note the interest rate applied to this account is likely to be lower than other product offerings.
Opening an account is your decision.
From Close Brothers Savings’s page
If you don't tell us what to do, your money will be transferred into a Cash ISA Maturity Account paying a variable rate.
After 14 days, you'll need to withdraw the full amount and pay an early closure fee, which is detailed in your application.
If the interest earned doesn't cover the fee, you might get back less than you deposited.
You're able to send your full deposit or ISA transfer instruction within 10 days (if this window is missed, you will need to reapply for the new terms and interest rates available at the time).
Please note the interest rate applied to this account is likely to be lower than other product offerings.
Table row: Product term: 2 Years | Interest charged: 150 days interest
Opening an account is your decision.
From Aldermore Bank’s page
Accept that there will be a deduction of interest if you need access to your money during the term
Opening an account is your decision.
From Aldermore Bank’s page
You can withdraw money from this tax year or previous tax years if you need to, subject to a deduction of 180 days' interest.
You have 14 calendar days from account opening to make as many deposits as you like.
After this period no further deposits are permitted
This account can be held in one name only
Opening an account is your decision.
From Nottingham Building Society’s page
Transfers to other providers subject to loss of interest
Opening an account is your decision.
From Harpenden Building Society’s page
Closure requests before product maturity are subject to a 365-day loss of interest.
No further deposits after initial payment, except for an ISA transfer in.
Please note that you must fund the account with the minimum balance of £1000 within 30 days of account opening, otherwise your application may be cancelled.
The account has limited availability, and the Society reserves the right to withdraw it without notice at any time.
Opening an account is your decision.
From Close Brothers Savings’s page
If you don't tell us what to do, your money will be transferred into a Cash ISA Maturity Account paying a variable rate.
After 14 days, you'll need to withdraw the full amount and pay an early closure fee, which is detailed in your application.
If the interest earned doesn't cover the fee, you might get back less than you deposited.
You're able to send your full deposit or ISA transfer instruction within 10 days (if this window is missed, you will need to reapply for the new terms and interest rates available at the time).
Please note the interest rate applied to this account is likely to be lower than other product offerings.
Table row: Product term: 1 Year | Interest charged: 90 days interest
Opening an account is your decision.
From Leeds Building Society’s page
You can make withdrawals/transfers, including account closure, but these will incur a charge equivalent to 365 days' loss of interest on an equivalent amount to that withdrawn/transferred.
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
Deposits can only be made up to 1 December 2026
Are joint accounts permitted? No
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
You can make withdrawals, but there will be a charge equal to 365 days' interest on the amount you withdraw
Deposits can only be made up to 1 December 2026
Monthly interest must be paid to another account, with us or another provider.
Are joint accounts permitted? No
Opening an account is your decision.
From Manchester Building Society’s page
Withdrawals prior to maturity will be subject to 365 days loss of interest.
If insufficient interest has been earned then the penalty will be taken from your capital.
Upon maturity, your funds will roll into a default savings account which has easy access, with a variable interest rate.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Nottingham Building Society’s page
Transfers to other providers subject to loss of interest
Opening an account is your decision.
From Skipton Building Society’s page
Any payments or ISA transfer requests into this account need to be received on or before 11/11/2026.
If you close the account after the 14-day cancellation period and before the end of the fixed term, you'll have to pay 240 days' worth of interest, so you might get back less than you paid in.
Joint accounts aren't allowed.
To open and manage this account, a valid email address must be provided.
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £1,000 within 30 days of account opening, otherwise your application may be cancelled.
No further deposits after initial payment, except for an ISA transfer in.
Closure requests before product maturity are subject to a 180-day loss of interest.
The account has limited availability, and the Society reserves the right to withdraw it without notice at any time.
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
You can make withdrawals/transfers, including account closure, but these will incur a charge equivalent to 270 days’ loss of interest on an equivalent amount to that withdrawn/transferred.
The minimum balance must be maintained. If the balance falls below this the interest rate reduces to 0.05% tax free p.a./AER variable.
Once opened, you can deposit 2026/2027 funds or transfer in previous ISA funds (including 2026/2027 ISA funds deposited with another provider as long as these are not from an Innovative Finance ISA) up to and including 3 December 2026.
Are joint accounts permitted? No
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
You can make withdrawals, but there will be a charge equal to 270 days' interest on the amount you withdraw
Deposits can only be made up to 3 December 2026
Monthly interest must be paid to another account, with us or another provider.
The minimum balance must be maintained.
Opening an account is your decision.
From Manchester Building Society’s page
Withdrawals prior to maturity will be subject to 120 days loss of interest.
If insufficient interest has been earned then the penalty will be taken from your capital.
Upon maturity, your funds will roll into a default savings account which has easy access, with a variable interest rate.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Melton Building Society’s page
Should you close your account in the fixed rate term, you will be subject to an interest penalty charge of 120 days' interest.
Any payments you wish to make into this account must be made within 30 days from opening.
If you close your account in the first 120 days, you might get less back than you deposited.
Fixed rate maturity process - the Society will write to you 14 days before the date of maturity to set out your options.
Opening an account is your decision.
From Nottingham Building Society’s page
No withdrawals until 30/11/2028. Transfers to other providers subject to loss of interest
Opening an account is your decision.
From Principality Building Society’s page
If you close or transfer your ISA before the end of the fixed rate term (within two years), you will lose 180 days' interest.
You must keep at least £500 (the minimum balance) in the account.
We must receive the first payment into your ISA or a transfer in request within five business days of it opening.
You can only pay your ISA Allowance into one Principality cash ISA in the current tax year.
Opening an account is your decision.
From Shawbrook Bank’s page
New deposits are subject to the annual ISA allowance, and you'll need to fund your account within 90 days of opening, otherwise it will be closed.
If you have a Fixed Rate Cash ISA, you can make withdrawals or close your account before maturity, but this will be subject to a loss of interest, known as an early exit charge.
For Fixed Rate Cash ISAs, all deposits can be made within this 90 day funding window and you may not be able to add more money after this.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
No part withdrawals or part transfers out are allowed, including withdrawals of any interest.
You must have at least £1,000 in the account to keep it open.
Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will be automatically closed.
Closing your account or transferring your ISA to another provider in full is allowed without notice, however there will be a charge of 180 days interest.
You can only pay into one ISA per tax year with ourselves.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
Closing your account or transferring your ISA to another provider in full is allowed without notice, however there will be a charge of 365 days interest.
If you have not earned enough interest to pay this charge, the difference will be taken from the balance in your ISA.
You must have at least £1,000 in the account to keep it open.
Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will be automatically closed.
Opening an account is your decision.
From Skipton Building Society’s page
Any payments or ISA transfer requests into this account need to be received on or before 11/11/2026.
To open and manage this account, a valid email address must be provided.
Joint accounts aren't allowed.
You can't withdraw part of the account balance.
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
You can make withdrawals/transfers, including account closure, but these will incur a charge equivalent to 180 days’ loss of interest on an equivalent amount to that withdrawn/transferred.
The minimum balance must be maintained. If the balance falls below this the interest rate reduces to 0.05% tax free p.a./AER variable.
You can only subscribe to (save in) one Cash ISA in the same tax year with us.
This account is limited issue.
Opening an account is your decision.
From Leeds Building Society’s page
You can make withdrawals/transfers, including account closure, but these will incur a charge equivalent to 180 days' loss of interest on an equivalent amount to that withdrawn/transferred.
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
Deposits can only be made up to 4 December 2026
Monthly interest must be paid to another account, with us or another provider.
Are joint accounts permitted? No
Opening an account is your decision.
From Aldermore Bank’s page
Accept that there will be a deduction of interest if you need access to your money during the term
You have 14 calendar days from account opening to make as many deposits as you like.
You can transfer in a Fixed Rate Cash ISA held with another provider at account opening stage only.
Opening an account is your decision.
From Marsden Building Society’s page
You can close your account prior to maturity, or transfer to a new ISA provider; however you'll incur an interest penalty equivalent to 360 days' interest.
Additional deposits can be made within 14 days of the account opening up to the annual ISA subscription limit, currently £20,000 for the 2026/27 tax year.
We only accept Cash ISA to Cash ISA transfers.
Please note, products can be withdrawn at any time and without notice.
Opening an account is your decision.
From Manchester Building Society’s page
Withdrawals prior to maturity will be subject to 120 days loss of interest.
If insufficient interest has been earned then the penalty will be taken from your capital.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Upon maturity, your funds will roll into a default savings account which has easy access, with a variable interest rate.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Principality Building Society’s page
If you close or transfer your ISA before the end of the fixed rate term (within one year), you will lose 90 days' interest.
You must keep at least £500 (the minimum balance) in the account.
We must receive the first payment into your ISA or a transfer in request within five business days of it opening.
You can only pay your ISA Allowance into one Principality cash ISA in the current tax year.
Opening an account is your decision.
From Scottish Building Society’s page
You can withdraw your funds before maturity of the ISA, however a penalty is applicable for early access which is equivalent to 180 days’ interest on the amount withdrawn.
Deposits can only be made within 14 days of opening the account.
You may only save into one ISA with us in a tax year provided you have not subscribed, and will not subscribe, to more than the overall ISA subscription limit total in the same tax year.
Your ISA account must be in your name only.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
You can withdraw your funds before maturity of the ISA, however a penalty is applicable for early access which is equivalent to 180 days’ interest on the amount withdrawn.
This will be deducted from the interest payable to your account and may mean that you get back less than you paid into the account if you make multiple withdrawals or close your account early.
Deposits can only be made within 14 days of opening the account.
The interest rate is fixed for the term of the account.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Shawbrook Bank’s page
If you have a Fixed Rate Cash ISA, you can make withdrawals or close your account before maturity, but this will be subject to a loss of interest, known as an early exit charge.
You can fund your account within 90 days after opening.
For Fixed Rate Cash ISAs, all deposits can be made within this 90 day funding window and you may not be able to add more money after this.
1 Year Fixed Rate Cash ISA: loss of 90 days' interest on the withdrawn amount
At Shawbrook, you can either withdraw funds or transfer your fixed rate cash ISA to another provider before maturity, although an early exit charge will apply.
Opening an account is your decision.
From Harpenden Building Society’s page
Closure requests before product maturity are subject to a 90-day loss of interest.
No further deposits after initial payment, except for an ISA transfer in.
This account can only be opened in branch or by post.
No joint accounts are accepted (as per ISA rules).
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
You can make withdrawals, but there will be a charge equal to 90 days' interest on the amount you withdraw
Deposits can only be made up to 30 November 2026
The minimum balance must be maintained.
This is not a flexible ISA meaning any amounts withdrawn cannot be replaced.
Opening an account is your decision.
From Leeds Building Society’s page
If the balance falls below this the interest rate reduces to 0.05% tax free p.a./AER variable.
Monthly interest must be paid to another account, with us or another provider.
You can make withdrawals/transfers, including account closure, but these will incur a charge equivalent to 90 days’ loss of interest on an equivalent amount to that withdrawn/transferred.
You can only subscribe to (save in) one Cash ISA in the same tax year with us.
For balances below £100, the interest rate reduces to 0.05% tax free p.a./AER variable.
Opening an account is your decision.
From Manchester Building Society’s page
Withdrawals prior to maturity will be subject to 90 days loss of interest.
If insufficient interest has been earned then the penalty will be taken from your capital.
Upon maturity, your funds will roll into a default savings account which has easy access, with a variable interest rate.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Harpenden Building Society’s page
Closure requests before product maturity are subject to a 90-day loss of interest.
No further deposits after initial payment, except for an ISA transfer in.
Please note that you must fund the account with the minimum balance of £1000 within 30 days of account opening, otherwise your application may be cancelled.
No joint accounts are accepted (as per ISA rules).
Opening an account is your decision.
From Marsden Building Society’s page
You can close your account prior to maturity, or transfer to a new ISA provider; however you'll incur an interest penalty equivalent to 250 days' interest.
Additional deposits can be made within 14 days of the account opening up to the annual ISA subscription limit, currently £20,000 for the 2026/27 tax year.
If opened by debit card, the remainder of the minimum opening balance must be paid by Faster Payment within 48 hours of the account opening.
Transfers of used ISA allowances are not permitted.
Opening an account is your decision.
From Principality Building Society’s page
If you close or transfer your ISA before the end of the fixed rate term (within three years), you will lose 270 days' interest.
If you haven't earned enough interest to cover the 270 days' interest it will be taken from the money in the account.
You must keep at least £500 (the minimum balance) in the account.
You can only pay your ISA Allowance into one Principality cash ISA in the current tax year.
Opening an account is your decision.
From Principality Building Society’s page
If you close or transfer your ISA before the end of the fixed rate term (within five years), you will lose 360 days' interest.
If you haven't earned enough interest to cover the 360 days' interest it will be taken from the money in the account.
We must receive the first payment into your ISA or a transfer in request within five business days of it opening.
You can only pay your ISA Allowance into one Principality cash ISA in the current tax year.
If you close or transfer your ISA before the end of the fixed rate term (within five years), you will lose 360 days’ interest. If you haven’t earned enough interest to cover the 360 days’ interest it will be taken from the money in the account. This means you may get back less than you originally put in.
You must keep at least £500 (the minimum balance) in the account.
Opening an account is your decision.
From Scottish Building Society’s page
This will be deducted from the interest payable to your account and may mean that you get back less than you paid into the account if you make multiple withdrawals or close your account early.
Deposits can only be made within 14 days of opening the account.
Your ISA account must be in your name only.
We’ll write to you 14 days before the end of your fixed term to provide you with your options at maturity.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
You can withdraw your funds before maturity of the ISA, however a penalty is applicable for early access which is equivalent to 90 days’ interest on the amount withdrawn.
Deposits can only be made within 14 days of opening the account.
The maximum deposit amount is £20,000 in the 2026/2027 tax year excluding any ISA transfers into the account from other providers.
We’ll write to you 14 days before the end of your fixed term to provide you with your options at maturity.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Cumberland Building Society’s page
Closures and closure transfers to another ISA provider will be subject to 180 days loss of interest.
This means that where if there is insufficient interest, you may get back less than what you originally paid in.
New customers must live within our operating area.
At any point, and without notice, we may close a specific ISA Cash Fixed Term issue to further subscriptions, after which no new or additional subscriptions will be accepted into the account.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From Leek Building Society’s page
You can close or transfer the full ISA at any time but we will charge you the equivalent of 120 days' interest of the full balance.
We must receive the money you're using to open your account, and any other money you want to pay in (including ISA transfer instructions) within 14 calendar days of opening it.
If you take no action, the money in your account will be automatically re-invested into the Easy Access Cash ISA or equivalent.
You won't be able to pay in more money in future tax years.
Opening an account is your decision.
From Leek Building Society’s page
You can close or transfer the full ISA at any time but we will charge you the equivalent of 120 days' interest of the full balance.
We must receive the money you're using to open your account, and any other money you want to pay in (including ISA transfer instructions) within 14 calendar days of opening it.
You can't open this account as a joint account or for a child in trust.
If you take no action, the money in your account will be automatically re-invested into the Easy Access Cash ISA or equivalent.
Opening an account is your decision.
From Monmouthshire Building Society’s page
If you close or transfer your ISA to another provider, you will be charged 180 days loss of interest on your final balance.
You can pay money into your account within the first 30 days of opening, up to the maximum balance
Accounts can be held in sole name only.
Opening an account is your decision.
From Monmouthshire Building Society’s page
If you close or transfer your ISA to another provider, you will be charged 450 days loss of interest on your final balance.
You can pay money into your account within the first 30 days of opening, up to the maximum balance
Accounts can be held in sole name only.
There is a 14-day cancellation period.
Opening an account is your decision.
From Aldermore Bank’s page
Accept that there will be a deduction of interest if you need access to your money during the term
You have 14 calendar days from account opening to make as many deposits as you like.
You can transfer in a Fixed Rate Cash ISA held with another provider at account opening stage only.
Opening an account is your decision.
From Progressive Building Society’s page
If we do not receive written instructions from you, the quoted fixed rate of interest will cease to apply on the date of maturity and the balance of your ISA bond will be rolled over into a variable rate instant access Cash ISA at the interest rate applicable at that time.
You can close the ISA bond or transfer the balance to another ISA provider before the maturity date subject to a loss of interest equivalent to 180 days gross interest on the amount withdrawn.
There is no loss of interest if you cancel your account within 14 days of opening it.
You can save up to a maximum of the annual ISA allowance (£20,000 for the current tax year).
Opening an account is your decision.
From Dudley Building Society’s page
A penalty of 365 days interest will be charged upon all requests and notice cannot be served.
Transfer in requests must be received within 14 days of the account open date.
If you do not specify what you would like to do with the funds, your funds will be transferred to the default maturity account available at the time, but you may not receive the same interest rate.
Opening an account is your decision.
From Mansfield Building Society’s page
Early closure is subject to 180 days loss of interest on the closing balance.
You can only pay into one Cash ISA in the same tax year with us, although you may operate separate Cash ISAs with alternative providers while retaining your ISA with us, subject to the overall £20,000 ISA subscription limit in the current tax year.
We will contact you shortly before maturity (the end of fixed term period) to ask which you prefer, but if we receive no instructions your money will be transferred to our Easy Access Cash ISA.
If you want to take money out, the account must be closed in branch or by post and all funds are then paid to you by cheque.
Opening an account is your decision.
From Marsden Building Society’s page
You can close your account prior to maturity, or transfer to a new ISA provider; however you'll incur an interest penalty equivalent to 210 days' interest.
Additional deposits can be made within 14 days of the account opening up to the annual ISA subscription limit, currently £20,000 for the 2026/27 tax year.
Please note, we don't accept transfers from Stocks and Shares ISAs, Innovative Finance ISAs or Lifetime ISAs.
You won't be able to make any partial withdrawals before maturity.
Opening an account is your decision.
From Monmouthshire Building Society’s page
If you close or transfer your ISA to another provider, you will be charged 270 days loss of interest on your final balance.
You can pay money into your account within the first 30 days of opening, up to the maximum balance
Accounts can be held in sole name only.
There is a 14-day cancellation period.
Opening an account is your decision.
From Monmouthshire Building Society’s page
You can pay money into your account within the first 30 days of opening, up to the maximum balance.
If you close or transfer your ISA to another provider, you will be charged 90 days loss of interest on your final balance.
Accounts can be held in sole name only.
Opening an account is your decision.
From Dudley Building Society’s page
A penalty of 270 days interest will be charged upon all requests and notice cannot be served.
Transfer in requests must be received within 14 days of the account open date.
If you do not specify what you would like to do with the funds, your funds will be transferred to the default maturity account available at the time, but you may not receive the same interest rate.
Opening an account is your decision.
From Charter Savings Bank’s page
If your account balance falls below £1, the Account will close.
If we decrease the interest rate we will give you at least 14 days' notice of the reduction by post, email or secure message.
You can only apply for and manage this Account online through our website - chartersavingsbank.co.uk.
Please be aware that any amounts you withdraw from this Account will no longer be held in your Cash ISA.
Opening an account is your decision.
From Dudley Building Society’s page
A penalty of 180 days interest will be charged upon all requests and notice cannot be served.
Transfer in requests must be received within 14 days of the account open date.
If you do not specify what you would like to do with the funds, your funds will be transferred to the default maturity account available at the time, but you may not receive the same interest rate.
Opening an account is your decision.
From Progressive Building Society’s page
If we do not receive written instructions from you, the quoted fixed rate of interest will cease to apply on the date of maturity and the balance of your ISA bond will be rolled over into a variable rate instant access Cash ISA at the interest rate applicable at that time.
You can close the ISA bond or transfer the balance to another ISA provider before the maturity date subject to a loss of interest equivalent to 180 days gross interest on the amount withdrawn.
There is no loss of interest if you cancel your account within 14 days of opening it.
You can save up to a maximum of the annual ISA allowance (£20,000 for the current tax year).
Opening an account is your decision.
From Royal Bank of Scotland’s page
Your deposit must reach your account by 23 November 2026
Be the lower of the interest earned on your account, or 90 days' interest
You won't be able to make further payments into any other cash ISA with us during the current tax year.
Partial withdrawals aren't permitted after that.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Royal Bank of Scotland ↗Opening an account is your decision.
From Royal Bank of Scotland’s page
We'll charge an Early Closure Charge for doing this.
The total amount you receive (including interest earned on your balance) will be no less than your deposit at the start date.
Your deposit must reach your account by 23 November 2026
If you pay in more than the annual allowance, any excess money will be returned to you.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Royal Bank of Scotland ↗Opening an account is your decision.
From Kent Reliance’s page
You'll need to register for our new Online Services, even though you may already be registered with our current Online Services.
Opening an account is your decision.
From Ford Money’s page
Transfers must be completed within 21 calendar days of the date we receive your application.
Make sure to move this into the account within the first 21 days of opening the account.
This amount is combined across all the accounts you have with us.
If we decrease your interest rate, we'll give you at least 14 days' notice.
Ford Money is a trading name of FCE Bank Plc, principal place of business FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Ford Money ↗Opening an account is your decision.
From Dudley Building Society’s page
A penalty of 120 days interest will be charged upon all requests and notice cannot be served.
Transfer in requests must be received within 14 days of the account open date.
Additional subscriptions are permitted to add the full HMRC allowance for the tax year until the 5th April of the current tax year.
If you do not specify what you would like to do with the funds, your funds will be transferred to the default maturity account available at the time, but you may not receive the same interest rate.
Opening an account is your decision.
From Dudley Building Society’s page
AER stands for the Annual Equivalent Rate and illustrates what the Interest rate would be if interest was paid and added each year.
If you want to transfer your Dudley Building Society ISA to a different provider, ask your new ISA provider to arrange the transfer for you, as this is not something you can do yourself.
Opening an account is your decision.
From Vernon Building Society’s page
Also, not all our accounts allow transfers in, so always check the term of the account before applying.
Opening an account is your decision.
From Leeds Building Society’s page
For balances below £1,000, the interest rate reduces to 0.05% tax free p.a./AER variable.
Withdrawals lose their tax free status.
Online only, via our website at www.leedsbuildingsociety.co.uk
Withdrawals must be made to your Nominated Account.
Opening an account is your decision.
From Ford Money’s page
However it will be subject to a term breakage charge.
If the account is closed outside of your cancellation period, you won't be able to re-open it or put money in another Cash ISA with us (or any other savings provider) in the same tax year.
Make sure to move this into the account within the first 21 days of opening the account.
If we don't hear from you by then we'll offer you another term of the same or similar length, and this will start automatically at the end of the fixed term.
Ford Money is a trading name of FCE Bank Plc, principal place of business FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Ford Money ↗Opening an account is your decision.
From Penrith Building Society’s page
Closures or full or partial transfers out are subject to a 90-day interest penalty.
If you have not earned sufficient interest on your account, you may get back less than you have paid in.
A Nominated Bank Account must be registered at the point of account opening.
We reserve the right to withdraw this product at any time.
Opening an account is your decision.
From Penrith Building Society’s page
Closures or full or partial transfers out are subject to a 90-day interest penalty.
If you have not earned sufficient interest on your account, you may get back less than you have paid in.
A deposit of the minimum balance of £1,000 must be received within 30 days of application or your application may be cancelled, no further deposits will be accepted after 30 days
This account is limited to one account per individual customer (joint accounts are not permitted)
Opening an account is your decision.
From Shawbrook Bank’s page
If you have a Fixed Rate Cash ISA, you can make withdrawals or close your account before maturity, but this will be subject to a loss of interest, known as an early exit charge.
7 Year Fixed Rate Cash ISA: loss of 360 days' interest on the withdrawn amount
New deposits are subject to the annual ISA allowance, and you'll need to fund your account within 90 days of opening, otherwise it will be closed.
For Fixed Rate Cash ISAs, all deposits can be made within this 90 day funding window and you may not be able to add more money after this.
Opening an account is your decision.
From Ford Money’s page
If you choose to close the account or transfer out of it before the fixed term is over, it will be subject to a term breakage charge (unless you're within your 14 day cancellation period).
Make sure to move this into the account within the first 21 days of opening the account.
If we don't hear from you by then we'll offer you another term of the same or similar length, and this will start automatically at the end of the fixed term.
If the account is closed outside of your cancellation period, you won't be able to re-open it or put money in another Cash ISA with us (or any other savings provider) in the same tax year.
Ford Money is a trading name of FCE Bank Plc, principal place of business FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Ford Money ↗Opening an account is your decision.
From Marsden Building Society’s page
You won't be able to make any partial withdrawals before maturity.
You can close your account prior to maturity, or transfer to a new ISA provider; however you'll incur an interest penalty equivalent to 120 days' interest.
Additional deposits can be made within 14 days of the account opening up to the annual ISA subscription limit, currently £20,000 for the 2026/27 tax year.
If opened by debit card, the remainder of the minimum opening balance must be paid by Faster Payment within 48 hours of the account opening.
We only accept Cash ISA to Cash ISA transfers.
Opening an account is your decision.
From Stafford Railway Building Society’s page
This account allows a maximum of four withdrawals per society year (1st November – 31st October).
You can transfer out your ISA without giving notice, but this will incur a penalty equivalent to 90 days' interest.
You can hold a maximum of one Cash ISA Notice 90 account with the Society.
Cash withdrawals/Closures are limited to £2,500 per day.
If we change the interest rate, we will give you 14 days' notice.
Opening an account is your decision.
From Vernon Building Society’s page
It can only be closed or transferred to another ISA account during the fixed rate period but will be subject to a 180-day interest penalty which is deducted from the accrued interest, and where there is insufficient accrued interest, from your account balance.
Subject to this, additional funds may be added up to 14 days after the opening date of the account.
Note that any savings withdrawn will lose their tax free ISA status.
Transfers into this account are accepted but must be requested at the time of account opening.
Opening an account is your decision.
From Hampshire Trust Bank’s page
It's important to know that this is not a flexible ISA, which means that if you withdraw money, it can't be replaced without using more of your ISA allowance for the year.
If we reduce the interest rate, we'll let you know at least 14 days before.
You can only open and operate one Cash ISA account with HTB in any single tax year.
All payments into and out of this account must be made through your nominated bank account, another account you hold with us or another ISA provider as part of a transfer.
If you transfer money to an account which is not an ISA, you will lose its ISA status and tax benefits.
Hampshire Trust Bank Plc, principal place of business Hampshire Trust Bank, 80 Fenchurch Street, London, City Of London, EC3M 4BY, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £1000 within 30 days of account opening, otherwise your application may be cancelled.
Opening an account is your decision.
From Ford Money’s page
If you choose to close the account or transfer out of it before the fixed term is over, it will be subject to a term breakage charge (unless you're within your 14 day cancellation period).
If the account is closed outside of your cancellation period, you won't be able to re-open it or put money in another Cash ISA with us (or any other savings provider) in the same tax year.
Make sure to move this into the account within the first 21 days of opening the account.
If we don't hear from you by then we'll offer you another term of the same or similar length, and this will start automatically at the end of the fixed term.
Ford Money is a trading name of FCE Bank Plc, principal place of business FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Ford Money ↗Opening an account is your decision.
From Stafford Railway Building Society’s page
This account allows a maximum of four withdrawals per society year (1st November – 31st October).
You can transfer out your ISA without giving notice, but this will incur a penalty equivalent to 60 days' interest.
If we change the interest rate, we will give you 14 days' notice.
Once the maximum annual ISA subscription (Currently £20,000) is reached, no further subscriptions are permitted.
You can hold a maximum of one Cash ISA Notice 60 account with the Society.
Opening an account is your decision.
From Swansea Building Society’s page
Withdrawals can only be made at the expiry of 90 days from receipt of your formal notice to the Society to withdraw.
Only one account per person is allowed.
Only one SBS Cash ISA account can be used to receive current years subscriptions - (This is due to Society system constraints and not due to ISA regulations - other ISA providers may allow for multiple Cash ISA accounts to be open to receive current years subscriptions.)
Interest rates are variable which means the interest rate can go up and down and may be amended at any time.
We will give you 14 days written notice by post of any proposed change in our interest rates.
Opening an account is your decision.
From Tandem Bank’s page
After 12 months, the rate reverts to the standard variable rate of 3.75 % AER.
An introductory bonus rate is included in your advertised AER for the first 12 months from account opening.
Everything in the app From opening to managing, it's all sorted in our secure app.
You can save up to £20,000 each tax year across all your ISAs (not just with Tandem).
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Tandem Bank ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
The minimum interest rate is 0.00%.
If the Bank of England Base Rate changes, the new interest rate on your account will be updated on the first day of the following month, without prior notice.
If your application was made online the first payment into your account must come from your nominated account.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £1 within 30 days of account opening, otherwise your application may be cancelled.
The rate of interest payable on variable rate accounts may be subject to change in the future.
Opening an account is your decision.
From Vida Bank’s page
You may only open an account in a sole name, and the account must be for your personal use.
A deposit or transfer request of at least this amount has to be made within 21 days of your application request, or the account will be closed.
If we decrease the interest rate, we'll notify you at least 14 days ahead of the change.
Deposits must be added by electronic transfer from your Nominated Bank Account, which must be in your name, or from an existing Vida Savings account, subject to the terms and conditions of that account.
Opening an account is your decision.
From Leek Building Society’s page
If you close your account before 7 June 2027, the bonus rate will not apply and you'll get the without bonus rate for the entire period.
You need to pay money into your account within 14 days of opening it.
You can only open one Cash ISA with us in a single tax year.
If the rate goes down, we'll write to you around 14 days before the rate changes.
Opening an account is your decision.
From Dudley Building Society’s page
If you do not give 120 days' notice for withdrawals, there will be an interest penalty of 120 days' on the amount withdrawn.
If you have insufficient accrued interest to cover the penalty due, the remaining amount will be deducted from your account balance on closing your account or when interest is next due to be added to it.
If you give notice to withdraw money from your account, you will have 7 days to withdraw the requested amount once your notice expires.
If you do not make a withdrawal within 7 days, you will be required to give 120 days' notice again or pay the 120 day interest penalty for instant access to your funds.
The maximum overall subscription must not exceed £20,000 across all ISA accounts you hold with any provider.
Opening an account is your decision.
From Dudley Building Society’s page
The maximum overall subscription must not exceed £20,000 across all ISA accounts you hold with any provider.
Internal ISA transfers from existing Dudley Building Society ISAs are not allowed to fund this account.
Instructions on your account are required in person, at branch or in writing.
What is my minimum opening and operating balance? £100.
Opening an account is your decision.
From Nottingham Building Society’s page
Annual variable interest is 3.80% tax-free p.a./AER, including a 2.1 0% variable bonus until 30/09/2027.
You can only open and manage online.
This is a limited issue account which could be withdrawn at any time.
You can transfer funds in full or in part away from us to another ISA provider. You must transfer the entire ISA balance for the current tax year from us.
Opening an account is your decision.
From NS&I’s page
You just need to keep a balance of at least £1 to keep your account open.
You can open an account in your own name only
If the rate goes down, we'll also contact you personally in advance to let you know.
This means that all your deposits within the tax year will count towards your allowance, whether or not you make any withdrawals.
Opening an account is your decision.
From Progressive Building Society’s page
Access Only full closure allowed, charges apply
Opening an account is your decision.
From Progressive Building Society’s page
Access Only full closure allowed, charges apply
Opening an account is your decision.
From Shawbrook Bank’s page
3 Year Fixed Rate Cash ISA: loss of 270 days' interest on the withdrawn amount
You can fund your account within 90 days after opening.
For Fixed Rate Cash ISAs, all deposits can be made within this 90 day funding window and you may not be able to add more money after this.
At Shawbrook, you can either withdraw funds or transfer your fixed rate cash ISA to another provider before maturity, although an early exit charge will apply.
Opening an account is your decision.
From Dudley Building Society’s page
If you do not give 60 days' notice for withdrawals, there will be an interest penalty of 60 days' on the amount withdrawn.
If you have insufficient accrued interest to cover the penalty due, the remaining amount will be deducted from your account balance on closing your account or when interest is next due to be added to it.
If you give notice to withdraw money from your account, you will have 7 days to withdraw the requested amount once your notice expires.
If you do not make a withdrawal within 7 days, you will be required to give 60 days' notice again or pay the 60 day interest penalty for instant access to your funds.
The maximum overall subscription must not exceed £20,000 across all ISA accounts you hold with any provider.
Opening an account is your decision.
From Dudley Building Society’s page
AER stands for the Annual Equivalent Rate and illustrates what the Interest rate would be if interest was paid and added each year.
Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the £50 minimum, a variable rate of 1.25% gross/AER will be paid.
If the withdrawal is not completed within the 7 day period, the notice will expire and a new 180 day notice will need to be submitted.
Account cannot be closed or transferred online.
There is a £25 fee for this service.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Dudley Building Society’s page
If you do not give 30 days' notice for withdrawals, there will be an interest penalty of 30 days' on the amount withdrawn.
If you have insufficient accrued interest to cover the penalty due, the remaining amount will be deducted from your account balance on closing your account or when interest is next due to be added to it.
If you give notice to withdraw money from your account, you will have 7 days to withdraw the requested amount once your notice expires.
If you do not make a withdrawal within 7 days, you will be required to give 30 days' notice again or pay the 30 day interest penalty for instant access to your funds.
The maximum annual subscription is limited by HMRC and is £20,000 for the current tax year.
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
A Nominated Bank Account must be provided when applying for an account.
You have 14 days after submitting your application to fund your account, which needs to be sent from your Nominated Account either electronically or a cheque.
If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks prevailing rate of interest.
Opening an account is your decision.
From Dudley Building Society’s page
What is my minimum opening and operating balance? £100.
Opening an account is your decision.
From Leek Building Society’s page
You must give 60 calendar days' notice to withdraw money or complete a partial ISA transfer.
For an immediate closure, you must pay the equivalent of 60 days' interest on the closing amount.
You need to pay money into your account within 14 calendar days of opening it.
You can only have one notice period running at a time.
However, you may only subscribe to one Cash ISA in a single tax year with Leek Building Society.
Opening an account is your decision.
From Coventry Building Society’s page
For the 7th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn.
Please see Summary Box to find out what happens after the 12 months
Opening an account is your decision.
From Mansfield Building Society’s page
Withdrawals or closure subject to 180 days written notice or the loss of 180 days interest
Opening an account is your decision.
From The Cambridge Building Society’s page
You choose between giving us 100 days' notice of withdrawal or instant access and paying a 100 day interest penalty fee.
The penalty amount will vary dependant on the amount withdrawn.
We may change interest rates at any time if we reasonably believe that the change is needed.
You earn interest from the day your funds are paid into your account, until the day before you withdraw your funds.
Opening an account is your decision.
From Aldermore Bank’s page
We reserve the right to withdraw these accounts from sale at any time
Opening an account is your decision.
From Melton Building Society’s page
Easy Access ISA Issue 3 (closed) Effective from: 06 Mar 2026 Balance Interest Paid Tax-free % AER % £1 Annually 3.50 3.50
Opening an account is your decision.
From Harpenden Building Society’s page
Please note that you must fund the account with the minimum balance of £1 within 30 days of account opening, otherwise your application may be cancelled.
Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the £50 minimum, a variable rate of 1.25% gross/AER will be paid.
Account cannot be closed or transferred online.
There is a £25 fee for this service.
An ISA may only be held by an investor in his or her sole name.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Hinckley & Rugby Building Society’s page
If you need to withdraw money instantly, you can but you will lose 180 days' interest on the amount withdrawn.
You will have a 'withdrawal window' of 14 days after the 180-day notice period during which to make the withdrawal.
You must not subscribe to more than one Hinckley & Rugby Cash ISA in the same tax year.
The account cannot be a joint account or held on behalf of another person.
Opening an account is your decision.
From Nationwide Building Society’s page
If you withdraw money more than 3 times, your interest rate will decrease to 1.05% AER/tax-free (variable) for the rest of the term.
After 12 months, we'll move your money to an instant access cash ISA with a lower interest rate.
Any money paid into the account must belong to you.
We'll also pay interest when you close your account.
Opening an account is your decision.
From Penrith Building Society’s page
Withdrawals cannot be made without serving the notice period.
Full or partial transfers are subject to 90 days interest penalty if the 90 day notice period is not given.
When withdrawing, the balance should not go below the minimum of £100.
It is important to note that this is not a flexible ISA, if you have subscribed your maximum annual subscription for the current tax year and withdraw all or part of this, you cannot pay this back into your ISA.
Opening an account is your decision.
From Furness Building Society’s page
The penalty will be charged against the accrued interest.
The Society does not accept partial transfers in or out (except from previous tax years), or transfers in from Stocks and Shares ISAs, Innovative Finance ISAs or Lifetime ISAs.
Interest may be withdrawn without penalty or notice as one withdrawal within 6 months of being added.
The amount on notice must be withdrawn in one transaction.
Opening an account is your decision.
From Monmouthshire Building Society’s page
Closure of your Instant ISA account is allowed at any time without notice.
Once closed, this account cannot be reinstated.
Accounts can be held in sole name only.
We'll update the interest rate within 14 business days whenever the bank rate changes
Opening an account is your decision.
From Swansea Building Society’s page
The maximum cash withdrawal per customer per day is £1,000.
Interest rates are variable which means the interest rate can go up and down and may be amended at any time.
Only one SBS Cash ISA account can be opened in the same tax year to receive current years subscriptions - (This is due to Society system constraints and not due to ISA regulations - other ISA providers may allow for multiple Cash ISA accounts to be open to receive current years subscriptions.)
Only one account per person is allowed.
Minimum balance to be held in this account is £1.
Opening an account is your decision.
From Zopa Bank’s page
Access pots pay variable interest, which means your rate can go up or down.
All interest is paid gross, which means nothing is deducted for tax.
Opening an account is your decision.
From Marsden Building Society’s page
However, notice accounts will require a set notice period before making a withdrawal, as per the terms of the account.
Please note, products can be withdrawn at any time and without notice.
Opening an account is your decision.
From Stafford Railway Building Society’s page
You can transfer out your ISA without giving notice, but this will incur a penalty equivalent to 45 days' interest.
This account allows a maximum of four withdrawals per society year (1st November – 31st October).
Once the maximum annual ISA subscription (Currently £20,000) is reached, no further subscriptions are permitted.
Cash withdrawals/Closures are limited to £2,500 per day.
Opening an account is your decision.
From Family Building Society’s page
After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn.
Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the £50 minimum, a variable rate of 1.25% gross/AER will be paid.
If you do not give 60 days' notice, there will be a charge of 60 days' interest on the amount you withdraw.
Account cannot be closed or transferred online.
There are no charges for the normal operation of this account.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Ecology Building Society’s page
If you make a withdrawal, the value may only be replaced by further payments where the annual investment limit for the relevant tax year has not been reached.
If you close the account before 5 April we'll credit the interest to your account on the day you close it.
Withdrawals for £25,000 or more must be requested by telephone.
We may change interest rates at any time.
Opening an account is your decision.
From Loughborough Building Society’s page
Withdrawals are subject to 120 days' notice, alternatively, you can withdraw immediately subject to a penalty equivalent to 120 days interest on the amount withdrawn.
Only one of this account type per customer permitted.
A passbook must be presented when a withdrawal is requested.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Kroo Bank’s page
Save up to £20,000 this tax year before the annual cash ISA allowance reduces to £12,000 from April 2027.
If you don't have one yet, open a Kroo Current Account first, and you'll be ready to get started.
Free deposits and withdrawals while your Flexible Cash ISA is available.
Opening an account is your decision.
From Loughborough Building Society’s page
Withdrawals are subject to 60 days' notice, alternatively, you can withdraw immediately subject to a penalty equivalent to 60 days interest on the amount withdrawn.
Only one of this account type per customer is permitted.
A passbook must be presented when a withdrawal is requested.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Penrith Building Society’s page
It is important to note that this is not a flexible ISA, if you have subscribed your maximum annual subscription for the current tax year and withdraw all or part of this, you cannot pay this back into your ISA.
Transfers to other Cash ISA providers are permitted and are penalty free.
This account is limited to one account per individual customer (joint accounts are not permitted)
The minimum operating balance is £100
Maximum annual subscription limit for the tax year 2026/27 is £20,000
Opening an account is your decision.
From Cumberland Building Society’s page
A minimum balance of £1 must be maintained in the account.
You may only contribute new money to one Cumberland ISA each tax year - this does not restrict your ability to open/pay into another Cash ISA with another provider.
If the account balance falls below this at any time, the account may be closed.
Withdrawals not permitted by direct debit, standing order, faster payments, or regular internal transfer.
This account can only be opened as a share account.
No bonus payment applies to this account.
Cumberland Building Society, principal place of business Cumberland House, Cooper Way, Parkhouse, Carlisle, Cumbria, CA3 0JF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Cumberland Building Society ↗Opening an account is your decision.
From First Direct’s page
If you withdraw funds from your ISA you will lose the associated future tax benefits.
Customers aged 18 or over, will only be able to subscribe to one type of cash ISA and one type of stocks and shares ISA in the same tax year with either first direct or HSBC.
Cash ISA Transfer Request Form (PDF) Reactivating your ISA Each time you make a subscription into your ISA, it counts towards your annual allowance.
Opening an account is your decision.
From OakNorth Bank’s page
This is not a flexible Cash ISA, so any money withdrawn cannot be replaced.
Also, you must have a personal UK bank or building society account that allows transfers to be made to and from it.
If we decrease your interest rate, we will notify you at least 14 calendar days prior to the decrease.
Please note: If you have already contributed to your Cash ISA in the current tax year and would like to transfer from the current tax year's allowance, you must transfer the full amount.
Opening an account is your decision.
From Market Harborough Building Society’s page
If the balance on the account falls below the minimum of £5,000, no interest will be earned until the minimum balance is reached again.
You must fund the account to the minimum balance within ten days of opening.
Withdrawals are permitted with either 100 days' notice which and can be made online, in branch or by post, or by paying a penalty equivalent to 100 days' loss of interest.
This product may be withdrawn at any time and without notice.
Opening an account is your decision.
From Shawbrook Bank’s page
However, before withdrawing money from an Easy Access Cash ISA, it is essential to consider the potential impact on your tax-free ISA allowance.
You can fund your account within 90 days after opening.
We'll close it if it remains unfunded by this time.
Once you have deposited money in an ISA, it counts towards your £20,000 Annual ISA Allowance, even if you withdraw it within the same year (unless you have a flexible ISA, which Shawbrook does not offer).
Easy Access Cash ISAs provide tax-free interest on savings and must be opened individually.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
If you have subscribed the maximum annual limit to your Cash ISA and make a withdrawal, you cannot replace the amount withdrawn during that tax year.
There are no penalties for missed subscriptions, however, please be aware that if you do miss a subscription, you cannot make up the amount missed during the tax year
If your application was made online the first payment into your account must come from your nominated account.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Hinckley & Rugby Building Society’s page
If you need to withdraw money instantly, you can but you will lose 90 days' interest on the amount withdrawn.
You will have a 'withdrawal window' of 14 days after the 90-day notice period during which to make the withdrawal.
You must not subscribe to more than one Hinckley & Rugby Cash ISA in the same tax year.
The account cannot be a joint account or held on behalf of another person.
Opening an account is your decision.
From Loughborough Building Society’s page
If the maximum amount is invested and a withdrawal is made, further funds can't be added to replace those withdrawn.
A passbook must be presented when a withdrawal is requested.
For tax year 2026/27 the maximum is £20,000.
We may change interest rates at any time.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Starling Bank’s page
You'll need a personal current account to apply.
Starling personal current account required.
Transferring part of your ISA balance to another provider isn't currently available.
Starling Bank Limited, principal place of business Starling Bank, London Fruit & Wool Exchange, 1 Duval Square, London, E1 6PW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Starling Bank ↗Opening an account is your decision.
From Chorley & District Building Society’s page
All withdrawal or closure requests are subject to 90 days notification being received by the Society or a penalty, equivalent to 90 days interest can be paid.
This account has a variable rate of interest and is subject to change; this means we may increase or decrease interest rates at any time.
This is a limited issue, and the Society reserves the right to withdraw this product without notice at any time.
Only one notice request can be active at any time.
Once your notice period ends, you have 7 calendar days to withdraw your money.
Opening an account is your decision.
From Scottish Building Society’s page
Interest is calculated daily from the day after you deposit your cash or cheque until the date you withdraw your funds.
Our Cash ISA isn't a flexible ISA, that means the maximum amount you can deposit in any one tax year is £20,000, regardless of any withdrawals you make in that tax year.
You can make deposits in our Relationship Centres (cash or cheque), by post (cheques only) or by bank transfer.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
Open with £100 and save up to £20,000 each tax year
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Aldermore Bank’s page
You can replace the money you've withdrawn without the replacement counting towards your annual ISA subscription limit, providing you replace the funds in the same tax year you withdraw them
This account can be held in one name only
If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice
Opening an account is your decision.
From Principality Building Society’s page
You must keep at least £1 (the minimum balance) in the account.
Opening an account is your decision.
From Principality Building Society’s page
You have to link your Online Easy Access Cash ISA to a current account with another UK bank or building society in order to move money when you need it.
You can only pay your ISA Allowance into one Principality cash ISA in the current tax year.
If your ISA reaches £1,000,000 you cannot pay any more money in.
If we do not receive the first payment or a transfer in request within five business days of the account opening, we may close it.
Opening an account is your decision.
From Stafford Railway Building Society’s page
Once the maximum annual ISA subscription (Currently £20,000) is reached, no further subscriptions are permitted.
If we change the interest rate, we will give you 14 days' notice.
The minimum CHAPS withdrawal £5,000 and will incur a £25 administrative fee.
Cash withdrawals/Closures are limited to £2,500 per day.
Opening an account is your decision.
From Leek Building Society’s page
This is not a flexible ISA, any amounts withdrawn can only be replaced by using your current years' ISA subscription allowance.
You can't open this account as a joint account or for a child in trust.
You need to pay money into your account within 14 calendar days of opening it.
However, you may only subscribe to one Cash ISA in a single tax year with Leek Building Society.
Closure is allowed at any time without penalty.
Opening an account is your decision.
From Chorley & District Building Society’s page
All withdrawal or closure requests are subject to 60 days notification being received by the Society or a penalty, equivalent to 60 days interest can be paid.
This is a limited issue, and the Society reserves the right to withdraw this product without notice at any time.
Only one notice request can be active at any time.
Once your notice period ends, you have 7 calendar days to withdraw your money.
Opening an account is your decision.
From Skipton Building Society’s page
The minimum operating balance must be met for interest to be earned.
To open and manage this account, a valid email address must be provided.
Joint accounts aren't allowed.
Accounts can be withdrawn from sale at any time and without notice.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Tax-Free p.a./AER Variable: currently 1.25%.
This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced.
If the account is being opened via bank transfer, it is a condition that the funds being used to open the account are received from the nominated bank account detailed on the application form and that this account belongs to the account holder/s.
Withdrawals by telegraphic transfer: If you ask us to transfer money to your bank as a same day transfer - £25.00
Opening an account is your decision.
From Hinckley & Rugby Building Society’s page
Your opening deposit must be paid in within 5 business days of the account being opened, or you will need to start the application process again.
You must not subscribe to more than one Hinckley & Rugby Cash ISA in the same tax year.
The account cannot be a joint account or held on behalf of another person.
All withdrawals are subject to our daily limits, as outlined in our Savings Account Terms and Conditions booklet.
Opening an account is your decision.
From Manchester Building Society’s page
Withdrawals/transfers can be made penalty free without notice.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Newcastle Building Society’s page
We can change the rate of interest payable on this account.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Opening an account is your decision.
From Furness Building Society’s page
If we reduce the rate we will tell you no less than 14 days before we make the change.
You can only open a Cash ISA in your own name.
The Society does not accept partial transfers in or out (except from previous tax years), or transfers in from Stocks and Shares ISAs, Innovative Finance ISAs or Lifetime ISAs.
Opening an account is your decision.
From Market Harborough Building Society’s page
If the balance on the account falls below the minimum of £100, no interest will be earned until the minimum balance is reached again.
You must fund the account within ten days of opening.
The account is available to open online for new accounts only.
There is a 14 day cooling-off period applicable to ISA account openings.
Opening an account is your decision.
From Mansfield Building Society’s page
Easy access accounts allow you immediate access to your savings without penalty, however you are likely to have a lower rate than you would with one of our notice accounts.
Opening an account is your decision.
From West Brom Building Society’s page
You can pay more money into the account at any time up to the annual Cash ISA limit.
You can only apply for this account as a sole applicant.
You'll need to manage your account in the same way that you opened it.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
If you have subscribed the maximum annual limit to your Cash ISA and make a withdrawal, you cannot replace the amount withdrawn during that tax year.
Interest rates are variable and we can change them at any time.
If your application was made online the first payment into your account must come from your nominated account.
We have no current plans to withdraw this product although it can be withdrawn without notice.
All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From NatWest’s page
If you make a withdrawal, you will not be able to deposit more money into your account if it means you will exceed the annual limit.
You can only hold one Cash ISA with NatWest.
If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice.
Hold the account solely in your name.
Opening an account is your decision.
From Royal Bank of Scotland’s page
You can only subscribe to one cash ISA with Royal Bank of Scotland in this tax year up to £20,000.
If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice.
If you pay in more than the limit any excess money will be returned to you.
If you make a withdrawal, you will not be able to deposit more money into your account if it means you will exceed the annual limit.
Royal Bank of Scotland is a trading name of THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY, principal place of business 36 St. Andrew Square, Edinburgh, Midlothian, EH2 2YB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Royal Bank of Scotland ↗Opening an account is your decision.
From Barclays’s page
The estimated value is based on no change to the interest rate over 12 months and no withdrawals being made.
You can offset your Instant Cash ISA in a Barclays offset mortgage. If you do this, you won't earn any interest on your savings
We may withdraw the availability of Instant Cash ISA - Issue 1 at any time without notice. This will only apply to new accounts opened from that time
Transfers-in and transfers-out from and to other ISAs are allowed
Opening an account is your decision.
From Chorley & District Building Society’s page
Withdrawals can be made in branch by cash, cheque, or CHAPS (subject to a £25 fee).
Our Chorley Cash ISA is not a 'Flexible ISA'.
The minimum account balance to be maintained is £1.
The account can only be held in a single name.
Opening an account is your decision.
From Metro Bank’s page
Any payments out need to be replaced before the 5th April of that year.
You are allowed to subscribe to multiple cash ISAs in a tax year across all ISA providers, but will be able to subscribe to only one Metro Bank ISA in a tax year.
Following new ISA rules introduced in 2024, you need to be 18 or over to open a new ISA with Metro Bank.
If there's a balance in the account, the funds will need to be withdrawn before the account can be closed.
Metro Bank PLC, principal place of business One Southampton Row, London, WC1B 5HA, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
This is a default product - it will be opened with funds from a Saffron account that has finished its fixed term and you can top up your funds (must not exceed your current year's annual Cash ISA allowance).
You can only pay into one ISA with Saffron per tax year.
If you close your account, and have made a subscription to the account during the current tax year, the ISA rules do not allow you to open another cash ISA in the same tax year
Where you do not subscribe to the maximum limit in a tax year, you cannot carry over the unused limit to the following tax year
Opening an account is your decision.
From Gatehouse Bank’s page
Withdrawals within the 2 year term will be subject to a reduction in profit of 180 days.
Funds sent to your Cash ISA must be from your nominated account.
Please be aware that if we have not received your deposit amount as cleared funds within 30 days of making your application, the account will not be opened and you will need to reapply.
Please note the maximum amount that can be subscribed to a Cash ISA per tax year is £20,000.
Opening an account is your decision.
From Leek Building Society’s page
You can close or transfer the full ISA at any time but we will charge you the equivalent of 365 days' interest of the full balance.
You can't open this account as a joint account or for a child in trust
You must provide your National Insurance number.
After the period, you won't be able to pay any additional money in.
Opening an account is your decision.
From Shawbrook Bank’s page
5 Year Fixed Rate Cash ISA: loss of 360 days' interest on the withdrawn amount
If you have a Fixed Rate Cash ISA, you can make withdrawals or close your account before maturity, but this will be subject to a loss of interest, known as an early exit charge.
For Fixed Rate Cash ISAs, all deposits can be made within this 90 day funding window and you may not be able to add more money after this.
You can fund your account within 90 days after opening.
At Shawbrook, you can either withdraw funds or transfer your fixed rate cash ISA to another provider before maturity, although an early exit charge will apply.
Opening an account is your decision.
From Tandem Bank’s page
After the 14 day cooling off period, if you want to withdraw money you will need to close your Fixed Rate Cash ISA, and an early access penalty will apply
Interest on your Fixed Rate ISA is only accessible at the end of your fixed term.
With a Fixed Rate Cash ISA, once you've funded your account and your 14 day window closes, you can't top it up further, so plan your deposit carefully.
Tandem Bank Limited, principal place of business Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire, FY4 2FB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Tandem Bank ↗Opening an account is your decision.
From Aldermore Bank’s page
If you do not advise us of your maturity instructions at least two days before the maturity date, we will automatically move your money into a Maturity Easy Access Cash ISA
You can withdraw money from this tax year or previous tax years if you need to, subject to a deduction of 180 days' interest.
You have 14 calendar days from account opening to make as many deposits as you like.
This account can be held in one name only
We guarantee to pay the interest rates shown provided a deposit is paid into the account within 14 calendar days of the account being opened.
Opening an account is your decision.
From Shawbrook Bank’s page
You are allowed to make withdrawals (including transferring out to other Cash ISA providers) before maturity but this is subject to a loss of 180 days' interest (known as the early exit charge)
The early exit charge will be taken from interest earned but not yet credited to the account
You can fund your account within 90 days after opening.
If you do not let us know what you wish to do by the maturity date, your account will revert to a Matured Funds account and the interest rate will be confirmed to you in writing
Opening an account is your decision.
From Castle Trust Bank’s page
When the early exit charge is applied, it may result in receiving less money than you originally deposited.
The early exit charges are dependent on the fixed rate term, they are: 1 year = 90 days’ interest, 18 months = 90 days’ interest, 2 year = 180 days’ interest, 3 year = 270 days’ interest, 5 years = 360 days’ interest.
If we have not received a deposit within the 14 day funding window, your account will be closed.
If your Fixed Rate e-Cash ISA matures and we have not received an instruction from you, a Maturity Holding ISA will be opened for you.
Opening an account is your decision.
From OakNorth Bank’s page
If you withdraw or transfer before the term ends, the following charges apply:
Withdrawal charges are deducted from your account balance at the time of withdrawal, which means you may get back less than you originally deposited.
Upon account approval, you will have 30 calendar days to fund your account via a new deposit and/or Cash ISA transfer, otherwise your account will expire and be closed.
Also, you must have a personal UK bank or building society account that allows transfers to be made to and from it.
Please note that this is not a flexible ISA - any funds you withdraw can't be replaced.
Opening an account is your decision.
From Shawbrook Bank’s page
You are allowed to make withdrawals (including transferring out to other Cash ISA providers) before maturity but this is subject to a loss of 90 days' interest (known as the early exit charge)
For new customers only.
You can fund your account within 90 days after opening.
If you do not let us know what you wish to do by the maturity date, your account will revert to a Matured Funds account and the interest rate will be confirmed to you in writing
Opening an account is your decision.
From Charter Savings Bank’s page
This is subject to a charge, by way of a loss of 270 days interest on the amount withdrawn.
Following the 30 day period you will be unable to make any other deposits into your Account and we may return any funds transferred from another ISA provider.
As this is a limited issue 3 Year Fixed Rate Cash ISA, we can withdraw it from sale at any time without notice.
If you don't let us know what you wish to do 2 calendar days before the end of the Fixed Rate Period then at the end of the Fixed Rate Period your Account will become a variable rate ISA without any withdrawal restrictions.
Opening an account is your decision.
From Castle Trust Bank’s page
You are permitted to withdraw the full amount (including transferring to another ISA provider) but this is subject to a loss of interest (known as the early exit charge).
When the early exit charge is applied, it may result in receiving less money than you originally deposited.
If we have not received a deposit within the 14 day funding window, your account will be closed.
A Fixed Rate e-Cash ISA can have one account holder.
We will contact you before your maturity date to explain the options available to you so you can tell us what you want us to do with your money.
Opening an account is your decision.
From Charter Savings Bank’s page
This is subject to a charge, by way of a loss of 180 days interest on the amount withdrawn.
Provided the 2 Year Fixed Rate Cash ISA has not been closed to new deposits, once you have applied for this Account you have up to 30 days to make further deposits to the Account.
All payments to and from your Charter Savings Bank account must be from the same UK bank or building society Nominated Account you provide when applying for the Account (except when you are transferring an ISA to or from another ISA provider)
As this is a limited issue 2 Year Fixed Rate Cash ISA, we can withdraw it from sale at any time without notice.
Opening an account is your decision.
From Furness Building Society’s page
Closure subject to 180 days loss of interest
Once you have opened your Fixed Rate Cash ISA you will not be able to make any further payments to the account.
The penalty will be charged against accrued interest.
You need to make sure we've received the money you're using to open the account (or an ISA transfer in request form) within 14 calendar days of your application being received.
The Furness Fixed Rate Cash ISA is a share account which confers membership rights and is subject to the Rules of the Society.
Opening an account is your decision.
From Vida Bank’s page
Any withdrawals made before the fixed term ends are subject to 180 days' loss of interest.
A deposit or transfer request of at least this amount must be made within 21 days of your application request, or the account will be closed.
You may only open an account in a sole name and the account must be for your personal use.
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
A Nominated Bank Account must be provided when applying for an account.
You have 14 days after submitting your application to fund your account, which needs to be sent from your Nominated Account either electronically or a cheque.
If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks prevailing rate of interest.
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks prevailing rate of interest.
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
Opening an account is your decision.
From Buckinghamshire Building Society’s page
Closure or transfer out of the account prior to maturity is subject to 365 days penalty loss of interest.
If your application was made online the first payment into your account must come from your nominated account.
These are limited edition Cash ISA bonds that may be closed at any time, at which point further investments including annual subscriptions will not be permitted.
We do not accept APS allowances for a deceased spouse into these accounts.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Furness Building Society’s page
Closure subject to 180 days loss of interest
You are able to close your account prior to maturity subject to 180 days loss of interest.
You can only make one deposit into the account at the time of opening and any additional receipts will be returned.
You need to make sure we've received the money you're using to open the account (or an ISA transfer in request form) within 14 calendar days of your application being received.
No partial withdrawals are allowed.
Opening an account is your decision.
From Aldermore Bank’s page
Accept that there will be a deduction of interest if you need access to your money during the term
Opening an account is your decision.
From Buckinghamshire Building Society’s page
Closure or transfer out of the account prior to maturity is subject to 365 days penalty loss of interest.
If your application was made online the first payment into your account must come from your nominated account.
These are limited edition Cash ISA bonds that may be closed at any time, at which point further investments including annual subscriptions will not be permitted.
We do not accept APS allowances for a deceased spouse into these accounts.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Nottingham Building Society’s page
No withdrawals until 01/12/2027. Transfers to other providers subject to loss of interest
1 Year Fixed Rate ISA Fixed until 30/11/27 4.80% Cash ISA Limited access No withdrawals until 01/12/2027. Transfers to other providers subject to loss of interest £1 Branch or Online More details
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
Rates correct at the time of issue.
Opening an account is your decision.
From Charter Savings Bank’s page
This is subject to a charge, by way of a loss of 90 days interest on the amount withdrawn.
As this is a limited issue 1 Year Fixed Rate Cash ISA, we can withdraw it from sale at any time without notice.
You can only apply for and manage this Account online through our website - chartersavingsbank.co.uk.
Provided the 1 Year Fixed Rate Cash ISA has not been closed to new deposits, once you have applied for this Account you have up to 30 days to make further deposits to the Account.
Opening an account is your decision.
From Skipton Building Society’s page
Any payments or ISA transfer requests into this account need to be received on or before 14/10/2026.
If you close the account after the 14-day cancellation period and before the end of the fixed term, you'll have to pay 365 days' worth of interest, so you might get back less than you paid in.
Joint accounts aren't allowed.
To open and manage this account, a valid email address must be provided.
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks prevailing rate of interest.
Opening an account is your decision.
From Plum’s page
After 12 months, the rate will be 2.54% AER (variable).
The transfer-in rate is 3.75% AER (variable) which includes a bonus rate of 1.21% AER (variable).
Opening an account is your decision.
From Nationwide Building Society’s page
If you do this, an early access charge will be payable.
There's no early access charge if you cancel your account within 14 days of opening it.
You cannot add any more money after this.
At the end of the term, we'll transfer any funds in your Fixed Rate Cash ISA to an instant access cash ISA.
Opening an account is your decision.
From Plum’s page
After 12 months, the rate will be 3.11% AER (variable).
The total 4.69% AER (variable) includes a Plum bonus of 1.58% AER (variable) if you meet all eligibility conditions for the full 12 months.
If you withdraw for any other reason, you'll pay a 25% charge - except in special circumstances, for example if you're very ill.
Open your Lifetime ISA and pop in up to £4,000 a year.
Opening an account is your decision.
From Chip’s page
New customers can earn 4.68% AER (variable tracker) for 12 months 3 • Then the standard rate of 3.50% AER • Earn interest tax-free 1, calculated daily and paid monthly 2 18+ UK tax resident & app only.
To be eligible for the Boosted Cash ISA Promotional Rate you must be a new Chip customer.
Please note: This promotion cannot be used in conjunction with any other Boosted Rate Promotion.
Please note: If you transfer out or close the Smart Cash ISA you will forfeit any unpaid interest owed per the terms of the account.
18+ UK tax resident & app only.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Ecology Building Society’s page
If you need to make any further withdrawals, you'll need to close the account.
From 1 December 2027, your rate will change to match the Ecology Cash ISA rate applicable at the time.
Only one account can be opened per customer.
The AER stated assumes funds are deposited before 30 November 2026.
Opening an account is your decision.
From Nationwide Building Society’s page
But you must take out all of your money and close the account.
You cannot add any more money after this.
If you do this, an early access charge will be payable.
You may get back less money than you paid into your account.
There's no early access charge if you cancel your account within 14 days of opening it.
Opening an account is your decision.
From The Cambridge Building Society’s page
You may withdraw cleared funds from your account at any time, but you will need to pay an interest penalty fee equivalent to 180 days' interest on the amount withdrawn.
After the first 30 days of opening you can't add to your account.
The account can only be opened by an existing member who has held a savings or mortgage account with The Cambridge for at least twelve months
The interest rate is fixed until the maturity date, meaning it won't go up or down during the fixed term.
Opening an account is your decision.
From Leek Building Society’s page
You can close or transfer the full ISA at any time but we will charge you the equivalent of 120 days' interest of the full balance.
An existing member is someone that has held a product continuously with Leek Building Society for a minimum of 12 months.
You must provide your National Insurance number.
After the period, you won't be able to pay any additional money in.
Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER.
You need to pay money into your account within 30 days of opening it.
No further funds can be added after the opening deposit.
You can close your account within the fixed term but you will lose 180 days' interest deducted from the capital balance.
You can only pay into one ISA with Saffron per tax year.
Opening an account is your decision.
From Leek Building Society’s page
You can close or transfer the full ISA at any time but we will charge you the equivalent of 120 days' interest of the full balance.
If you haven't earned enough interest to cover this, you may get back less than you paid in.
We must receive the money you're using to open your account, and any other money you want to pay in (including ISA transfer instructions) within 14 calendar days of opening it.
You can't open this account as a joint account or for a child in trust.
Opening an account is your decision.
From Tembo Money’s page
You can withdraw money from a Tembo Fixed Rate Cash ISA, but doing so will incur a charge equivalent to 90 days' interest on the amount withdrawn.
New funds added to your Fixed Rate Cash ISA will instantly lock in for 12 months from the date they're added, at the rate available at the time.
If you've made further contributions to your Tembo Fixed Rate Cash ISA after the initial deposit, these deposits will have their own start date, interest rate and maturity date.
Opening an account is your decision.
Your account is with Shawbrook. Hargreaves Lansdown opens it for you and looks after it.
Money you already hold with Shawbrook counts towards the same £120,000.
From Hargreaves Lansdown’s page
You can pay in up to £20,000 into the 4.52% AER variable market-leading rate.
There are no fees and you don't need to open separate accounts.
Rates can be added or withdrawn at any time.
Opening an account is your decision.
From Beverley Building Society’s page
Each month the account must receive one payment of £20-£2,000 to be eligible for the Conditional Bonus.
Conditional Bonus Each month a deposit between £20 – £2,000 must be received into the account, the account should see no withdrawals in the year and the account must remain open at 31st March in order to receive the bonus payment.
You can transfer this Cash ISA to another provider before 31st March but you will lose the bonus.
This account can only be managed through our online banking platform.
One account per member.
Opening an account is your decision.
From Beverley Building Society’s page
Every subscription must be received during the relevant calendar month and the account must remain open at 31st March in order to receive the bonus payment.
You can transfer this Cash ISA to another provider before 31st March but you will lose the bonus.
This account can only be managed through our online banking platform.
In March, you can pay in additional funds up to your remaining ISA allowance for the tax year.
Opening an account is your decision.
From First Direct’s page
Any withdrawals must be in full and will result in the account being closed.
You may be subject to an early closure fee if you close your account after the 30-day cancellation period.
This means that if you close your Fixed Rate Cash ISA before day 90 you could end up with no interest paid.
We must receive the minimum amount of £500 or transfer instruction within the first 30 days.
This account can only be opened in a sole name
Opening an account is your decision.
From Furness Building Society’s page
Closure subject to 180 days loss of interest
You are able to close your account prior to maturity subject to 180 days loss of interest.
Once you have opened your Fixed Rate Cash ISA you will not be able to make any further payments to the account.
The Society does not accept partial transfers in or out, or transfers in from Stocks and Shares, Innovative Finance ISAs or Lifetime ISAs.
You need to make sure we've received the money you're using to open the account (or an ISA transfer in request) within 14 calendar days of your application being received.
Opening an account is your decision.
From Progressive Building Society’s page
If you make more than 2 withdrawals in the tax year the account will become a variable rate instant access Cash ISA at the interest rate applicable at that time.
You can withdraw up to £500 in cash in a branch and £250 in cash in an agency, larger amounts must be withdrawn by cheque.
If we are decreasing the interest rate we will notify you at least 14 days before the change takes effect.
Opening an account is your decision.
From Progressive Building Society’s page
You will be unable to make more than 2 withdrawals in the tax year.
The account must be held in sole name.
The Society will only accept subscriptions to one cash ISA product in the same tax year.
You can close your 1 Year Double Access Cash ISA at any time.
If we are decreasing the interest rate, we will notify you at least 14 days before the change takes effect.
Opening an account is your decision.
From Progressive Building Society’s page
At maturity your account will be rolled over into a new variable rate online instant access Cash ISA account, at the interest rate applicable at that time.
If we are decreasing the interest rate we will notify you at least 14 days before the change takes effect.
The nominated bank account must be in the name of the account holder i.e. the individual named on the account.
The account can only be opened and managed online www.theprogressive.com
Opening an account is your decision.
From Skipton Building Society’s page
Any payments or ISA transfer requests into this account need to be received on or before 11/11/2026.
If you close the account after the 14-day cancellation period and before the end of the fixed term, you'll have to pay 180 days' worth of interest, so you might get back less than you paid in.
Joint accounts aren't allowed.
To open and manage this account, a valid email address must be provided.
If you close the account after the 14-day cancellation period and before the end of the fixed term, you’ll have to pay 180 days’ worth of interest, so you might get back less than you paid in.
The minimum opening and operating balance for this account is £1. The minimum operating balance must be met for interest to be earned.
Opening an account is your decision.
From Barclays’s page
With flexible cash ISAs, you'll need to do this within the first 30 days of opening the ISA.
Monthly interest can't be paid back into an ISA or directly to any other ISA or bond.
Monthly interest doesn't compound in your ISA.
Opening an account is your decision.
From Barclays’s page
With flexible cash ISAs, you'll need to do this within the first 30 days of opening the ISA.
Monthly interest can't be paid back into an ISA or directly to any other ISA or bond.
Monthly interest doesn't compound in your ISA.
End of term interest is compounded annually and added to the funds deposited in your ISA when it reaches the end of its term.
Opening an account is your decision.
From Dudley Building Society’s page
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Opening an account is your decision.
From Family Building Society’s page
Transfer to another ISA provider or closure is subject to Early Access Charges.
Additions are allowed for 15 calendar days after the account is opened.
This issue may be withdrawn at any time without prior notice.
Opening an account is your decision.
From The Cambridge Building Society’s page
You may withdraw cleared funds from your account at any time, but you will need to pay an interest penalty fee equivalent to 150 days' interest on the amount withdrawn.
After the first 30 days of opening you can't add to your account.
If you are opening this account as a third party, for example Power of Attorney, you'll need to apply via store or post.
Opening an account is your decision.
From Vernon Building Society’s page
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Opening an account is your decision.
From Vida Bank’s page
Should you make three or more withdrawals in a year, the lower interest rate will apply from your third withdrawal up to the day before the anniversary of account opening.
At each anniversary date, the interest rate and number of withdrawals allowed is reset.
You may only open an account in a sole name and the account must be for your personal use.
Deposits must be added by electronic transfer from your Nominated Bank Account, which must be in your name, or from an existing Vida Savings account, subject to the terms and conditions of that account.
Opening an account is your decision.
From The Cambridge Building Society’s page
You may withdraw cleared funds from your account at any time, but you will need to pay an interest penalty fee equivalent to 120 days' interest on the amount withdrawn.
After the first 30 days of opening you can't add to your account.
You may request transfer in funds from another ISA provider or funds held in an ISA with The Cambridge within 30 days of opening your account
Upon maturity the ISA balance including any accrued interest will transfer to an appropriate instant access ISA available at the time and provide instant access to your money.
Opening an account is your decision.
From West Brom Building Society’s page
You can take money out, move it or close your account early, but if you do, we'll charge you 150 days loss of interest.
But we'll charge you 150 days loss of interest.
You can only apply for this account as a sole applicant.
You'll have 14 days to pay into the account, starting from the day after your account has been opened, or whilst the product remains on sale - whichever period is longer.
Once we've taken the money from your ISA, it can't be paid back in.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Dudley Building Society’s page
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Opening an account is your decision.
From HSBC’s page
The early closure fee will be the lower of the interest earned on your account, up to a maximum of the interest earned in the first 90 days' that the account is open.
This means that if you close your Fixed Rate Cash ISA before day 90 you could end up with no interest paid.
This account can only be opened in a sole name
We must receive the minimum amount of £500 or the transfer instruction within the first 30 days.
A 30-day cancellation period applies to this account.
HSBC is a trading name of HSBC UK Bank Plc, principal place of business 1 Centenary Square, Birmingham, West Midlands, B1 1HQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Stafford Railway Building Society’s page
Account reverts into our standard Cash ISA if you make a third withdrawal in a Society year.
This resets on 1st of November.
ISA deposit limits apply.
Opening an account is your decision.
From Dudley Building Society’s page
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Opening an account is your decision.
From Teachers Building Society’s page
If you make more than one withdrawal per calendar year, the interest rate payable on the remaining balance for that calendar year will be 1.25% tax-free p.a./AER variable.
If you make more than one withdrawal per calendar year or your balance falls below the minimum operating amount, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Tax-Free p.a./AER Variable: 1.25%.
Available to teachers (including retired teachers) and other education professionals only
This product may be withdrawn at any time without notice
Opening an account is your decision.
From The Co-operative Bank’s page
Withdrawals during the fixed term are subject to a charge, up to the equivalent of 120 days' interest on the amount withdrawn
Max Deposit - £20,000 in current tax year.
Opening an account is your decision.
From West Brom Building Society’s page
You can take money out, move it or close your account early, but if you do, we'll charge you 90 days loss of interest.
Once we've taken the money from your ISA, it can't be paid back in.
You can only apply for this account as a sole applicant.
You'll have 14 days to pay into the account, starting from the day after your account has been opened, or whilst the product remains on sale - whichever period is longer.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Principality Building Society’s page
After 12 months the rate will change to the rate without bonus.
You have to link your Online Bonus Triple Access Cash ISA to a current account in your name with another UK bank or building society in order to move money when you need it.
You must open your ISA online.
If we do not receive the first payment or a transfer in request within five business days of the account opening, we may close it.
Opening an account is your decision.
From Saffron Building Society’s page
Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months
You can close your account within the fixed term but you will lose 180 days' interest deducted from the capital balance.
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER*.
Opening an account is your decision.
From Skipton Building Society’s page
To open and manage this account, a valid email address must be provided.
If you close the account after the 14-day cancellation period and before the end of the fixed term, you'll have to pay 60 days' worth of interest, so you might get back less than you paid in.
Joint accounts aren't allowed.
Opening an account is your decision.
From Teachers Building Society’s page
If you make more than one withdrawal per calendar year, the interest rate payable on the remaining balance for that calendar year will be 1.25% tax-free p.a./AER variable.
If you make more than one withdrawal per calendar year or your balance falls below the minimum operating amount, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Tax-Free p.a./AER Variable: 1.25%.
This product may be withdrawn at any time without notice
This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced.
Opening an account is your decision.
From Bank of Scotland’s page
Rates quoted are subject to change.
Tax Free is the contractual rate of interest payable where interest is exempt from income tax.
Opening an account is your decision.
From Family Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Halifax’s page
Rates quoted are subject to change.
Opening an account is your decision.
From Halifax’s page
Note - these options are not available to new customers at all times.
Opening an account is your decision.
From Lloyds Bank’s page
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Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
From The Cambridge Building Society’s page
Any additional withdrawals made during the year will be subject to a 120 day interest penalty fee.
To open and operate the account you must supply an up-to-date mobile number and email address when you apply.
We may change interest rates at any time if we reasonably believe that the change is needed.
Opening an account is your decision.
From Harpenden Building Society’s page
The interest rate on your account will be the lower rate.
However, if 1 or fewer withdrawals are made during the calendar year, the interest rate applied to your account on the 31st December will be the higher rate instead.
This is not a flexible ISA.
Please note that you must fund the account with the minimum balance of £1 within 30 days of account opening, otherwise your application may be cancelled.
Please note: this account is only available via Harpenden Online – it is not available to open by branch or by post.
Opening an account is your decision.
From Aldermore Bank’s page
If you make two or more withdrawals, the lower interest rate will apply from the day of your second withdrawal to the day before the annual anniversary of your account opening.
From your anniversary date, your interest rate and withdrawals reset.
This account can be held in one name only
A payment of interest away from your Reward ISA Single Access Account won’t count as a withdrawal.
Opening an account is your decision.
From Bank of Scotland’s page
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Opening an account is your decision.
From Halifax’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Lloyds Bank’s page
£1+ 4.20% 4.12% 4.20% You already hold a Lloyds Premier Personal Current Account which has been held for a minimum of 8 days
We may remove preferential offers at any time.
Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
From Nottingham Building Society’s page
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Opening an account is your decision.
From Tembo Money’s page
If you withdraw money for any reason other than buying your first home (up to £450,000, anywhere in the UK) or for retirement, a 25% government penalty applies, meaning you may get back less than you paid in.
That's an underlying 3.55% AER (variable) + 0.45% AER (fixed) for the first 12 months.
You can only pay into one Cash Lifetime ISA or one Stocks & Shares Lifetime ISA every tax year (April 6th to April 5th).
You can save up to £4,000 per tax year, and the government gives you a free 25% bonus (up to £1,000) on top of what you save.
Opening an account is your decision.
From Tembo Money’s page
The Tembo Cash ISA is not a flexible ISA.
Your allowance applies to all your ISA accounts, so be sure not to go over the £20,000 if you're saving and investing with multiple providers.
Opening an account is your decision.
From United Trust Bank’s page
Withdrawals from our fixed term ISA Bonds (including transfers to other providers) prior to the agreed maturity date are subject to an early withdrawal charge.
A Nominated Bank Account must be provided when applying for an account.
If it is not funded within the 14 days we will close the account.
If we do not receive an instruction from you we will reinvest your funds into a holding account at the banks prevailing rate of interest.
Opening an account is your decision.
From Saffron Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
This product can be opened and managed online only.
You will need to register for Chorley Online to be able to manage your account.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than two withdrawals in the year, you can only do this by closing the account.
The minimum operating balance must be met for interest to be earned.
To open and manage this account, a valid email address must be provided.
Joint accounts aren't allowed.
Partial ISA transfers of previous years' ISA subscriptions from this ISA to another ISA are included in the two withdrawals per year limit.
Opening an account is your decision.
From Teachers Building Society’s page
If you make more than two withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be 1.25% tax-free p.a./AER variable.
This product may be withdrawn at any time without notice
This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced.
Opening an account is your decision.
From Kent Reliance’s page
Any funds withdrawn from the account cannot be subsequently replaced in the same tax year.
Make your opening deposit and or apply to transfer an ISA from another provider within 7 days or your account will be closed.
We do not accept deposits by debit card into your account.
If you want to transfer your ISA from another provider to us, you must transfer your full ISA subscription for the current tax year.
Opening an account is your decision.
From Teachers Building Society’s page
If you make more than two withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be 1.25% tax-free p.a./AER variable.
If you make more than two withdrawals per calendar year or your balance falls below the minimum operating amount, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: Tax-Free p.a./AER Variable: 1.25%.
This product may be withdrawn at any time without notice
Opening an account is your decision.
From Dudley Building Society’s page
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Opening an account is your decision.
From Dudley Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
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Opening an account is your decision.
From Buckinghamshire Building Society’s page
A second withdrawal within a calendar year will result in the account automatically closing.
If your application was made online the first payment into your account must come from your nominated account.
If you have subscribed the maximum annual limit to your Cash ISA and make a withdrawal, you cannot replace the amount withdrawn during that tax year.
All withdrawals are subject to our daily limits which are outlined in our General Savings Terms and Conditions.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From Aldermore Bank’s page
If you make three or more withdrawals in any anniversary year, you'll get a lower rate as shown above until the next anniversary date when the interest rate and withdrawals reset
The lower interest rate will apply from the day of your third withdrawal to the day before the anniversary of your account opening.
This account can be held in one name only
You can only open one Reward ISA Double Access Account
If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice
Opening an account is your decision.
From Chip’s page
If you close your Cash ISA or transfer your Cash ISA to a different provider Chip will charge an exit penalty consisting of any unpaid interest on your deposits.
If you do not complete all the steps, your ISA account will not be valid, and you will not accrue interest.
If you do not deposit into your Chip Smart Cash ISA or you make a withdrawal and the balance falls to £0, and remains at £0 for 6 months, your Chip Smart Cash ISA account may be closed.
You cannot currently transfer a Cash ISA that you hold with another provider to your Chip Smart Cash ISA.
ClearBank Limited, principal place of business Level 27, The Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Mansfield Building Society’s page
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Opening an account is your decision.
From Dudley Building Society’s page
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Opening an account is your decision.
From Furness Building Society’s page
If more than two withdrawals are required in the anniversary year, we will transfer your account to an access ISA account, and the relevant terms and conditions and rates will apply.
If we reduce the rate we will tell you no less than 14 days before we make the change.
The Society does not accept partial transfers in or out (except from previous tax years), or transfers in from Stocks and Shares ISAs, Innovative Finance ISAs or Lifetime ISAs.
The Double Access Saver ISA (Issue 1) is a share account which confers membership rights and is subject to the Rules of the Society.
Opening an account is your decision.
From Manchester Building Society’s page
If 2 or more withdrawals are made from the account per annual anniversary period, you will be paid the 'upon 2nd withdrawal' interest rate until the day before your annual anniversary date.
The interest rate and withdrawal limits will be reset on your account annual anniversary date.
1.70% tax-free/AER (variable) will be paid upon making 2 or more withdrawals
Your agreement to open an account with us will be deemed your agreement to the Charitable Assignment Scheme.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Newcastle Building Society’s page
If 2 or more withdrawals are made from the account per Annual Anniversary period, you will be paid the 'Upon 2nd withdrawal' interest rate until the day before your account Annual Anniversary date.
The interest rate and withdrawal limits will be reset on your account Annual Anniversary date.
On 30th November 2027 your account will mature into an easy access account with a variable interest rate.
All new customers agree to assign any windfall benefits which they may become entitled to on a future conversion or takeover of the Society to the Community Foundation.
Opening an account is your decision.
From Scottish Building Society’s page
This is not a flexible ISA meaning any amount withdrawn cannot be replaced
Once you make your first withdrawal, you won't be able to make another withdrawal until your 12-month period resets.
Any withdrawals will lose their tax - free status and if you want to move your ISA to another provider, you'll need to follow the ISA transfer process with the new provider
Alternatively, we may close it for you and move your savings to another suitable ISA product
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Scottish Building Society’s page
This is not a flexible ISA meaning any amount withdrawn cannot be replaced
Any withdrawals will lose their tax - free status and if you want to move your ISA to another provider, you'll need to follow the ISA transfer process with the new provider
Alternatively, we may close it for you and move your savings to another suitable ISA product
Once you make your first withdrawal, you won't be able to make another withdrawal until your 12-month period resets.
Scottish Building Society, principal place of business SBS House, 193 Dalry Road, Edinburgh, Midlothian, EH11 2EF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Scottish Building Society ↗Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than four withdrawals in the year, you can only do this by closing the account.
The minimum operating balance must be met for interest to be earned.
To open and manage this account, a valid email address must be provided.
Joint accounts aren't allowed.
Partial ISA transfers of previous years' ISA subscriptions from this ISA to another ISA are included in the four withdrawals per year limit.
Opening an account is your decision.
From Vernon Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Yorkshire Building Society’s page
For security reasons, you cannot withdraw money for the first 14 days after you open the account.
If you make a withdrawal using CHAPS, there will be a fee.
To keep your account open, you need at least £1 in your account.
One account per customer.
Yorkshire Building Society, principal place of business Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Tipton & Coseley Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Manchester Building Society’s page
If 3 or more withdrawals are made from the account per annual anniversary period, you will be paid the 'upon 3rd withdrawal' interest rate until the day before your annual anniversary date.
The interest rate and withdrawal limits will be reset on your account annual anniversary date.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Manchester Building Society is a trading name of Newcastle Building Society, principal place of business Newcastle Bldg Soc, 1 Cobalt Park Way, Wallsend, North Tyneside, NE28 9EJ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Manchester Building Society ↗Opening an account is your decision.
From Newcastle Building Society’s page
If 3 or more withdrawals are made from the account per Annual Anniversary period, you will be paid the 'Upon 3rd withdrawal' interest rate until the day before your account Annual Anniversary date.
1.70% tax-free pa/AER (variable) will be paid upon making 3 or more withdrawals
The interest rate and withdrawal limits will be reset on your account Annual Anniversary date.
This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
This interest rate will apply for the remainder of the calendar year.
The minimum account balance to be maintained is £1.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Principality Building Society’s page
Branch 5 Access Bonus Cash ISA Easy access ISA 3.35% / 2.30% Tax-free / AER (Variable) £1 Min. opening deposit How to open Branch Withdrawals 5 each tax year Includes bonus 1.05% (Variable) for the first 12 months
Opening an account is your decision.
From Vernon Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Skipton Building Society’s page
If you need to make more than six withdrawals in the year, you can only do this by closing the account.
You must keep at least this amount in the account to keep it open.
To open and manage this account, a valid email address must be provided.
Joint accounts aren't allowed.
Opening an account is your decision.
From Sidekick’s page
If you transfer an existing ISA to Sidekick, you also earn a cash bonus of up to £500 maximum bonus per customer, paid after 12 months based on the remaining value of your qualifying ISA transfers at the 12-month mark.
The bonus is paid into your Sidekick wallet after 12 months.
When you transfer an existing Cash ISA to Sidekick, you earn a cash bonus based on the remaining value of your qualifying ISA transfers at the end of the 12-month mark: £100 for £10,000-£24,999 / £250 for £25,000-£74,999 / £500 for £75,000-£120,000.
Your deposits are spread across three Sidekick partner banks.
Opening an account is your decision.
From Melton Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From Leeds Building Society’s page
You may only subscribe to one cash ISA in a single tax year with Leeds Building Society.
Opening an account is your decision.
From Loughborough Building Society’s page
Instant access withdrawals permitted 3 times per tax year subject to the Society's daily limits.
A passbook must be presented when a withdrawal is requested.
Closure or the transfer of the total account balance to another provider is permitted even if the 3 withdrawals have been made.
If the maximum amount is invested and a withdrawal is made, further funds can't be added to replace those withdrawn.
Only one of this account type per customer permitted.
Loughborough Building Society, principal place of business 56 Woodgate, Loughborough, Leicestershire, LE11 2TZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Loughborough Building Society ↗Opening an account is your decision.
From Penrith Building Society’s page
Your Limited Access ISA allows up to 4 withdrawals per tax year including full or partial transfers.
A minimum of £100.00 must remain in your account.
This account is limited to one account per individual customer (joint accounts are not permitted)
Full or partial transfers will count towards the 4 withdrawal limit.
Opening an account is your decision.
From Nottingham Building Society’s page
If 4 or more withdrawals are made or the account is closed, you will be paid the 'excluding conditional bonus' interest rate until the day before the start of the interest year (1st February to 31st January)
You'll earn an annual bonus as long as you don't make more than 3 withdrawals in an interest year
The interest rate and withdrawal limits will be reset on 1st February annually
As with all ISAs, these accounts can only have a single account holder.
The most you can withdraw in any one day is £500 in cash, or any amount by cheque
Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the minimum opening balance, a variable rate of 1.25% gross/AER will be paid.
Once the account is approved, the account can receive deposits up to the account limit within five business days.
There is a £25 fee for this service.
Account cannot be closed or transferred online.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Buckinghamshire Building Society’s page
A third withdrawal within a calendar year will result in the account automatically closing.
If your application was made online the first payment into your account must come from your nominated account.
You can open and contribute to multiple Cash ISAs within a single tax year, but the total amount contributed across all your ISAs cannot exceed the annual subscription limit set by HM Revenue & Customs.
We have no current plans to withdraw this product although it can be withdrawn without notice.
Buckinghamshire Building Society, principal place of business High Street, Chalfont St. Giles, Buckinghamshire, HP8 4QB, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Buckinghamshire Building Society ↗Opening an account is your decision.
From HSBC’s page
Our ISA isn't a flexible cash ISA, so any money withdrawn will not change how much of your annual ISA subscription limit you have already used.
Available to HSBC Current Account customers only.
If you withdraw funds from your ISA you will lose the associated future tax benefits associated with holding that money in an ISA.
You can only subscribe to one type of cash ISA and one type of stocks and shares ISA in the same tax year across HSBC and first direct
HSBC is a trading name of HSBC UK Bank Plc, principal place of business 1 Centenary Square, Birmingham, West Midlands, B1 1HQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Tembo Money’s page
Complete your mortgage within 3 years to unlock and receive the bonus you earned during the 12 month period.
Worth knowing: If you close your account before the 12 month bonus period ends, or before your mortgage bonus is paid into your account, you'll forfeit the bonus.
Anything paid in after your 12 months are up won't earn a bonus.
Opening an account is your decision.
From TSB’s page
If you withdraw your money, that month's interest will be 0.25% AER (variable).
If you withdraw money during the term of your account a lower interest rate will be applied to the balance of your account for the whole calendar month in which the withdrawal is made.
The interest rate will be the lower rate that is normally applied to months in which a withdrawal is made
Accounts can only be opened in a sole name
Rates are variable.
TSB is a trading name of TSB Bank plc, principal place of business 19th Floor, 8 Bishopsgate, London, City Of London, EC2N 4BQ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at TSB ↗Opening an account is your decision.
From Vernon Building Society’s page
If more than 2 withdrawals are made during the period (1st April to 31st March) the annual interest rate bonus will not be payable on 31st March.
A basic interest rate of 2.35% Tax Free/AER is payable on all balances.
This is not a Flexible ISA, meaning you cannot withdraw funds from your account and replace them without it counting towards your annual allowance.
The maximum bonus payable is £2,500 and only applies to first-time buyers.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
At the start of the new calendar year the account will revert back to the Easy Access Cash ISA (2 Withdrawals) interest rate available at that time.
The minimum account balance to be maintained is £1.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Vernon Building Society’s page
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Opening an account is your decision.
From Barclays’s page
0.85% in months with withdrawals
Use your annual ISA allowance of up to £20,000 by 5 April to grow your savings in our cash ISAs.
Transfers-in and transfers-out from and to other ISAs are allowed – a transfer-out from this account will count as withdrawal for that calendar month.
Opening an account is your decision.
From Melton Building Society’s page
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Opening an account is your decision.
From Newbury Building Society’s page
If the balance falls below the minimum opening balance, a variable rate of 1.25% gross/AER will be paid.
Account cannot be closed or transferred online.
If the account is not approved within 14 days, we will close the account.
There is a £25 fee for this service.
Newbury Building Society, principal place of business Newbury Bldg Soc, Woodlands, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Newbury Building Society ↗Opening an account is your decision.
From Saffron Building Society’s page
If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable.
You need to pay money into your account within 30 days of opening it.
You can only pay into one ISA with Saffron per tax year.
You must provide your National Insurance number.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
This interest rate will apply for the remainder of the calendar year.
The minimum account balance to be maintained is £1.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
Opening an account is your decision.
From Melton Building Society’s page
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Opening an account is your decision.
From Progressive Building Society’s page
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Opening an account is your decision.
From Hanley Economic Building Society’s page
All other withdrawals within the tax year are subject to 30 days’ loss of interest on the account.
Larger cash sums up to £5,000 are available by giving at least 24 hours notice.
Following any withdrawals £100 should remain in the account.
Opening an account is your decision.
From Progressive Building Society’s page
The account must be held in sole name.
The Society will only accept subscriptions to one cash ISA product in the same tax year.
If we are decreasing the interest rate, we will notify you at least 14 days before the change takes effect.
One withdrawal online per day, per account, is permitted up to a daily maximum of £250,000.
You may transfer your Progressive cash ISA to another ISA provider. When we receive your transfer instructions from your new ISA provider, we will send the funds and accompanying information to the new ISA provider within 5 business days of the day of receipt.
Opening an account is your decision.
From Vernon Building Society’s page
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Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
The minimum account balance to be maintained is £1.
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
The account can only be held in a single name.
Opening an account is your decision.
From Coventry Building Society’s page
All money must be paid in within either three years from the date your spouse or civil partner passed away, or 180 days after administration of the estate is completed, whichever is later.
You must have been living with your spouse or civil partner at the time of their death
To apply the account you must request an application pack and return it to us by post.
You'll need to fill in an Additional Allowance ISA paying-in form every time you put money in.
Your subscription limit is determined at the time you open your ISA and can't be changed.
Opening an account is your decision.
From Skipton Building Society’s page
Withdrawals or account closures before the age of 60 will normally incur a government withdrawal charge of 25% of the amount withdrawn unless it's to buy your first home.
You must not subscribe to more than one Lifetime ISA in any one tax year.
The minimum operating balance must be met for interest to be earned.
Joint accounts aren't allowed.
Opening an account is your decision.
From Skipton Building Society’s page
You must keep at least this amount in the account to keep it open.
You can pay money into the account once we've received the APS Eligibility Declaration from your deceased spouse or civil partner's ISA provider.
If no money is paid within three months of application, the application will be cancelled, and the account won't be opened.
Joint accounts aren't allowed.
Opening an account is your decision.
From Teachers Building Society’s page
If your balance falls below the minimum operating amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: TAX-FREE P.A/AER VARIABLE: currently 1.25%.
This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced.
Withdrawals by telegraphic transfer: If you ask us to transfer money to your bank as a same day transfer - £25.00
Opening an account is your decision.
From Coventry Building Society’s page
If you're transferring in your current years' savings then you must transfer all of it.
This is a limited issue account, so we may stop accepting applications at any time.
The interest rate is variable, so it can go up or down at any time.
Opening an account is your decision.
From Nottingham Building Society’s page
Withdrawals Only to purchase first house or aged 60+
Interest rates are variable unless otherwise stated.
Opening an account is your decision.
From The Co-operative Bank’s page
You can only deposit and withdraw money online, or through our mobile app.
You cannot pay into more than one cash ISA with The Co-operative Bank and smile in the same tax year.
If we decrease the rate, we'll give you 2 months' notice of the change.
We are not currently accepting applications for our Online Cash ISA
Opening an account is your decision.
From West Brom Building Society’s page
Any more than six times and you'll get a lower rate of 1.40% tax-free p.a./AER for the rest of the account year.
You can only apply for this account as a sole applicant.
You can only have one Cash ISA at a time each tax year with the West Brom.
The account year runs from 1 May to 30 April.
Any more than six times and you’ll get a lower rate for the rest of the account year. At the start of the next account year you’ll go back to the higher variable rate available at that time. You’ll then be able to make six withdrawals without getting a lower rate of interest. The account year runs from 1 May to 30 April.
Any ISA transfers out will be made in accordance with HMRC ISA Regulations relating to the transfer. You are able to transfer the full amount of the current years ISA subscriptions and some or all of the previous years subscriptions from this ISA to another ISA. You cannot transfer a partial amount of the current years subscriptions from this ISA to another ISA.
The minimum opening and operating balance permitted in a Limited Access ISA (Issue 1) is £1.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Newcastle Building Society’s page
If you make a withdrawal not connected to these two events then a 25% penalty will apply to the amount you withdraw.
Your Lifetime ISA must be open for at least 12 months before you can withdraw funds from it to buy your first home.
We need to receive your initial investment within 30 days of account opening and prior to your 40th birthday (unless you are transferring an existing Lifetime ISA from another provider).
You are only permitted to open and fund one LISA per tax year.
Opening an account is your decision.
From Chorley & District Building Society’s page
Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate (currently 0.90% tax-free p.a./AER).
This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.
This account has a variable rate of interest and is subject to change; this means we may increase or decrease interest rates at any time.
Withdrawals can be made in branch by cash, cheque, or CHAPS (subject to a £25 fee).
Opening an account is your decision.
From Nottingham Building Society’s page
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Opening an account is your decision.
From Hanley Economic Building Society’s page
All other withdrawals are subject to 30 days loss of interest on the amount withdrawn.
If no subscriptions are made for 3 consecutive months or if 3 or more monthly subscriptions are missed throughout the tax year (6 April - 5 April) the Society, after giving you 60 days notice of our intention to do so, reserves the right to close the account and transfer it to an Instant Access Cash ISA Account.
Following any withdrawals £20 should remain in the account.
If we reduce the interest on your account, we will write to you 14 days before we make the change.
Opening an account is your decision.
From West Brom Building Society’s page
If the APS ISA is closed before the full Additional Permitted Subscription allowance is used, the unused allowance will be lost.
Once money has been taken out of your APS ISA, it can't be paid back into the account.
Money must be paid in within three years from the date your partner passed away, or 180 days after administration of the estate is completed, whichever is later.
Putting money into this ISA doesn't affect your own current years' ISA allowance.
This account can only be opened by post.
West Brom Building Society is a trading name of West Bromwich Building Society, principal place of business 2 Providence Place, West Bromwich, West Midlands, B70 8AF, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Opening an account is your decision.
From Leeds Building Society’s page
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Opening an account is your decision.
From Leeds Building Society’s page
We haven’t read this account’s own page yet.
Opening an account is your decision.
From The Co-operative Bank’s page
You cannot pay into more than one cash ISA with The Co-operative Bank or smile in the same tax year.
Sole accounts only
Opening an account is your decision.
From Bank of Scotland’s page
Tax Free is the contractual rate of interest payable where interest is exempt from income tax.
Opening an account is your decision.
From Halifax’s page
Rates quoted are subject to change.
Opening an account is your decision.
From Lloyds Bank’s page
If you're eligible for a preferential rate it will be fixed for 12 months from the date you open your account.
We may remove preferential offers at any time.
Rates can change at any time and you should check the current interest rate before applying for the account.
Lloyds Bank PLC, principal place of business Lloyds Banking Group, 33 Old Broad Street, London, City Of London, EC2N 1HZ, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority for deposit-taking.
Check it at Lloyds Bank ↗Opening an account is your decision.
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The rest stay on the page with their reason, never above a compared one. No one pays to change the order.